Instructions on how to complete an ONLINE application - direct, not Covered CA
Instructions on how to complete an ONLINE application – direct, not Covered CA
Oscar Billboard
Oscar Billboard

Direct Affiliate ONLINE Enrollment Link with Oscar

Oscar’s Health Insurance focuses centers around the Internet and mobile applications. Another click and appointment options — a free doctor’s call or a visit to a primary care physician or specialist — are splashed on the screen with estimated costs. A consumer could expect to shell out a total of $200 in co-pays and typical prescriptions or tests for a visit to a specialist. Oscar offers an Exclusive Provider Organization plan, or EPO — a hybrid of the HMO and PPO models. Consumers, for example, receive no coverage out of network, but unlike an HMO they don’t need a primary care physician or a referral to see a specialist.   Providence Health & Services and UCLA Health have signed on to Oscar’s network, giving it 16 area hospitals and more than 5,000 doctors.

Learn More ⇒  Los Angeles Times 10.18.2015

Oscar will accept 1.1.2018 enrollments, outside of Covered CA up to 12.31.2017! Email dated 12.12.2017 1:02 PM    Don’t expect your ID card that quickly though.


Get FREE Quote and Subsidy Calculation all companies

Why Oscar?

The Uber of Health Care?

Participating Hospitals

2017 Update

Oscar   Website

Be sure to use this link though to enroll  Direct Affiliate ONLINE Enrollment Link with Oscar

Forms – Notices – Plan Documents

Provider & Formulary Search

Wikepedia on Oscar

Coverage Areas –  We have been approved by the DMHC to expand our network into East Los Angeles County.  We now have a coverage area from Santa Clarita north to San Juan Capristano south Malibu west to Pomona east. The only area we do not have in Los Angeles County is Palmdale/Lancaster  –  Get a Quote on Oscar’s Site or all companies and verify if your area is covered by zip code.



2017 Oscar Matix - Deductible & Out of Pocket Max are the same
2017 Oscar Matix – Deductible & Out of Pocket Max are the same


Oscar SEP Guidelines * More Detail

Child Pages



Oscar will accept applications in and out of Covered CA till 2.6.2016 email dated 2.1.2016 9:05 AM

Insure Me  and here   on new documents, brochures, evidence of coverage (EOC) just released for 11.1.2015 Open Enrollment.

Kaiser Health News 8.10.2015   Will Oscar Survive Covered CA?

Insure Me on Oscar – Introduction

Coverage Matrix & 2017 Plans Overview

8 comments on “Oscar Health Insurance

  1. Hi, Steve.
    Thanks, I’m all set with Oscar. I received a welcome letter and found instructions on making a web payment for my EPO 87 plan for Jan 1, 2018.

    I also set up the auto-pay recurring payments as well.

    Thanks for your help with the ACA insurance stuff here. Bye bye to Blue Shield of Calif. Their rates for the same PPO enhanced silver insurance were ridiculous.

    Oscar is a newer, startup company, so the competition for business is exactly what President Obama and Congress intended when they set up the ACA, among many other patient protections for those of us with pre-existing conditions.

    Thank you again,

    • Covered CA right on their website – provider finder tells you that Oscar’s is better.

      The Covered California provider directory can help you select a health plan. The directory is updated monthly and may not be a current or complete list of the health plan’s providers.

      The health plan you select will have the most current provider directory. You may not have coverage or may have higher costs if you visit a provider who is not in your plan’s network. To avoid this, you must verify with your health plan if the provider is in-network before you seek care.

    • How are you defining “best?”

      I guess Oscar doesn’t know how to play the game with the BBB. I made a report to BBB a few years back on a property management company who I think had no rating or a very low one. I recollect they got an “F” after my review. The Property Manager then joined BBB and their rating was upgraded to A. Here’s the report I made to Rip Off

      Oscar is resolving complaints where it counts. They had 6 with DMHC and resolved them all.

      To sell insurance in CA Oscar has complied with vetting from the CA Department of Insurance, Department of Managed Health Care and Covered CA.

      Oscar is new. Oscar is even newer in CA. There website looks good. I can’t say I always find what I’m looking for.

      Obamacare mandates that Insurance Companies pay 80% of what they take in, out in claims. Thus, rates are going to be high everywhere.

      IMHO the best way to compare plans is to start with our quote engine. Use the menu above to go to the webpage we have for each company if you want more detail.

      • Hey Steve,

        I think you hit the nail on the head here. You’ll see that Aetna, Cigna and many other carriers have more unresolved complaints than we do and more negative complaints! However, they have an A+, even with, in certain cases, ZERO positive mentions. In my opinion, the BBB is losing it’s status and prestige with social media players such as TripAdviser and Yelp providing independent reviews that aren’t manipulated in a pay for play system. While Yelp will allow people who pay to list higher in searches, they’re reviews are what genuinely influence the rating. So one can pay and list higher under a review category, but if they have a 3/5 star, that’s how it will show.

        We do very much appreciate your response and how you handled it. I wish there were more sales people fighting the good fight such like you are!


        Jesse Hendon
        Oscar Health
        CA Sales Executive

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