Medi – Cal eligibility under Health Care Reform
MAGI Income – Not Assets
Medi Cal eligibility under Health Care Reform expanded is when you have family household income (MAGI) under 138% of Federal Poverty Level (subsidy income chart for ObamaCare) dhcs.gov for the parents and 266% for children and no more asset or means testing, there is no more estate recovery for health insurance.
If your children qualify for Medi Cal, and the parents for Covered CA – Private Insurance with subsidies you can now apply for both using the Covered CA online application Cbp.org page 65, with us as your agent at no additional charge, just follow these instructions, starting with find help in the upper right hand corner if you fill out the Covered CA application ONLINE, yourself.
If you are not applying for a subsidized private plan with us as your agent, no charge through Covered CA the easiest and fastest way to apply for or renew Medi-Cal is:
Directly though your local county human service agency CA State wide listing
Los Angeles ONLINE Enrollment
or try Benefits Cal.org for all Welfare Benefits…
Learn about the Steps to Medi-Cal process
Will I lose Medi-Cal under Donald Care?
Hey, did Covered CA or Medi-Cal finally have training in July 2014 for the agents being “forced” to sell Medi-Cal without being compensated?
It’s MONTHS and I still don’t have an ID Card!
How does Covered California work with Medi-Cal?
Covered California will act as a “one-stop shop” for health insurance. Through Covered California, you will be able to apply for Medi-Cal benefits electronically and receive a real-time eligibility results. You will also be able to report changes online and receive real-time customer support 24 hours a day. dhcs.gov More FAQ’s DHCS ♦ Insure Me Kevin.com
Our website is #MUCH more than just
Pro Bono helping you with Medi-Cal
We've developed the Medi-Cal portion of our website, as many of our Covered CA clients unfortunately end up here, if their income drops below 133% of FPL, Federal Poverty Level, see the income chart.
We do not get a nickel, for this site or for helping people enroll in Medi-Cal, nor answering complex questions. When you have other questions or need coverage, take a look at our other websites:
Links & Resources
Covered CA Agent Certification Circa 11.2013 Page 4 et seq
Medi-Cal Info on Covered CA Website
Medi-Cal Facts and Figures, 2019: Crucial Coverage for Low-Income Californians (PDF)
Medi-Cal Facts and Figures, 2019 — Quick Reference Guide (PDF)
#My Medi-Cal
How to get the Health Care You Need
24 pages
Smart Phones - try turning sideways to view pdf better
- Medi Cal Explained CHCF
- 10 Essential Health Benefits
- Our Webpage onMedi Cal Benefits
- Western Poverty Law - Exact Legal Rules on Coverage for Low Income Californian's
Nolo Social Security, Medicare, Medi Cal & Government Pensions
Our Webpage on
COVID 19
Covered CA Certified Agent
No extra charge for complementary assistance
- Appoint us as your broker
- VIDEO on ARPA Stimulus and more Covered CA Subsidies
- Set Consultation Meeting via Phone, Skype or Zoom
- Instant Health Quotes, Subsidy Calculation & Enroll
Videos on how great agents are
Enrolling in health plans has helped people focus on their families and careers, and feel protected against unexpected medical issues.
Get Instant Term Life Quote
- Set up a phone, skype or face to face consultation
- Tools - Calculator to help you figure out how much you should get
Life Insurance Buyers Guide
How much life insurance you really need?
- Life Screening Form
- Please complete & return and we'll search and consult for you.
- Or try this one from NAAIP.org
- Please complete & return and we'll search and consult for you.
- Set up a phone, Zoom, skype or face to face consultation
Enroll in Medi-Cal?
Use the #C4yourself website or My Benefits cal.com - Cal Win? based on the County you live in
Plus these programs -
County Medical Services Program (CMSP),
CalFresh (formerly known as Food Stamps) and
California Work Opportunity and Responsibility to Kids (CalWORKs) or check their other website
NOT C 4 yourself Then find the webpage that you need Apply during business hours Monday – Friday 7:00 am – 5:00 pm at 1-800-281-9799 San Diego County Website
Cal WinPromotional Video How to Video
|
Enroll ONLINE my benefits calwin.org
You Tube Channel Videos
Child, Related Pages & Site Map
- Contact Info – Enroll ONLINE Medi-Cal
- Eligibility Criteria for Medi-Cal – MAGI Income
- Aged and Disabled Federal Poverty Level Program
- FAQ’s Table of Contents – Conical
- Pregnant Women – Medi-Cal Eligibility – MCAP to 322% FPL
- Full Scope Medi-Cal – Benefits & Coverages
- Redetermination? Renewals? Verification
my 20 year old son was on medi-cal but coverage was terminated because our income was too high.
trying to enroll him on our plans through covered california, he comes up as medi-cal eligible.
covered california says it is a soft pause and medi-cal will have to release him.
medi-cal says it is a problem with covered california website. back and forth between the two of them for almost a month and 8 hours of phone call, finally some who knows what to do at medi-cal gets him released.
he is added to our accounts at covered california. i report a pay raise the next week and bam- he is medi-cal eligible again and our subsidies and coverage under covered california are all messed up again. it is 4 hours on hold and no one at medi-cal will do anything to release him.
why doesn’t medi-cal help?
