Medi – Cal eligibility under Health Care Reform
MAGI Income – Not Assets
Medi Cal eligibility under Health Care Reform expanded is when you have family household income (MAGI) under 138% of Federal Poverty Level (subsidy income chart for ObamaCare) dhcs.gov for the parents and 266% for children and no more asset or means testing, there is no more estate recovery for health insurance.
If your children qualify for Medi Cal, and the parents for Covered CA – Private Insurance with subsidies you can now apply for both using the Covered CA online application Cbp.org page 65, with us as your agent at no additional charge, just follow these instructions, starting with find help in the upper right hand corner if you fill out the Covered CA application ONLINE, yourself.
If you are not applying for a subsidized private plan with us as your agent, no charge through Covered CA the easiest and fastest way to apply for or renew Medi-Cal is:
Directly though your local county human service agency CA State wide listing
Los Angeles ONLINE Enrollment
or try Benefits Cal.org for all Welfare Benefits…
Learn about the Steps to Medi-Cal process
Will I lose Medi-Cal under Donald Care?
Hey, did Covered CA or Medi-Cal finally have training in July 2014 for the agents being “forced” to sell Medi-Cal without being compensated?
It’s MONTHS and I still don’t have an ID Card!
How does Covered California work with Medi-Cal?
Covered California will act as a “one-stop shop” for health insurance. Through Covered California, you will be able to apply for Medi-Cal benefits electronically and receive a real-time eligibility results. You will also be able to report changes online and receive real-time customer support 24 hours a day. dhcs.gov More FAQ’s DHCS ♦ Insure Me Kevin.com
Our website is #MUCH more than just
Pro Bono helping you with Medi-Cal
We've developed the Medi-Cal portion of our website, as many of our Covered CA clients unfortunately end up here, if their income drops below 133% of FPL, Federal Poverty Level, see the income chart.
We do not get a nickel, for this site or for helping people enroll in Medi-Cal, nor answering complex questions. When you have other questions or need coverage, take a look at our other websites:
Links & Resources
Covered CA Agent Certification Circa 11.2013 Page 4 et seq
Medi-Cal Info on Covered CA Website
Medi-Cal Facts and Figures, 2019: Crucial Coverage for Low-Income Californians (PDF)
Medi-Cal Facts and Figures, 2019 — Quick Reference Guide (PDF)
#My Medi-Cal
How to get the Health Care You Need
24 pages
Smart Phones - try turning sideways to view pdf better
- Medi Cal Explained CHCF
- More
- Historical Guide 2006 CHCF 174 pages
- CalAIM California Advancing and Innovating Medi-Cal — is a far-reaching, multiyear plan to transform California’s Medi-Cal program and to make it integrate more seamlessly with other social services. The goal of CalAIM is to improve outcomes for the millions of Californians covered by Medi-Cal, especially those with the most complex needs.
- Medi Cal Contact Information
- 10 Essential Health Benefits
- Our Webpage on Medi & Denti Cal Benefits
- Western #Poverty Law - Exact Legal Rules on Coverage for Low Income Californian's
Nolo Social Security, Medicare, Medi Cal & Government Pensions
Our Webpage on
COVID 19
#Covered CA Certified Agent
No extra charge for complementary assistance
- Appoint us as your broker
- VIDEO on ARPA Stimulus and more Covered CA Subsidies
- Set Consultation Meeting via Phone, Skype or Zoom
- Get Instant Health Quotes, Subsidy Calculation & Enroll
Videos on how great agents are
Get Instant Term Life Quote
- Set up a phone, skype or face to face consultation
- Tools - Calculator to help you figure out how much you should get
Life Insurance Buyers Guide
How much life insurance you really need?
- Life Screening Form
- Please complete & return and we'll search and consult for you.
- Or try this one from NAAIP.org
- Please complete & return and we'll search and consult for you.
- Set up a phone, Zoom, skype or face to face consultation
ONLINE Enrollment in Medi-Cal?
BenefitsCal is a one-stop-shop to apply for...
- Medi-Cal
- CMSP (County Medical Services Program)
- Disaster CalFresh
- GA/GR (General Assistance and General Relief )
- County Medical Services Program (CMSP),
- CalFresh (formerly known as Food Stamps) and
- California Work Opportunity and Responsibility to Kids (CalWORKs) or check their other website
my 20 year old son was on medi-cal but coverage was terminated because our income was too high.
trying to enroll him on our plans through covered california, he comes up as medi-cal eligible.
covered california says it is a soft pause and medi-cal will have to release him.
medi-cal says it is a problem with covered california website. back and forth between the two of them for almost a month and 8 hours of phone call, finally some who knows what to do at medi-cal gets him released.
he is added to our accounts at covered california. i report a pay raise the next week and bam- he is medi-cal eligible again and our subsidies and coverage under covered california are all messed up again. it is 4 hours on hold and no one at medi-cal will do anything to release him.
why doesn’t medi-cal help?
Why is my website so much more informative than Medi-Cals or Covered CA’s?
Medi-Cal like any other “business” wants to expand. So they have a motive to keep you there. The Co-Pays and deductibles are lower. They include adult dental & vision.
Medi-Cal and the Insurance Companies don’t pay agents, yet it’s just as time consuming and complex to help people with Medi Cal as a Covered CA or direct plan!
Here’s links on why Government workers are lazy:
https://sweatingthebigstuff.com/stable-government-jobs-promote-laziness/
https://www.fedsmith.com/2019/02/19/public-service-not-regular-job/
https://hbr.org/2014/11/why-government-workers-are-harder-to-motivate
https://www.manhattan-institute.org/html/my-lazy-summer-public-employee-11308.html
https://www.linkedin.com/pulse/confessions-overpaid-lazy-entitled-public-servant-sue-kainz/
https://everything2.com/title/Life+of+a+government+employee
https://www.theatlantic.com/politics/archive/2013/03/how-federal-workers-became-new-welfare-queens/317156/
If you like waiting on hold with Covered CA – Stay there. If you would like to just send an email and I’ll take care of it, appoint me as your agent and I’ll see what I can do.
Los Angeles times insurers make a Tonna money off Medicaid
So why do Agents have to enroll people for free
http://www.latimes.com/business/la-fi-medicaid-insurance-profits-20171101-story.html
It’s been a whirlwind deciding what to do, health-insurance-wise and, after a consultation with our tax guy, we’ve decided to register for Medi-cal. I know you get no money from this, so I’m sorry for wasting your time with Oscar Insurance inquiries.
Thank you for all of your help.
We’ll be in touch in the future if, as we hope, we can make enough money to get back on CC.