Medi – Cal eligibility under Health Care Reform
MAGI Income – Not Assets
Medi Cal eligibility under Health Care Reform expanded is when you have family household income (MAGI) under 138% of Federal Poverty Level (subsidy income chart for ObamaCare) dhcs.gov for the parents and 266% for children and no more asset or means testing, there is no more estate recovery for health insurance.
If your children qualify for Medi Cal, and the parents for Covered CA – Private Insurance with subsidies you can now apply for both using the Covered CA online application Cbp.org page 65, with us as your agent at no additional charge, just follow these instructions, starting with find help in the upper right hand corner if you fill out the Covered CA application ONLINE, yourself.
If you are not applying for a subsidized private plan with us as your agent, no charge through Covered CA the easiest and fastest way to apply for or renew Medi-Cal is:
Directly though your local county human service agency CA State wide listing
Los Angeles ONLINE Enrollment
or try Benefits Cal.org for all Welfare Benefits…
Learn about the Steps to Medi-Cal process
Will I lose Medi-Cal under Donald Care?
Hey, did Covered CA or Medi-Cal finally have training in July 2014 for the agents being “forced” to sell Medi-Cal without being compensated?
It’s MONTHS and I still don’t have an ID Card!
How does Covered California work with Medi-Cal? Covered California will act as a “one-stop shop” for health insurance. Through Covered California, you will be able to apply for Medi-Cal benefits electronically and receive a real-time eligibility results. You will also be able to report changes online and receive real-time customer support 24 hours a day. dhcs.gov More FAQ’s DHCS ♦ Insure Me Kevin.com
. Why does my ID Card say Benefits and not Medi-Cal?
Quality Report Medi-Cal – Calif. HealthCare Foundation
Our website is MUCH more than just
Pro Bono helping you with Medi-Cal
We've developed the Medi-Cal portion of our website, as many of our Covered CA clients unfortunately end up here, if their income drops below 133% of FPL, Federal Poverty Level, see the income chart.
We do not get a nickel, for this site or for helping people enroll in Medi-Cal, nor answering complex questions. When you have other questions or need coverage, take a look at our other websites:
Links & Resources
Covered CA Agent Certification Circa 11.2013 Page 4 et seq
Medi-Cal Info on Covered CA Website
Medi-Cal Facts and Figures, 2019: Crucial Coverage for Low-Income Californians (PDF)
Medi-Cal Facts and Figures, 2019 — Quick Reference Guide (PDF)
My Medi-Cal
How to get the Health Care You Need
24 pages
Smart Phones – try turning sideways to view pdf better
Medi Cal Explained CHCF
More
February 2019 17 pages
10 Essential Health Benefits
Video
Western Poverty Law – Exact Legal Rules on
Coverage for Low Income Californian’s
Historical Guide 2006 CHCF 174 pages
Our Webpage on
COVID 19
Covered CA Certified Agent
No extra charge if you qualify for Covered CA Subsidies.
We don't get compensated to help you with Medi Cal. Here's Medi-Cal's contact information.
Get a Covered CA Quote, including subsidy calculation
Video on why you should have an agent
VIDEO --- Difference between Medi Cal & Covered CA
BIC Benefits Identification Card
Set up a phone, skype or face to face consultation
Tools to help you figure out how much you should get
Life Insurance Buyers Guide
Video on how much coverage for death protection you need
Los Angeles County Medi-Cal
ONLINE Enrollment
or just call toll free # 866-613-3777
Email: [email protected]
Covered CA Instructions if you do it through their portal
Click this link for ALL other Counties
Child, Related Pages & Site Map
- Contact Info – Enroll ONLINE Medi-Cal
- Eligibility Criteria for Medi-Cal – MAGI Income
- Aged and Disabled Federal Poverty Level Program
- MAGI Income – FAQ’s – Conical
- Pregnant Women – Medi-Cal Eligibility – MCAP to 322% FPL
- Full Scope Medi-Cal – Benefits & Coverages
- Redetermination? Renewals? Verification
Income Chart Confusion Silver 94 vs Medi Cal?
- ACA Health Care Reform – Obamacare Introduction
- 10 Essential Mandatory Benefits + CA Benefits
- Clinical Trials
- Corona Virus – How does Insurance Cover it?
- Laboratory Charges
- Mental Health – An Essential Benefit
- Orthotics Corrective Shoe Inserts
- Prescriptions Drugs – Rx
- Preventative Care & Wellness Programs
- 80% Medical Loss Ratio (MLR)
- Heath Reform Upheld as a tax NFIP vs Sebillius
- Mandate Penalty no health insurance for California
- Metal Levels – Platinum, Gold, Bronze – Silver & Enhanced
- Definitions – Glossary
- Enhanced Silver §156.410 Cost-sharing reductions –
- HSA Health Savings Accounts
- Provider – Doctor & Hospital Finder
- Open Enrollment & Special Enrollment
- Pre-Existing Conditions – No more!