Why is my website so much more informative than Medi-Cals or Covered CA’s?
Medi-Cal like any other “business” wants to expand. So they have a motive to keep you there. The Co-Pays and deductibles are lower. They include adult dental & vision.
Medi-Cal and the Insurance Companies don’t pay agents, yet it’s just as time consuming and complex to help people with Medi Cal as a Covered CA or direct plan!
Here’s links on why Government workers are lazy:
https://sweatingthebigstuff.com/stable-government-jobs-promote-laziness/
https://www.fedsmith.com/2019/02/19/public-service-not-regular-job/
https://hbr.org/2014/11/why-government-workers-are-harder-to-motivate
https://www.manhattan-institute.org/html/my-lazy-summer-public-employee-11308.html
https://www.linkedin.com/pulse/confessions-overpaid-lazy-entitled-public-servant-sue-kainz/
https://everything2.com/title/Life+of+a+government+employee
https://www.theatlantic.com/politics/archive/2013/03/how-federal-workers-became-new-welfare-queens/317156/
If you like waiting on hold with Covered CA – Stay there. If you would like to just send an email and I’ll take care of it, appoint me as your agent and I’ll see what I can do.
http://www.careharbor.org/care-harbor-los-angeles/
October 13-15, 2018
Free Medical, Dental, Vision and Preventive Care
The REEF Exposition Hall
1933 South Broadway
Los Angeles, California 90007
CARE HARBOR: A destination and a gateway
Care Harbor provides free medical, dental and vision care to the uninsured, underinsured and underserved in our communities. For those who live without access to the care they need, our clinic events are a destination for help and hope.
Care Harbor is also a gateway. Patients who have conditions needing follow-up are connected to medical homes for continuing care after the clinic ends. And all those who come to Care Harbor receive prevention and self-care resources that empower them to lead healthier lives. We are working to bring lasting change to the individuals and communities we serve.
Care Harbor is transforming free clinic events from episodic to sustainable care. In today’s rapidly evolving healthcare environment, we are meeting the challenge with innovations that can help our most vulnerable populations live healthy, productive lives.
Healthcare on a massive scale
Care Harbor converts arenas and other large venues into working clinics treating thousands of people in the space of a few days. Our events may have 100 dental chairs, 20 vision lanes, 40 primary care and subspecialty exam rooms, a women’s health section, dispensary, and many other resources. We offer everything from dental fillings, extractions and cleanings to eye exams and prescription glasses, from medical evaluations and procedures to immunizations and screenings.
Follow-up caredental surgery at CareHarbor in LA
Care Harbor is a temporary clinic but we do not provide temporary care. We connect patients with conditions that require further treatment or evaluation to local clinics and practices that can provide ongoing primary and specialty care. Representatives from these facilities are on site at Care Harbor to make follow-up appointments before patients leave the event.
Prevention and wellness
Prevention is the most effective and economical form of healthcare. We provide counseling and resources from smoking cessation to nutrition, from stress management to emergency preparedness. We’ve innovated a preventive dentistry section to help maintain oral health (90% of dental problems are preventable). Our healthcare philosophy of prevention as well as intervention leads to healthier individuals, families and communities.
A continuing need
Even in this era of healthcare reform, some 30 million people will remain uninsured by Eye examination by optometrist at CareHarbor LA2020, according to the Congressional Budget Office. Those with insurance may have limited dental or vision coverage, or deductibles they cannot afford. The community shares this burden. When uninsured patients use a local ER for primary care, the unreimbursed costs increase everyone’s insurance premiums. When treatable diseases are allowed to progress to a critical and costly stage, they add to the burden on local safety net resources. Conversely, correcting vision, dental or other health problems can increase employability and productivity. Accessible care benefits everyone.
Los Angeles times insurers make a Tonna money off Medicaid
So why do Agents have to enroll people for free
http://www.latimes.com/business/la-fi-medicaid-insurance-profits-20171101-story.html
It’s been a whirlwind deciding what to do, health-insurance-wise and, after a consultation with our tax guy, we’ve decided to register for Medi-cal. I know you get no money from this, so I’m sorry for wasting your time with Oscar Insurance inquiries.
Thank you for all of your help.
We’ll be in touch in the future if, as we hope, we can make enough money to get back on CC.