You must be Lawfully present – check this entire page for information and details of what “lawful presence” means, in the USA to get tax credits– Subsidies in Covered CA.
If you want coverage without subsidies, you can purchase direct from an Insurance Company, no extra charge for us to help you with that, with the only requirement being that you reside in CA, even if you don’t have legal status. You might also check out International Travel Policies.
There is no charge for our help, when you appoint us as your agent by using the enrollment links in this website or using “find local help” in the upper right hand portion of the Covered CA Online Application.
We are not immigration attorney’s and can’t help you with that. If you have the documents, proving lawful status, we can help you get health insurance.
Learn More ===>
- Covered CA – Accepted Documents to prove lawful status
- Covered CA Application page 27
- How to find receipt # on green card
- CA Mandate Penalty?
- Proof of Citizenship or US National Status
- Tax Guide for Aliens Publication # 519
- USCIS US Citizenship & Immigration Services
- Lawyers Guide to determine citizenship in Criminal Cases
- Federal 8 U.S. Code § 1641 – Definitions for Medi Cal – Medicaid
- Overview of Immigrant Eligibility for Federal Programs – National Immigration Law Center
- THE AFFORDABLE CARE ACT: COVERAGE IMPLICATIONS AND ISSUES FOR
- Chart comparing Immigration and Covered CA with Subsidies – Western Poverty Law
- USCIS Policy Manual
Steve talks about International Travel Insurance
- CHCF.org Proposed Changes ** Federal Register 100 pages
- Public Charge Guide - Keep Your Benefits .org
- The 2019 Public Charge Final Rule is no longer in effect, and DHS will partner with federal agencies to ensure impacted individuals are aware. USCIS.Gov *
- Biden Administration Unwinds Trump-Era ‘Public Charge’ Policy For Immigrants
Green card applications will no longer be impacted by a person's use of government-funded services like Medicaid or SNAP.
- The revised final rule, issued by the Department of Homeland Security on Thursday, formally eases health care access for noncitizen immigrants. The Biden administration had previously stopped enforcement of the Trump-era policy. Learn More Kaiser Health News
- Biden Administration Unwinds Trump-Era ‘Public Charge’ Policy For Immigrants
- Covered California Fact Sheet and Talking Points
- HealthCare.Gov: Health Coverage for Immigrants
- Judge orders end to DACA LA Times 7.16.2021
- National Immigration Law Center: Top 5 Things to Know About Public Charge
- Public Charge Resource Sheet
- Proposed Changes Public Charge Determination Quick Guide
- Final Rule Inadmissibility on Public Charge Grounds 8 CFR Parts 103, 212, 213, 214, 245 and 248
- Ways to get around this rule or mitigate it?
- Organizations that can help assist you
- individuals seeking an immigrant visa must prove that they will obtain health insurance coverage within 30 days of entry in the United States or be able to pay for ‘reasonably foreseeable medical costs.’ Health Affairs.org *
- Special Enrollment when it's not Open Enrollment
- Public Charge Rule Explained VIDEO
- New Trump rules could deny green cards to immigrants on public assistance LA Times 8.12.2019
- Trump Administration Moves To Penalize Immigrants For Using Government Benefits NPR 8.20.2018
- Three in 10 Adults in California Immigrant Families with Low Incomes Avoided Safety Net Programs in 2020 Urban.org Research Report 47 pages
- Governor Newsom Signs Into Law First-in-the-Nation Expansion of Medi-Cal to Undocumented Californians Age 50 and Over CA.Gov
- See our webpage on lawful presence & public charge
- A California resident is one who is in California for other than a temporary or transitory purpose; or Domiciled in California, but outside California for a temporary or transitory purpose. (ftb.ca.gov).
- Amount of time you spend in California versus amount of time you spend outside California;
- Location of your spouse and children;
- Location of your principal residence;
- Where your driver's license was issued;
- Where your vehicles are registered;
- Where you maintain your professional licenses;
- Where you are registered to vote;
- Location of the banks where you maintain accounts;
- Location of your doctors, dentists, accountants, and attorneys;
- Location of the church, temple or mosque, professional associations, or social and country clubs of which you are a member;
- Location of your real property and investments;
- Permanence of your work assignments in California; and
- Location of your social ties.