- 10 Essential Mandatory Benefits + CA Benefits
- Appeal & Grievances?
- Appeals & Grievances Medicare
- Covered CA Appeals
- Grace Periods? NEVER get cancelled Non-Pay!!!
- Insurance Application Disclosures – Table of Contents only
- Last Minute Application? When does coverage start?
- Medical Necessity – reasonable and necessary
- Plain Meaning Rule – Read the statute 3 times
- EOC Evidence of Coverage Value and how to find
- Maxims of Law – Proverbs
- Unlawful Practise of Law
- Law – Other than Insurance
- CA Vehicle Code – no index
- Civil Law – no index
- Criminal Law
- Law – Other than Insurance
- Book Appointment
- Contact Us & License Info
- Covered CA Tax Credits – Subsidies APTC & Rules
- Covered CA Rules – Introduction
- MAGI – Modified Adjusted Gross Income – Line 37* Now 7 or 8b
- Income Chart – Line 8b 1040 Covered CA MAGI
- Table of Contents – Details of Income, Deductions & Expenses for MAGI
- Alimony – From a Divorce Settlement
- Annuity Income? IRA, Pension # 1040 Line 4
- Calif. Earned Income Tax Credit
- Capital Gains – Line 6
- Caregiver Income?
- Clergy – Housing Allowance?
- Debt Cancellation? Foreclosure?
- Educational Credits
- Foreign Income IRC §911
- Gambling Income & Losses – Other Income Line 21
- Gift Income?
- Itemize or use Standard Deduction?
- Medical Expense Deduction – Line 40 Individual
- Schedule C – Self-Employment Income – Line 12
- SDI State Disability Benefits Taxable?
- Report a Change – How & When – Especially Income
- Tax Credits & Subsidies Introduction
- Employer Health Plans – Introduction
- AB 1083 – PPACA – CA law to comply with Federal Law
- 90 Day Maximum Waiting Period?
- Definitions Health Care Reform
- Grand Mothering SB 1446 – Unbelievable Rate Increases! Historical
- Insurance Company requirements AB 1083
- Participation & Contribution Requirements
- Premium – Rating Factors
- AB 1672 – (1992 to 2013) Small Group Guaranteed Issue Historical
- Carriers – Companies
- COBRA – Right to Keep your Employer Group Health Coverage
- Dental, Vision, Supplemental
- Employer Mandate for Health Insurance ACA 4980 h
- Instant Employer Group Quotes – California
- Tax Credits Small Business §45 R
- AB 1083 – PPACA – CA law to comply with Federal Law
- Individual & Family Health Insurance CA
- Life, Disability, Long Term Care & Retirement
- Disability Income – Pay Check Protection
- Estate Planning
- Beneficiary under 18? Is that permitted? Grandchild coverage?
- Estate & Gift Taxes
- Health Care Directives
- Living Trust
- Proposition 13 Lower Property Tax on Inheritance
- Life Insurance
- Long Term Care Nursing & Home Health Care
- Retirement Planning
- Medi-Cal – CA Version of Medicaid
- Contact Info – Enroll ONLINE Medi-Cal
- Eligibility Criteria for Medi-Cal – MAGI Income
- Aged and Disabled Federal Poverty Level Program
- MAGI Income – FAQ’s – Conical
- Pregnant Women – Medi-Cal Eligibility – MCAP to 322% FPL
- Full Scope Medi-Cal – Benefits & Coverages
- Redetermination? Renewals? Verification
- Medicare – Introduction
- Fraud, Scams, Waste & Abuse
- Health Care Reform & Medicare?
- Medi Gap – Supplement Plans – non conical
- Medicare Advantage Plans – Part C
- Part D Rx Prescriptions
- Seminar – Medicare Information ONLINE
- What’s Covered in Part A Hospital & B Doctor Visits?
- Chiropractic – Medicare A & B – MAPD
- Dental under Medicare is very limited
- Diabetes
- Durable Medical Equipment
- End Stage Renal – Kidney Failure
- Enroll ONLINE for Medicare Part A Hospital & B Doctor Visits
- Hearing Aids
- Hospice Coverage – Medicare
- Part A & B Technical Code Sections
- Physical therapy occupational speech
- Preventative Care – Wellness Visit
- Skilled Nursing SNF & Home Health What Medicare Pays
- Sleep Studies, CPAP etc
- Site Map
- Social Security – Retirement Benefits
- zHistorical & Agent Info
my 20 year old son was on medi-cal but coverage was terminated because our income was too high.
trying to enroll him on our plans through covered california, he comes up as medi-cal eligible.
covered california says it is a soft pause and medi-cal will have to release him.
medi-cal says it is a problem with covered california website. back and forth between the two of them for almost a month and 8 hours of phone call, finally some who knows what to do at medi-cal gets him released.
he is added to our accounts at covered california. i report a pay raise the next week and bam- he is medi-cal eligible again and our subsidies and coverage under covered california are all messed up again. it is 4 hours on hold and no one at medi-cal will do anything to release him.
why doesn’t medi-cal help?
