Blue Shield Individual & Family Dental Plans

Medicare Supplemental Dental Plans 

Blue Shield offers affordable and comprehensive dental plans available to clients with and without a Blue Shield health plan.1

They also offer a dental and vision plan package, Specialty DuoSM,which includes comprehensive dental and vision coverage.

Blue Shield’s dental provider networks are among the largest in the state. The dental PPO plans include nearly 47,000 providers in California and nearly 400,000 nationwide. The dental HMO network includes more than 22,000+ providers in California. Check out the dental network map for an overview of county coverage.


  • No waiting period for diagnostic or preventive services
  • Covered diagnostic and preventive services, such as X-rays and routine cleanings, do not count toward the annual coverage limit for dental PPO and Specialty Duo dental plans, providing more coverage for other services before reaching the annual limit
  • A wide range of dental benefits, including most diagnostic and preventive services and oral cancer screening, at no additional cost when using a dental network provider
  • Implants coverage available in our dental PPO plans with a $1,250 calendar-year benefit maximum
  • Orthodontic benefits are available for both children and adults
  • Choice of $25 or $50 deductible per member, per calendar year
  • Choice of a $500, $1,000 or $1,250 calendar-year benefit maximum per member
  • Coverage even when your clients use a non-network dentist. Our plan reimburses your clients up to an allowed amount for covered services, and your clients pay the remaining balance of the total billed charges.



  • No deductibles and no calendar-year maximums
  • Orthodontic services available with or without a 12-month waiting period, for both children and adults
  • Affordable fixed copayments for basic and major services
  • Specialty care available with a referral from a primary dentist

Graphic showing Networks in CA

2021 Evidence of Coverage || 2021 Dental Benefit Summaries || 2021 Specialty Plans at a Glance

Specialty Duo – Dental & Vision pdf  

Importance of Dental Coverage 
Dental & General Health

Insurance 101?

We suggest that you check out Life Insurance, Disability, Long Term Care and Retirement as these risks may cause much more financial devastating to your budget than dental bills.

I don't quite agree on the individual vs group rates & benefits - also group plans are income tax free - section 106

On the other hand - Sacramento Truck driver sudden dealth from tooth infection Sacramento Bee 1.31.2017

Picture of Oral Health 

Why you need Group Dental Coverage


Steve on buying, shopping and best use of premium dollars
Dental Insurance VIDEO

steve's video on dental coverage


  • Why Buy Dental Insurance?  
  • What dental Insurance... should I buy??? 
  • When people ask, what dental insurance plan should I buy,

    The video from the dentist above says he's tempted to answer, "None of them".

    But that's not a very helpful answer, so in this video the dentist attempts to give you some guidance about things to consider before buying a dental insurance plan. Keep in mind that there also are finance plans available if you decide to go that route.  And, you should not be shy about negotiating with your dentist regarding his or her fee for the services that you need.

Dental For Everyone,
has an excellent  website with full brochures, Instant online quoting and enrollment

Dental for everyone free quote

One of our colleagues on how Dental for Everyone Works..

 Specialty Plans at a Glance (click to enlarge) Rev 1.1.20 below, provides a side-by-side comparison of Dental & vision plans and rates

Blue Shield Dental, Vision & Life Insurance – Summary Matrix 1.1.2019 Click to enlarge and get a sharper image

Blue Shield Authorized Broker Website
Blue Shield Authorized Broker Website – INSTANT QUOTES & Enroll

2020 Paper Application

Steve @ Blue Shield HQ

Steve at Blue Shield HQ

Appoint us as your broker - Covered CA ********* Direct

Dental Benefit Summaries

Dental HMO English (PDF, 250KB)
Dental Standard HMO English (PDF, 155KB)
Plan name Benefit summaries
Dental PPO English (PDF, 2MB)
Specialty DuoSM Dental English (PDF, 2MB)
Enhanced Dental PPO 25/500 English (PDF, 145KB)
Enhanced Dental PPO 50/1250 English (PDF, 145KB)
Enhanced Dental PPO 50/2000 English (PDF, 2MB)
Spanish (PDF, 1.7MB)
Enhanced Dental PPO 50/2000/Lifetime Ortho 1500 English (PDF, 2MB)
Spanish (PDF, 1.7MB)
Plan name Benefit summaries
DMHC Disclosure English (PDF, 2MB)
CDI DisclosureImportant Legal Information Booklet ( English (PDF, KB)

Broker Page for Dental on Blue Shield Site 

Best would be to use your Blue Shield MEMBER PORTAL!

Resources, More Info & Links

More detailed information – dental benefit summaries.

– dental benefit summaries. Specialty Duo – Dental Portion Summary of Benefits Vision Summary of Benefits

2018: Ultimate Vision 15/25/120

Ultimate Vision 15/25/150

Specialty DuoSM

Evidence of Coverages

Blue Shield Dental Home Page  

If any of the above links  require a password, email us and we will send you the brochure.  

Blue Shield Provider Finder -
Dentists, Doctors & Hospitals

Blue Shield Provider Finder - Dentists


Finding or changing MD
with Trio Plan VIDEO


How to use the Finding a provider tool above VIDEO

Our Web page with more detail on using provider finder

Understanding Your Plan pdf

Video - Understanding your plan

Nurse Help 24/7, Heal and Teladoc save on prescriptions ER vs. urgent care.


Use your online account to review claims, copays or deductibles and take advantage of other member benefits.

Explanatory VIDEOS  on everything... from Blue Shield


2 comments on “Blue Shield Dental & Vision

    • Yes, dental can be added to your health insurance plan with Blue Shield.

      We are here to help you. Blue Shield pays us for that.

      You can choose any dentist for a PPO plan, but you get paid best when you use a dentist in the network. For HMO you pick a dentist from the list.

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