Overall conclusion
The documents confirm that the board has meaningful rulemaking power, but not unlimited power. They also confirm your main point: the current rules are not designed around the actual needs of this small building.
The sensible approach is still the hybrid one:
- Owners identify the policies they want.
- The board and ChatGPT organize the comments and draft a coherent Casa La Villa-specific document.
- The draft is checked against the CC&Rs and Bylaws.
- An HOA attorney performs a limited final review of the legally sensitive provisions—especially flooring, entry, hearings, elections, fines and fair housing.
- The board follows the correct adoption procedure.
That should cost much less than paying an attorney to sort through 134 pages, interview everyone, identify every building concern and produce repeated policy drafts from the beginning.