Why is my website so much more informative than Medi-Cals or Covered CA’s?
Medi-Cal like any other “business” wants to expand. So they have a motive to keep you there. The Co-Pays and deductibles are lower. They include adult dental & vision.
Medi-Cal and the Insurance Companies don’t pay agents, yet it’s just as time consuming and complex to help people with Medi Cal as a Covered CA or direct plan!
Here’s links on why Government workers are lazy:
https://sweatingthebigstuff.com/stable-government-jobs-promote-laziness/
https://www.fedsmith.com/2019/02/19/public-service-not-regular-job/
https://hbr.org/2014/11/why-government-workers-are-harder-to-motivate
https://www.manhattan-institute.org/html/my-lazy-summer-public-employee-11308.html
https://www.linkedin.com/pulse/confessions-overpaid-lazy-entitled-public-servant-sue-kainz/
https://everything2.com/title/Life+of+a+government+employee
https://www.theatlantic.com/politics/archive/2013/03/how-federal-workers-became-new-welfare-queens/317156/
If you like waiting on hold with Covered CA – Stay there. If you would like to just send an email and I’ll take care of it, appoint me as your agent and I’ll see what I can do.
my 20 year old son was on medi-cal but coverage was terminated because our income was too high.
trying to enroll him on our plans through covered california, he comes up as medi-cal eligible.
covered california says it is a soft pause and medi-cal will have to release him.
medi-cal says it is a problem with covered california website. back and forth between the two of them for almost a month and 8 hours of phone call, finally some who knows what to do at medi-cal gets him released.
he is added to our accounts at covered california. i report a pay raise the next week and bam- he is medi-cal eligible again and our subsidies and coverage under covered california are all messed up again. it is 4 hours on hold and no one at medi-cal will do anything to release him.
why doesn’t medi-cal help?
Why is my website so much more informative than Medi-Cals or Covered CA’s?
Medi-Cal like any other “business” wants to expand. So they have a motive to keep you there. The Co-Pays and deductibles are lower. They include adult dental & vision.
Medi-Cal and the Insurance Companies don’t pay agents, yet it’s just as time consuming and complex to help people with Medi Cal as a Covered CA or direct plan!
Here’s links on why Government workers are lazy:
https://sweatingthebigstuff.com/stable-government-jobs-promote-laziness/
https://www.fedsmith.com/2019/02/19/public-service-not-regular-job/
https://hbr.org/2014/11/why-government-workers-are-harder-to-motivate
https://www.manhattan-institute.org/html/my-lazy-summer-public-employee-11308.html
https://www.linkedin.com/pulse/confessions-overpaid-lazy-entitled-public-servant-sue-kainz/
https://everything2.com/title/Life+of+a+government+employee
https://www.theatlantic.com/politics/archive/2013/03/how-federal-workers-became-new-welfare-queens/317156/
If you like waiting on hold with Covered CA – Stay there. If you would like to just send an email and I’ll take care of it, appoint me as your agent and I’ll see what I can do.
http://www.careharbor.org/care-harbor-los-angeles/
October 13-15, 2018
Free Medical, Dental, Vision and Preventive Care
The REEF Exposition Hall
1933 South Broadway
Los Angeles, California 90007
CARE HARBOR: A destination and a gateway
Care Harbor provides free medical, dental and vision care to the uninsured, underinsured and underserved in our communities. For those who live without access to the care they need, our clinic events are a destination for help and hope.
Care Harbor is also a gateway. Patients who have conditions needing follow-up are connected to medical homes for continuing care after the clinic ends. And all those who come to Care Harbor receive prevention and self-care resources that empower them to lead healthier lives. We are working to bring lasting change to the individuals and communities we serve.
Care Harbor is transforming free clinic events from episodic to sustainable care. In today’s rapidly evolving healthcare environment, we are meeting the challenge with innovations that can help our most vulnerable populations live healthy, productive lives.
Healthcare on a massive scale
Care Harbor converts arenas and other large venues into working clinics treating thousands of people in the space of a few days. Our events may have 100 dental chairs, 20 vision lanes, 40 primary care and subspecialty exam rooms, a women’s health section, dispensary, and many other resources. We offer everything from dental fillings, extractions and cleanings to eye exams and prescription glasses, from medical evaluations and procedures to immunizations and screenings.
