Small Business’s  EmployER Medical Plans are now guaranteed coverage  with just one common law employee  ^{(AB 1083)}, who isn’t a spouse.  

No medical questions are asked! 

Small Business can enroll year around, you do not have to wait for Open Enrollment.   See the brochures and other pages in this section of our website, in the menu above, site map or child pages below.

Email, Skype or Zoom us [email protected] for more information. 

We are here to help you get the most from your Employer Group Health Plan.

Our services and consultation are free as long as you appoint us as your agent for no additional charge as we are compensated by the Insurance Companies to help you.

See the buttons below to get quotes, ask us a question or set a meeting.
Check out the details of each Insurance Companies offerings by going to their webpage from our Insurance Carrier section, below.

Insurance Companies Webpages for New Business
& Administrative Information 

How can Covered CA help your Small Business?
VIDEO 

Our Webpage for Covered CA - SHOP Program

Child, Related Pages & Site Map 

• Carriers – Companies Employer Group no index follow
  • Aetna Employer Group Coverage
  • Blue Cross – Anthem
    • Administrative, Renewal & Wellness Tools
  • Blue Shield
  • California Choice – Multiple Companies ONE Bill
  • Health Net
  • Kaiser Permanente – New Enrollment – Administrative
  • Oscar
  • Sharp Health Plan
  • SHOP – Covered CA for Small Business
  • Sutter Employer Health Plans 2021
  • United Health Plan UHC
    • Administration & Wellness
• EmployER Definition – Health Care Reform
  • 1099 vs Employee & Other Defintions
    • Telemarketing Training
  • EmployEE Definition
    • COBRA & California Cal-COBRA 36 months total coverage
    • Dependent Definition – Up to Age 26 – Add newborn baby
      • Registered Domestic Partners – Spousal Health Coverage?
• Participation & Contribution Requirements
  • Documents to show bonafide Employer in business
  • Enforcement -no index
    • 90 Day Maximum Waiting Period?
      • Late Enrollee – Triggers – Qualifying Events
    • Employer Group Association Plans – Trump’s Executive Order – CA prohibition
    • Why enroll in your Employers Group Health Plan?
  • Management Carve Outs – §2716 – Similarly Situated
    • Common Ownership – Affiliated Companies – Corporations
• Quotes Employer Group – California – Instantly
• Tax Credits Small Business §45 R
  • IRC §106 Health Insurance Deduction for Employers & Employees
    • Schedule C – Self-Employment Income – Hobby? Office in home?
  • Section §105 -HRA Health Reimbursement
  • Section 125 – POP Plan Employee Contributions are Tax Deductible

Information from deleted & culled pages

Insurance Companies are required to do these things

AB 1083  – Non Grandfathered Plans   §1357.500 – 1357.516

Here’s the rules Insurance Companies must follow under ACA/Health Care Reform

CA Insurance Code AB 1083    §10753 et seq.  for Non Grandfathered Plans (PDF) HTML  

AB 1083 Definitions – Non Grandfathered Plans Health Care Reform 

§1357.500 – 1357.516

California passed AB 1083 (California AB 1083 Small Group Health Plans  pdf  HTML ) so that California law complies with Health Care Reform.  AB 1083 replaces Insurance Code §10753 and so forth, the  rules for Non Grandfathered Plans which we had previously under  AB 1672…Insurance Code 10700-10752.8  Here’s a summy from * CHFC 6 page pdf summary *