In using these factors, it is the strength of your ties and closest connections not just the number of ties, that determines your residency (ftb.ca.gov/)
- Sanjiv Gupta CPA reviews rules related to residency in California
No extra charge for complementary assistance
- Appoint us as your broker
- VIDEO on ARPA Stimulus and more Covered CA Subsidies
- Videos on how great agents are
Can an illegal immigrant buy health insurance in Covered CA?
Outside of Covered CA?
Can they get subsidies?
Bill pending for CA Covered CA to request permission from the Federal Government. This still won’t give APTC – subsidies to illegal immigrants. CA HealthLine 6.10.2016 SB 10 Covered CA SB 4 Medi-Cal See below – illegal immigrants can buy coverage now through an agent or direct from the Insurance Company.
Verify work eligibility
What you need to know – Covered CA 1 page pdf
nilc.org/lawfullypresent/ National Immigration Law Center
Western Poverty Law Center – Guide for Low Income CA to get coverage
Resources Tool Kit Rev 1.2015 includes Immigration Status, FAQ’s, Lawfully Present FAQ’s,
Here are samples of acceptable documents that Covered CA will accept as proof ♦
If you do NOT qualify, you can try an International Policy Under the Health Reform Law, you must be lawfully present to get coverage outside of Covered CA too. page 25 Specimen Evidence of Coverage or excerpt below from agents manual.
Immigrants to USA must have Health Insurance or prove a huge bank account
President Trump signed a proclamation late Friday 10.4.2019 barring legal immigrants who cannot prove they will have “approved health care coverage” or the means to pay for it within 30 days of their arrival to the United States. Politico *
Trump said uninsured individuals are a burden on the health care industry and U.S. taxpayers.
“Immigrants who enter this country should not further saddle our health care system, and subsequently American taxpayers, with higher costs,” Trump declared.
Beginning Nov. 3, only immigrants covered by approved health insurance or those who can show they can pay for “reasonably foreseeable medical costs” will be allowed entry into the U.S.
The announcement affects immigrants applying for visas from overseas. It doesn’t apply to non-citizen children of U.S. citizens. Refugees and asylum-seekers are also exempt.
However, it would apply to the spouses and parents of U.S. citizens and the immediate family members of lawful permanent residents. NPR *
Section 212(f) of the Immigration and Nationality Act, which grants the president authority to declare certain migrants ineligible for entry because it “would be contrary to the national interest” and “detrimental to the interests of the United States.” Washington Post *
Healthcare providers and taxpayers bear substantial costs in paying for medical expenses incurred by people who lack health insurance or the ability to pay for their healthcare. Hospitals and other providers often administer care to the uninsured without any hope of receiving reimbursement from them. The costs associated with this care are passed on to the American people in the form of higher taxes, higher premiums, and higher fees for medical services. In total, uncompensated care costs — the overall measure of unreimbursed services that hospitals give their patients — have exceeded $35 billion in each of the last 10 years. These costs amount to approximately $7 million on average for each hospital in the United States, and can drive hospitals into insolvency. Beyond uncompensated care costs, the uninsured strain Federal and State government budgets through their reliance on publicly funded programs, which ultimately are financed by taxpayers.
Beyond imposing higher costs on hospitals and other healthcare infrastructure, uninsured individuals often use emergency rooms to seek remedies for a variety of non-emergency conditions, causing overcrowding and delays for those who truly need emergency services. This non-emergency usage places a large burden on taxpayers, who reimburse hospitals for a portion of their uncompensated emergency care costs.
While our healthcare system grapples with the challenges caused by uncompensated care, the United States Government is making the problem worse by admitting thousands of aliens who have not demonstrated any ability to pay for their healthcare costs. Notably, data show that lawful immigrants are about three times more likely than United States citizens to lack health insurance. Immigrants who enter this country should not further saddle our healthcare system, and subsequently American taxpayers, with higher costs.
