Covered CA - Insurance Companies & Rates for 2018 - Preliminary
Covered CA – Insurance Companies & Rates for 2018 – Preliminary – See Page 5 about CSR Cost Sharing Reductions
Marketing Matters - Stability in Individual Market
Marketing Matters – Stability in Individual Market

Open Enrollment for 2018, the period of time when you can start or change your plan for any reason, for Individuals & Families starts 11.1.2017 will end 1.31.2018 * Covered CA Website  CA Healthline 9.6.2017§6502 *Covered CA email dated 8.18.2017 although  Federal Rules, stop at 12.15.2017, with a 1.1.2018 effective date Modern Health Care 4.13.2017  CMS.Gov 4.13.2017  * Amazonaws.com .  The shorted dates are to allevige concerns the Insurance Companies have about enrolling sick people at the last minute.

If you need coverage NOW and it’s not Open Enrollment –

Please review all the Qualifying Events §6504 CA CCR’s for Special Enrollment and let’s see if you are eligible

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More on 2018 Open Enrollment

(a) A qualified individual may enroll in a QHP, or an enrollee may change QHPs, only during the initial open enrollment period, as specified in subdivision (b) of this section, the annual open enrollment period, as specified in subdivision (d) of this section, or a special enrollment period, as described in Section 6504, for which the qualified individual has been determined eligible.
(b) The initial open enrollment period begins October 1, 2013 and extends through March 31, 2014.
(c) Regular coverage effective dates for initial open enrollment period for a QHP selection received by the Exchange from a qualified individual:
(1) On or before December 23, 2013, shall be January 1, 2014;
(2) Between December 24, 2013 and December 31, 2013, shall be February 1, 2014;
(3) Between the first and fifteenth day of the month for any month between January 2014 and March 31, 2014, shall be the first day of the following month; and
(4) Between the sixteenth and last day of the month for any month between January 2014 and March 31, 2014, shall be the first day of the second following month.
(d) Annual open enrollment period for benefit years beginning:
(1) On January 1, 2015 begins on November 15, 2014 and extends through February 15, 2015.
(2) On or after January 1, 2016 begins on November 1, of the calendar year preceding the benefit year, and extends through January 31 of the benefit year.
***See above about changes in the Federal Health Care.Gov Exchange limiting open enrollment to 12.15.2017
(e) Beginning 2014, the Exchange shall provide a written annual open enrollment notification to each enrollee no earlier than the first day of the month before the open enrollment period begins and no later than the first day of the open enrollment period.
(f) Coverage effective dates are as follows:
(1) For the benefit year beginning on January 1, 2015, for a QHP selection received by the Exchange from a qualified individual:
(A) From November 15, 2014 through December 15, 2014, shall be January 1, 2015;
(B) From December 16, 2014 through January 15, 2015, shall be February 1, 2015; and
(C) From January 16, 2015 through February 15, 2015, shall be March 1, 2015.
(2) For the benefit year beginning on or after January 1, 2016, for a QHP selection received by the Exchange from a qualified individual:
(A) On or before December 15 of the calendar year preceding the benefit year, shall be January 1;
(B) From December 16 of the calendar year preceding the benefit year through January 15 of the benefit year, shall be February 1; and
(C) From January 16 through January 31 of the benefit year, shall be March 1.
(g) A qualified individual’s coverage shall be effectuated in accordance with the coverage effective dates specified in subdivisions (c) and (f) of this section if:
(1) The individual makes his or her initial premium payment, reduced by the APTC amount he or she is determined eligible for by the Exchange, by the premium payment due date, as defined in Section 6410 of Article 2 of this chapter; and
(2) The applicable QHP issuer receives such payment on or before such due date.
Note: Authority cited: Section 100504, Government Code. Reference: Sections 100502 and 100503, Government Code; and 45 CFR Section 155.410.

 

More of our  WebPages on what do to if you missed Open Enrollment.

See menu above or the partial site map below

 

Historical

Open Enrollment for 2017, the period of time when you can start or change your plan for any reason, for Individuals & Families starts 11.1.2016 with a 1.1.2017 effective date as long as you apply by 12.15.2016, otherwise it’s the 1st of the next month as long as you apply by the 15th 1399.849 f 3 and runs through 1.31.2017  CMS rule. 9937 F

Open Enrollment for 2016,  starts 11.1.2015 with a 1.1.2016  1399.849 f 3 and runs through 1.31.2016  CMS rule.

Covered CA extends Open Enrollment till the 17th!  CA Health Line

 

 

 

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