California Paid Family #Leave
(EDD Website)
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California Paid Family Leave 2 page brochure
California’s EDD’s site that tells about family leave if you take time off to care for an ill family member. The page tells you just about everything you need to know. How to file a claim, check on the status and manage a claim, calculate your benefit.
- California Paid Family Leave PFL Eligibility FAQ’s
- Families First Coronavirus Response Act: Employee Paid Leave Rights
- latimes.com/new-california-workplace-laws-covid-19-safety-more
- la times.com/family-leave-2018 01 29-story
- State’s unfair family leave plan Low-wage workers in California pay for this benefit too, but many can’t afford to take the time off.
- CA Paid Family Leave Act §3300-3306 SB 1661 2002
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- Your employer must pay for the continuation of your group health benefits if your employer normally pays for those benefits. CA Civil Rights *
- cal civil rights.ca.gov/Employment/
- edd.ca.gov/en/disability/PFL_Forms_and_Publications
- A Family Rights Act
Employee Handbook
- Many of these link require a password. Email us to get – discuss the information you need.
- shrm.org/employee-handbooks
Jump to section on:
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- Employee Guide Federal Family Leave 20 pages DOL
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Paid family and medical leave tax credit expanded… permanent
Explanation: Section 70304 makes the paid family/medical leave (PFML) credit permanent and allows credit for insurance premiums paid, not just direct wages. Eligibility is expanded by reducing the work history requirement from 1 year to 6 months.
Impact: Lower eligibility hurdles make it easier for small and mid-sized businesses to participate. The ability to use insurance shifts financial risk and expands flexibility in benefit design. Encourages broader adoption of family-friendly policies, enhancing workforce retention. NAIFA *
- Federal Family Leave Act (FMLA) Dept. of Labor Site
- Visit DOL Pandemic Site
- Employee Guide Federal Family Leave 20 pages DOL
- Fact Sheet #28A: Employee Protections under the Family and Medical Leave Act DOL
- Does the employer have to pay the employee’s health insurance while on FMLA Maternity Leave?
- Basically yes.
- Group health insurance benefits. If an employee has health insurance through an employer’s group health plan, they can continue their group health insurance coverage during FMLA leave on the same terms as if they had continued to work. For example:
- QUESTION: Does our company have to pay for employees’ health coverage while they are on FMLA leave?
- ANSWER: Your company does not have to pay your employees’ share of health coverage premiums while they are on FMLA leave. However, employers covered by the FMLA (generally, private-sector employers with 50 or more employees and public agencies and local educational agencies with any number of employees) must maintain coverage under any group health plan for the duration of an FMLA leave at the level and under the conditions that coverage would have been provided if the employee had been continuously employed for the duration of the leave. This means that, if your company is covered by the FMLA, it must pay the same share of the health coverage premiums for an employee on FMLA leave as it would have paid if the employee had not been on leave.
- Family and Medical Leave Act Advisor Employer Recovery of Benefit Costs
Covered CA (& Medi Cal) - Calculate - #Countable Sources of MAGI Income
Short Summary
The American Rescue Plan ARPA extends expanded unemployment benefits with a supplemental weekly payment of $300 through September 6, 2021. These supplemental UIB payments are counted as income for determining eligibility for Covered California programs but are not counted as income for determining eligibility for Medi-Cal programs (including both MAGI and non-MAGI programs). Covered CA CARES Act webpage. * ARPA Broker FAQ *
For 2020 if your adjusted gross income is less than $150,000, up to $10,200 of unemployment compensation is excluded from gross income. IRS Publication 525 *
Income vs Expense Deductions – how it might mess you up for subsidies – visit Insure Me Kevin.com to learn more.
Federal Unemployment ends Labor Day Weekend 2021 NBC.com * More detail and alternate plans like Medi Cal, Covered CA subsidies, Cal Fresh, Find a Job Los Angeles Times *
IRS Taxable & Non Taxable – Unemployment Benefits Publication 525
Unemployment Benefits
The tax treatment of unemployment benefits you receive depends on the type of program paying the benefits.
Unemployment compensation.
Generally, you must include in income all unemployment compensation you receive. You should receive a Form 1099-G showing in box 1 the total unemployment compensation paid to you. In most cases, you enter unemployment compensation on Schedule 1 (Form 1040), line 7.
Exclusion from income tax on a portion of unemployment compensation for 2020.
For individuals with adjusted gross income of less than $150,000, up to $10,200 of unemployment compensation is excluded from gross income. In the case of a joint return, up to $10,200 received by each spouse is excluded. (See P.L. 117–2 and section 85(c).)
- Exclusion from income tax on a portion of unemployment compensation for 2020.
- Types of unemployment compensation.
- Governmental program.
- Repayment of unemployment compensation.
- Tax withholding.
- Supplemental unemployment benefits.
- Repayment of benefits.
- Private unemployment fund.
- Payments by a union.
- Guaranteed annual wage.
- State employees.
Our Webpage on if SDI State Disability Benefits are Taxable?
