Individual & Family Health Insurance
for California

We offer Guaranteed Enrollment with no-Pre-existing Conditions, coverage for Corona Virus  directly with an Insurance Company with no extra charge for our expertise and subsidies for Covered California,  through our various informative websites. 

You get our expertise at no extra charge – we are paid by the Insurance Companies to help you.   

We are in the constant process of updating our website.   Like us on Facebook.  When we make major updates to our website, we let the public know there.  The rules, Supreme Court decisions, Presidential actions can change things almost daily.  For example, there are no more short term plans in CA   ^{SB 910 Hernandez 2018}.  ^§10123.61. ^{LA times} * 

Unfortunately, Health Insurance doesn’t cover everything.  You might also want to check out our disability page to recover your lost wages.  Your own disability policy pays in addition to SDI State Disability Insurance.  If G-d forbid, that you don’t recover you might want to check out our Life Insurance page to protect your loved ones and give them the financial security they deserve.

All plans under ACA – Obamacare are guaranteed renewable ^{(Insurance Code §10273.6)} and they have contractual guarantees* not to single you out for a rate increase or cancellation,  even if you have too many claims like cancer, aids or heart trouble or other sickness or illness.   

FAQ’s are on virtually every page of our website.  That would be the best place to ask or view other website visitors questions.  Here’s some general introductory FAQ’s.

Email us – [email protected]
for more information or just ask a question in comments below 

Wikipedia on Individually purchased Health Insurance

IRS Publication #5187 New for 2014 – Health Care Law