Individual & Family Health Insurance for California

Introduction

You’ve come to the right website to  enroll in Individual & Family Plans with  Guaranteed Enrollment and  no-Pre-existing Conditions, including coverage for COVID – Corona Virus  directly with an Insurance Company or get tax subsidies in  Covered California.

You get our expertise at no extra charge – we are paid by the Insurance Companies to help you.   

We are in the constant process of updating our website.   Like us on Facebook.  When we make major updates to our website, we let the public know there.  The rules, Supreme Court decisions, Presidential actions can change things almost daily.  For example, there are no more short term plans in CA   ^{SB 910 Hernandez 2018}.  ^§10123.61. ^{LA times} * 

Unfortunately, Health Insurance doesn’t cover everything.  You might also want to check out our disability page to recover your lost wages.  Your own disability policy pays in addition to SDI State Disability Insurance.  If G-d forbid, that you don’t recover you might want to check out our Life Insurance page to protect your loved ones and give them the financial security they deserve.

All plans under ACA – Obamacare are guaranteed renewable ^{(Insurance Code §10273.6)} and they have contractual guarantees* not to single you out for a rate increase or cancellation,  even if you have too many claims like cancer, aids or heart trouble or other sickness or illness.   

FAQ’s are on virtually every page of our website.  That would be the best place to ask or view other website visitors questions.

 

Email us – [email protected]
for more information or just ask a question in comments below 

• Wikipedia on Individually purchased Health Insurance
• VIDEO Introduction to ACA/Obamacare Individual Health Plans for those coming from an Employer Plan
• Companies – Carriers
  • Blue Cross – Anthem Individual
  • Blue Shield 2022 PPO & Trio
  • Health Net 2022 Individual Information & Enroll
  • Kaiser Permanente – Enrollment – Pay Premium ONLINE
  • LA Care – Medi Cal & Covered CA
  • Molina Health Care
  • Oscar Health Insurance
  • Sharp Health Plan – Employer & Family
  • Sutter Health Individual & Employer Plans 2022
  • Western Health Advantage Individual & Small Group
• Dental & Vision for Adults and Mandatory Pediatic as an essential benefit
  • Dental Implants – Coverage?
  • Dental under Medicare is very limited – 2022 Budget to increase benefits

 

Kaiser Foundation FAQ's

 

• Marketplace Eligibility
• Marketplace Enrollment Periods
• Marketplace Health Plans and Premiums
• Marketplace Alternatives
• Renewing Marketplace Coverage for 2020
• Individual Mandate
• Health Insurance and the 2019 Federal Income Tax Return
• Short-Term and Other Policies Sold Outside of the Marketplace
• Help Paying Marketplace Premiums: The Basics
• Help Paying Marketplace Premiums: When Other Coverage Is Available
• Help Paying Marketplace Premiums: Defining Income and Household
• Help Paying Marketplace Premiums: Challenges Estimating Income and Tax Consequences
• Cost-Sharing Reductions
• Tobacco Surcharge for Premiums
• Marketplace Verification and Appeals
• Young Adults and Students
• Women's Health
• Non-traditional Households
• Immigrants
• Agricultural Workers
• Employer-Sponsored Health Coverage
• Early Retirees
• Medicare
• Get Instant Quotes & Enroll

 

 

Covered CA
How to use your plan

White House Address
Time to sign up
Done in 2015 but the principles are the same