The United States has a long history of welcoming immigrants who come lawfully in search of brighter futures. We must continue that tradition while also addressing the challenges facing our healthcare system, including protecting both it and the American taxpayer from the burdens of uncompensated care. Continuing to allow entry into the United States of certain immigrants who lack health insurance or the demonstrated ability to pay for their healthcare would be detrimental to these interests.
NOW, THEREFORE, I, DONALD J. TRUMP, by the authority vested in me by the Constitution and the laws of the United States of America, including sections 212(f) and 215(a) of the Immigration and Nationality Act (8 U.S.C. 1182(f) and 1185(a)) and section 301 of title 3, United States Code, hereby find that the unrestricted immigrant entry into the United States of persons described in section 1 of this proclamation would, except as provided for in section 2 of this proclamation, be detrimental to the interests of the United States, and that their entry should be subject to certain restrictions, limitations, and exceptions. I therefore hereby proclaim the following:
Section 1. Suspension and Limitation on Entry.
(a) The entry into the United States as immigrants of aliens who will financially burden the United States healthcare system is hereby suspended and limited subject to section 2 of this proclamation. An alien will financially burden the United States healthcare system unless the alien will be covered by approved health insurance, as defined in subsection (b) of this section, within 30 days of the alien’s entry into the United States, or unless the alien possesses the financial resources to pay for reasonably foreseeable medical costs.
(b) Approved health insurance means coverage under any of the following plans or programs:
(i) an employer-sponsored plan, including a retiree plan, association health plan, and coverage provided by the Consolidated Omnibus Budget Reconciliation Act of 1985;
(ii) an unsubsidized health plan offered in the individual market within a State;
So, Covered CA with subsidies, won’t cut it.
(iii) a short-term limited duration health policy effective for a minimum of 364 days — or until the beginning of planned, extended travel outside the United States;
(iv) a catastrophic plan;
(v) a family member’s plan;
(vi) a medical plan under chapter 55 of title 10, United States Code, including coverage under the TRICARE program;
(vii) a visitor health insurance plan that provides adequate coverage for medical care for a minimum of 364 days — or until the beginning of planned, extended travel outside the United States;
(viii) a medical plan under the Medicare program; or
(ix) any other health plan that provides adequate coverage for medical care [MEC? Minimum Essential Coverage] as determined by the Secretary of Health and Human Services or his designee.
(c) For persons over the age of 18, approved health insurance does not include coverage under the Medicaid [Medi-Cal] program.
See also our webpage on Public Charge
Sec. 2. Scope of Suspension and Limitation on Entry.
(a) Section 1 of this proclamation shall apply only to aliens seeking to enter the United States pursuant to an immigrant visa.
(b) Section 1 of this proclamation shall not apply to:
(i) any alien holding a valid immigrant visa issued before the effective date of this proclamation;
(ii) any alien seeking to enter the United States pursuant to a Special Immigrant Visa, in either the SI or SQ classification, who is also a national of Afghanistan or Iraq, or his or her spouse and children, if any;
(iii) any alien who is the child of a United States citizen or who is seeking to enter the United States pursuant to an IR-2, IR-3, IR-4, IH-3, or IH-4 visa;
(iv) any alien seeking to enter the United States pursuant to an IR-5 visa, provided that the alien or the alien’s sponsor demonstrates to the satisfaction of the consular officer that the alien’s healthcare will not impose a substantial burden on the United States healthcare system;
(v) any alien seeking to enter the United States pursuant to a SB-1 visa;
(vi) any alien under the age of 18, except for any alien accompanying a parent who is also immigrating to the United States and subject to this proclamation;
(vii) any alien whose entry would further important United States law enforcement objectives, as determined by the Secretary of State or his designee based on a recommendation of the Attorney General or his designee; or
(viii) any alien whose entry would be in the national interest, as determined by the Secretary of State or his designee on a case-by-case basis.
(c) Consistent with subsection (a) of this section, this proclamation does not affect the entry of aliens entering the United States through means other than immigrant visas, including lawful permanent residents. Further, nothing in this proclamation shall be construed to affect any individual’s eligibility for asylum, refugee status, withholding of removal, or protection under the Convention Against Torture and Other Cruel, Inhuman or Degrading Treatment or Punishment, consistent with the laws and regulations of the United States.
Sec. 3. Implementation and Enforcement.