#Adjustments to Income - Schedule 1
#Schedule1 1040
- Part I Additional Income
- 2a Alimony received
- 3 Business income or (loss). Attach Schedule C
- Get Health Quote for your business
- 5 Rental real estate, royalties, partnerships, S corporations, trusts, etc. Attach Schedule E
- 7 Unemployment compensation
- 8 Other income:
- a Net operating loss
- b Gambling income
- c Cancellation of debt
- d Foreign earned income exclusion from Form 2555
- e Taxable Health Savings Account distribution
- Part II Adjustments to Income
- 11 Educator expenses
- 13 Health savings account deduction. Attach Form 8889
- 15 Deductible part of self-employment tax. Attach Schedule SE
- Learn more about your Social Security Benefits
- 16 Self-employed SEP, SIMPLE, and qualified plans -
- 17 Self-employed health insurance deduction
- 19a Alimony paid
- 20 IRA Individual Retirement Account deduction
- 21 Student loan interest deduction
- Instant Business Health Insurance Proposals
EDD – CA Programs for Unemployed #DE2320
- Los Angeles Times – Introductory Article on Unemployment 7.5.2022
- Eligibility Requirements Edd.gov
- FAQs – Unemployment Eligibility Edd.gov
- See our webpage on
- SDI State Disability Benefits – How to apply
- nolo.com/termination-checklist california
- shrm.org/how-to-ensure-rightful-terminations-in-california
- Covered CA MAGI Income Unemployment ***** SDI
- Get Quote for Private Disability
- CA & Federal Paid Family Leave
- Pandemic Unemployment Assistance
- EDD – No Storefront Offices – Mass Shootings – Efficiency – Not Covid
- New laws for January 2022 faster service, prevent fraud LA Times 10.5.2022
- You should file for regular UC if you have an employer and you have been laid off, or your hours have been reduced through no fault of your own, or you cannot work because a medical or public official has directed you to quarantine or self-isolate because of COVID-19 exposure, symptoms, or a positive diagnosis; or you are caring for someone who is suspected of having or has tested positive for COVID-19.
- Elements of a Voluntary Quit Edd.gov
Resources
Employment Resources
- oc register.com/covid-19-sick-leave-set-to-return-in-california
- Labor and Workforce Development Agency – Resources for employers and workers including workers’ compensation and paid sick leave.
- Labor Commissioner’s Office FAQs – Employee leave options, compensation, and salary.
- Department of Fair Employment and Housing – Job protection and employment discrimination.
- Washington Post – Paid Sick Leave
- EDD pamphlet on unemployment and SDI benefits
Health Resources
- California Department of Public Health
- Centers for Disease Control and Prevention
- World Health Organization
- FAQ from Website visitor on options to keep her health insurance, with no or less income.
See our webpage on how unemployment compensation & Disability gets counted for MAGI Income under Covered CA subsidies, get quotes. Appoint us as your agent.
More Information
Another article * 1 * 2 * Prisoner Fraud * Problems * What if $600 ends? * Freelancers *
Confusion between Net, Gross Income and MAGI Income. Nearly 1 million California’s will have to pay back unemployment benefits as they reported Net and not Gross Income.
Benefits were supposed to be based on their net income in 2019. But in all the confusion of an unprecedented program, many reported their gross income instead.
Covered CA subsidies are based on Adjusted Gross Income + Social Security. https://individuals.healthreformquotes.com/subsidies/magi/
Like President Trump said, Insurance is very complicated. VIDEO
unemployment benefits fraud in California could total $2 billion,
Is this the biggest heist in history, at least in California? Well, that’s what the Sacramento County district attorney said
la times.com/california-unemployment-benefits-fiasco
EDD California 2025 Employers Guide #DE44
- Forms & Publications EDD
- FORMS REQUIRED TO GIVE NEW EMPLOYEES
- More workplace protections in 2022 New laws will shield employee health, safety and wages, but some ‘job killer’ bills were axed Los Angeles Times
- Social Security Forms
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New Federal Reporting Requirement for Beneficial Ownership Information (BOI)
- Beneficial Ownership Information Reporting Suspended Smart Tax Fin LLC.com
- Effective January 1, 2024, many companies in the United States must report information about their beneficial owners—the individuals who ultimately own or control the company—to the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury.
- In 2021, Congress enacted the bipartisan Corporate Transparency Act to curb illicit finance. This law requires many companies doing business in the United States to report information about who ultimately owns or controls them.
- Your company may need to report information about its beneficial owners if it is:
- 1. a corporation, a limited liability company (LLC), or was otherwise created in the United States by filing a document with a secretary of state or any similar office under the law of a state or Indian tribe; or
- 2. a foreign company and was registered to do business in any U.S. state or Indian tribe by such a filing.
- FinCEN’s Small Entity Compliance Guide includes checklists for each of the 23 exemptions that may help determine whether your company qualifies for an exemption.
All our Health plans are Guaranteed Issue with No Pre X Clause
Instant Quote & Subsidy #Calculation
There is No charge for our complementary services, we are paid by the Insurance Company.
- Our Quote Engine Takes all the complexity out of using pencil and paper to figure out the premiums per the Obamacare/ACA rules under CFR §1.36B-3 *
- We are authorized Brokers for Dental, Vision & Covered CA get instant quotes direct and in Covered CA with subsidy calculation for:
- Watch our 10 minute VIDEO that explains everything about getting a quote
All our Health plans are Guaranteed Issue with No Pre X Clause
Instant Quote & Subsidy #Calculation
There is No charge for our complementary services, we are paid by the Insurance Company.
- Our Quote Engine Takes all the complexity out of using pencil and paper to figure out the premiums per the Obamacare/ACA rules under CFR §1.36B-3 *
- We are authorized Brokers for Dental, Vision & Covered CA get instant quotes direct and in Covered CA with subsidy calculation for:
- Watch our 10 minute VIDEO that explains everything about getting a quote