Individual & Family Health Insurance
for California
We can help you enroll in Individual & Family Plans with Guaranteed Enrollment and no-Pre-existing Conditions, including coverage for Corona Virus directly with an Insurance Company or get tax subsidies in Covered California.
You get our expertise at no extra charge – we are paid by the Insurance Companies to help you.
We are in the constant process of updating our website. Like us on Facebook. When we make major updates to our website, we let the public know there. The rules, Supreme Court decisions, Presidential actions can change things almost daily. For example, there are no more short term plans in CA SB 910 Hernandez 2018. §10123.61. LA times *
Unfortunately, Health Insurance doesn’t cover everything. You might also want to check out our disability page to recover your lost wages. Your own disability policy pays in addition to SDI State Disability Insurance. If G-d forbid, that you don’t recover you might want to check out our Life Insurance page to protect your loved ones and give them the financial security they deserve.
All plans under ACA – Obamacare are guaranteed renewable (Insurance Code §10273.6) and they have contractual guarantees* not to single you out for a rate increase or cancellation, even if you have too many claims like cancer, aids or heart trouble or other sickness or illness.
FAQ’s are on virtually every page of our website. That would be the best place to ask or view other website visitors questions. Here’s some general introductory FAQ’s.
Email us – [email protected]
for more information or just ask a question in comments below
Consumer Resources
Wikipedia on Individually purchased Health Insurance
IRS Publication #5187 New for 2014 – Health Care Law
Steve Shorr
Website Video #Introduction
Our webpages on our qualifications, reviews, testimonials, etc.
Our Webpage on Insurance Coverage for
COVID 19
White House Address
Time to sign up
Done in 2015 but the principles are the same
Covered CA
How to use your plan
Kaiser Foundation FAQ's
Marketplace Enrollment Periods
Marketplace Health Plans and Premiums
Renewing Marketplace Coverage for 2020
Health Insurance and the 2019 Federal Income Tax Return
Short-Term and Other Policies Sold Outside of the Marketplace
Help Paying Marketplace Premiums: The Basics
Help Paying Marketplace Premiums: When Other Coverage Is Available
Help Paying Marketplace Premiums: Defining Income and Household
Help Paying Marketplace Premiums: Challenges Estimating Income and Tax Consequences
Tobacco Surcharge for Premiums
Marketplace Verification and Appeals
Employer-Sponsored Health Coverage
#Covered CA Certified Agent
No extra charge for complementary assistance
- Appoint us as your broker
- VIDEO on ARPA Stimulus and more Covered CA Subsidies
- Set Consultation Meeting via Phone, Skype or Zoom
- Get Instant Health Quotes, Subsidy Calculation & Enroll
Videos on how great agents are
I have my primary medicare A and B. I also have medi-cal. Otherwise known as medi-medi. Lots of doctors are now opting out of the med-ical part. I offered to pay them the balance of what medicare doesn’t pay. They say they’re not allowed to bill me the balance, it’s against the law because they’re not a med-ical provider member. Am I allowed to buy a supplement to medicare so these doctors will see me? I don’t want to lose my medi- cal however, as I get my IHHS benefits from them. Will it be legal to buy a supplemental policy of choice eg: Blue Shield, to offer to the doctors who won’t see me otherwise. I’ve called SS and medi-cal and asked if it was ok and they just say, “Uh, I think so”! That answer is not good enough for me. Incidentally, my son will be paying for my supplimental premium. I appreciate your time. Thank you!
Gloria shute
We will answer that on our Medi Cal and other coverage page.
Introduction to Individual Plans for those coming from Employer Group Plans
https://youtu.be/ad92M4voc60
I am in need of individual health insurance.
My Cal COBRA coverage ends April 30, 2017.
Can your office provide me with info and prices of individual medical insurance?
Click here for quotes from all companies & plans.
Losing COBRA counts as a special enrollment period as it’s not open enrollment.