(a) An alien subject to this proclamation must establish that he or she meets its requirements, to the satisfaction of a consular officer, before the adjudication and issuance of an immigrant visa. The Secretary of State may establish standards and procedures governing such determinations.
(b) The review required by subsection (a) of this section is separate and independent from the review and determination required by other statutes, regulations, or proclamations in determining the admissibility of an alien.
(c) An alien who circumvents the application of this proclamation through fraud, willful misrepresentation of a material fact, or illegal entry shall be a priority for removal by the Department of Homeland Security.
Sec. 4. Reports on the Financial Burdens Imposed by Immigrants on the Healthcare System.
(a) The Secretary of State, in consultation with the Secretary of Health and Human Services, the Secretary of Homeland Security, and the heads of other appropriate agencies, shall submit to the President a report regarding:
(i) the continued necessity of and any adjustments that may be warranted to the suspension and limitation on entry in section 1 of this proclamation; and
(ii) other measures that may be warranted to protect the integrity of the United States healthcare system.
(b) The report required by subsection (a) of this section shall be submitted within 180 days of the effective date of this proclamation, with subsequent reports submitted annually thereafter throughout the effective duration of the suspension and limitation on entry set forth in section 1 of this proclamation. If the Secretary of State, in consultation with the heads of other appropriate executive departments and agencies, determines that circumstances no longer warrant the continued effectiveness of the suspension or limitation on entry set forth in section 1 of this proclamation or that circumstances warrant additional measures, the Secretary shall immediately so advise the President.
(c) The Secretary of State and Secretary of Health and Human Services shall coordinate any policy recommendations associated with the reports described in subsection (a) of this section.
Sec. 5. Severability.
It is the policy of the United States to enforce this proclamation to the maximum extent possible to advance the interests of the United States. Accordingly:
(a) if any provision of this proclamation, or the application of any provision to any person or circumstance, is held to be invalid, the remainder of the proclamation and the application of its other provisions to any other persons or circumstances shall not be affected thereby; and
(b) if any provision of this proclamation, or the application of any provision to any person or circumstance, is held to be invalid because of the failure to follow certain procedures, the relevant executive branch officials shall implement those procedural requirements to conform with existing law and with any applicable court orders.
Sec. 6. General Provisions.
(a) Nothing in this proclamation shall be construed to impair or otherwise affect:
(i) United States Government obligations under applicable international agreements;
(ii) the authority granted by law to an executive department or agency, or the head thereof; or
(iii) the functions of the Director of the Office of Management and Budget relating to budgetary, administrative, or legislative proposals.
(b) This proclamation shall be implemented consistent with applicable law and subject to the availability of appropriations.
(c) This proclamation is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.
Sec. 7. Effective Date.
This proclamation is effective at 12:01 a.m. eastern daylight time on November 3, 2019.
IN WITNESS WHEREOF, I have hereunto set my hand this fourth day of October, in the year of our Lord two thousand nineteen, and of the Independence of the United States of America the two hundred and forty-fourth.
DONALD J. TRUMP White House.Gov *
What happens if you have a severe chronic condition or major accident, you can’t qualify for Medi-Cal as you are not lawfully present, must a hospital treat you if you show up in the ER Emergency Room?
You could get deported!
Yet, when it comes time for the hospitals to discharge these patients, the same standard doesn’t apply. Though hospitals are legally obligated to find suitable places to discharge patients (for example, to their homes, rehabilitation facilities or nursing homes), their insurance status makes all the difference. After reaching the patient’s family in Mexico, and discussing issues with the Mexican consulate, the case manager began making travel arrangements to a rehabilitation hospital in Mexico. Medical air transport to another country is an expensive proposition — roughly $50,000, depending on the equipment needed and the distance to the receiving facility in the patient’s home nation. From the hospital’s point of view, it was easy to see that this large one-time expense would be worthwhile. The transfer to Mexico would put a stop to the indefinite, uncompensated costs of continued hospitalization. Further, the transfer would open up the patient’s bed to a new (and presumably insured) patient. NPR 4.9.2016 *
Some hospitals have been deporting illegal immigrants even though the U.S. government is the only authority that can perform this action. Medical repatriation is considered a human rights violation mainly because many of these hospitals act as “unauthorized immigration officers.” Medical news today 4.23.2014 * Forbes 2.26.2018 *
Links & Resources
- Our page on ER’s having to treat you till your stabilized.
