Individual & Family Health Insurance

for California

We can help you enroll in Individual & Family Plans with  Guaranteed Enrollment and  no-Pre-existing Conditions, including coverage for Corona Virus  directly with an Insurance Company or get tax subsidies in  Covered California.

You get our expertise at no extra charge – we are paid by the Insurance Companies to help you.   

We are in the constant process of updating our website.   Like us on Facebook.  When we make major updates to our website, we let the public know there.  The rules, Supreme Court decisions, Presidential actions can change things almost daily.  For example, there are no more short term plans in CA   SB 910 Hernandez 2018§10123.61. LA times

Unfortunately, Health Insurance doesn’t cover everything.  You might also want to check out our disability page to recover your lost wages.  Your own disability policy pays in addition to SDI State Disability Insurance.  If G-d forbid, that you don’t recover you might want to check out our Life Insurance page to protect your loved ones and give them the financial security they deserve.

All plans under ACA – Obamacare are guaranteed renewable (Insurance Code §10273.6) and they have contractual guarantees* not to single you out for a rate increase or cancellation,  even if you have too many claims like cancer, aids or heart trouble or other sickness or illness.   

FAQ’s are on virtually every page of our website.  That would be the best place to ask or view other website visitors questions.  Here’s some general introductory FAQ’s.


Email us – [email protected]
for more information or just ask a question in comments below 


Wikipedia on Individually purchased Health Insurance

IRS Publication #5187 New for 2014 – Health Care Law


5 comments on “Individual & Family Health Insurance CA

  1. I have my primary medicare A and B. I also have medi-cal. Otherwise known as medi-medi. Lots of doctors are now opting out of the med-ical part. I offered to pay them the balance of what medicare doesn’t pay. They say they’re not allowed to bill me the balance, it’s against the law because they’re not a med-ical provider member. Am I allowed to buy a supplement to medicare so these doctors will see me? I don’t want to lose my medi- cal however, as I get my IHHS benefits from them. Will it be legal to buy a supplemental policy of choice eg: Blue Shield, to offer to the doctors who won’t see me otherwise. I’ve called SS and medi-cal and asked if it was ok and they just say, “Uh, I think so”! That answer is not good enough for me. Incidentally, my son will be paying for my supplimental premium. I appreciate your time. Thank you!
    Gloria shute

  2. I am in need of individual health insurance.

    My Cal COBRA coverage ends April 30, 2017.

    Can your office provide me with info and prices of individual medical insurance?

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