Follow-up caredental surgery at CareHarbor in LA
Care Harbor is a temporary clinic but we do not provide temporary care. We connect patients with conditions that require further treatment or evaluation to local clinics and practices that can provide ongoing primary and specialty care. Representatives from these facilities are on site at Care Harbor to make follow-up appointments before patients leave the event.
Prevention and wellness
Prevention is the most effective and economical form of healthcare. We provide counseling and resources from smoking cessation to nutrition, from stress management to emergency preparedness. We’ve innovated a preventive dentistry section to help maintain oral health (90% of dental problems are preventable). Our healthcare philosophy of prevention as well as intervention leads to healthier individuals, families and communities.
A continuing need
Even in this era of healthcare reform, some 30 million people will remain uninsured by Eye examination by optometrist at CareHarbor LA2020, according to the Congressional Budget Office. Those with insurance may have limited dental or vision coverage, or deductibles they cannot afford. The community shares this burden. When uninsured patients use a local ER for primary care, the unreimbursed costs increase everyone’s insurance premiums. When treatable diseases are allowed to progress to a critical and costly stage, they add to the burden on local safety net resources. Conversely, correcting vision, dental or other health problems can increase employability and productivity. Accessible care benefits everyone.
http://www.careharbor.org/care-harbor-los-angeles/
October 13-15, 2018
Free Medical, Dental, Vision and Preventive Care
The REEF Exposition Hall
1933 South Broadway
Los Angeles, California 90007
CARE HARBOR: A destination and a gateway
Care Harbor provides free medical, dental and vision care to the uninsured, underinsured and underserved in our communities. For those who live without access to the care they need, our clinic events are a destination for help and hope.
Care Harbor is also a gateway. Patients who have conditions needing follow-up are connected to medical homes for continuing care after the clinic ends. And all those who come to Care Harbor receive prevention and self-care resources that empower them to lead healthier lives. We are working to bring lasting change to the individuals and communities we serve.
Care Harbor is transforming free clinic events from episodic to sustainable care. In today’s rapidly evolving healthcare environment, we are meeting the challenge with innovations that can help our most vulnerable populations live healthy, productive lives.
Healthcare on a massive scale
Care Harbor converts arenas and other large venues into working clinics treating thousands of people in the space of a few days. Our events may have 100 dental chairs, 20 vision lanes, 40 primary care and subspecialty exam rooms, a women’s health section, dispensary, and many other resources. We offer everything from dental fillings, extractions and cleanings to eye exams and prescription glasses, from medical evaluations and procedures to immunizations and screenings.
Follow-up caredental surgery at CareHarbor in LA
Care Harbor is a temporary clinic but we do not provide temporary care. We connect patients with conditions that require further treatment or evaluation to local clinics and practices that can provide ongoing primary and specialty care. Representatives from these facilities are on site at Care Harbor to make follow-up appointments before patients leave the event.
Prevention and wellness
Prevention is the most effective and economical form of healthcare. We provide counseling and resources from smoking cessation to nutrition, from stress management to emergency preparedness. We’ve innovated a preventive dentistry section to help maintain oral health (90% of dental problems are preventable). Our healthcare philosophy of prevention as well as intervention leads to healthier individuals, families and communities.
A continuing need
Even in this era of healthcare reform, some 30 million people will remain uninsured by Eye examination by optometrist at CareHarbor LA2020, according to the Congressional Budget Office. Those with insurance may have limited dental or vision coverage, or deductibles they cannot afford. The community shares this burden. When uninsured patients use a local ER for primary care, the unreimbursed costs increase everyone’s insurance premiums. When treatable diseases are allowed to progress to a critical and costly stage, they add to the burden on local safety net resources. Conversely, correcting vision, dental or other health problems can increase employability and productivity. Accessible care benefits everyone.
Los Angeles times insurers make a Tonna money off Medicaid
So why do Agents have to enroll people for free
http://www.latimes.com/business/la-fi-medicaid-insurance-profits-20171101-story.html
Los Angeles times insurers make a Tonna money off Medicaid
So why do Agents have to enroll people for free
http://www.latimes.com/business/la-fi-medicaid-insurance-profits-20171101-story.html
It’s been a whirlwind deciding what to do, health-insurance-wise and, after a consultation with our tax guy, we’ve decided to register for Medi-cal. I know you get no money from this, so I’m sorry for wasting your time with Oscar Insurance inquiries.
Thank you for all of your help.
We’ll be in touch in the future if, as we hope, we can make enough money to get back on CC.
It’s been a whirlwind deciding what to do, health-insurance-wise and, after a consultation with our tax guy, we’ve decided to register for Medi-cal. I know you get no money from this, so I’m sorry for wasting your time with Oscar Insurance inquiries.
Thank you for all of your help.
We’ll be in touch in the future if, as we hope, we can make enough money to get back on CC.