- News report of hospital sending uninsured patient back to his country * Wikipedia *
- Hospitals ‘Deport’ Sick, Undocumented Immigrants VIDEO
Technical and Research Resources
FAQ’s Kaiser Foundation kff.org/immigrants
New Obama Immigration may allow those to get Medi-Cal californiahealthline.org/2014/11/21
4 page – Immigration Status and Covered Ca hbex.coveredca.com
For purposes of this part the following definitions apply:
Creditable coverage means coverage of an individual as defined in section 2701(c)(1) of the Public Health Service Act as of March 23, 2010 and 45 CFR 146.113(a)(1).
Enrollee means an individual receiving coverage from a PCIP established under this section.
Lawfully present means
(1) A qualified alien as defined in section 431 of the Personal Responsibility and Work Opportunity Act (PRWORA) ( 8 U.S.C. 1641);
(2) An alien in nonimmigrant status who has not violated the terms of the status under which he or she was admitted or to which he or she has changed after admission;
(3) An alien who has been paroled into the United States pursuant to section 212(d)(5) of the Immigration and Nationality Act (INA) ( 8 U.S.C. 1182(d)(5)) for less than 1 year, except for an alien paroled for prosecution, for deferred inspection or pending removal proceedings;
(4) An alien who belongs to one of the following classes:
(ii) Aliens currently under Temporary Protected Status (TPS) pursuant to section 244 of the INA ( 8 U.S.C. 1254a), and pending applicants for TPS who have been granted employment authorization;
(iii) Aliens who have been granted employment authorization under 8 CFR 274a.12(c)(9), (10), (16), (18), (20), (22), or (24);
(v) Aliens currently under Deferred Enforced Departure (DED) pursuant to a decision made by the President;
(vi) Aliens currently in deferred action status;
(vii) Aliens whose visa petitions have been approved and who have a pending application for adjustment of status;
(5) A pending applicant for asylum under section 208(a) of the INA ( 8 U.S.C. 1158) or for withholding of removal under section 241(b)(3) of the INA ( 8 U.S.C. 1231) or under the Convention Against Torture who has been granted employment authorization, and such an applicant under the age of 14 who has had an application pending for at least 180 days;
(6) An alien who has been granted withholding of removal under the Convention Against Torture; or
(7) A child who has a pending application for Special Immigrant Juvenile status as described in section 101(a)(27)(J) of the INA ( 8 U.S.C. 1101(a)(27)(J)).
(8)Exception. An individual with deferred action under the Department of Homeland Security’s deferred action for childhood arrivals process, as described in the Secretary of Homeland Security’s June 15, 2012, memorandum, shall not be considered to be lawfully present with respect to any of the above categories in paragraphs (1) through (7) of this definition.
Out-of-pocket costs means the sum of the annual deductible and the other annual out-of-pocket expenses, other than for premiums, required to be paid under the program.
Pre-Existing condition exclusion has the meaning given such term in 45 CFR 144.103.
Pre-Existing Condition Insurance Plan (PCIP) means the temporary high risk health insurance pool plan (sometimes referred to as a “qualified high risk pool”) that provides coverage in a State, or combination of States, in accordance with the requirements of section 1101 of the Affordable Care Act and this part. The term “PCIP program” is generally used to describe the national program the Secretary is charged with carrying out, under which States or non-profit entities operate individual PCIPs.
Resident means an individual who has been legally domiciled in a State.
State refers each of the 50 States and the District of Columbia.
(A)resides in the same household as a parent who has been battered or subjected to extreme cruelty in the United States by that parent’s spouse or by a member of the spouse’s family residing in the same household as the parent and the spouse consented or acquiesced to such battery or cruelty, but only if (in the opinion of the agency providing such benefits) there is a substantial connection between such battery or cruelty and the need for the benefits to be provided; and
 So in original. The semicolon probably should be a comma.
Child & Related Pages