Get Instant California Small-Group Health Insurance Quotes

Enter your company and employee census information to compare available California small-group health plans, estimated monthly premiums and benefit choices.

Get Instant Employer Quotes

Available online 24 hours a day. No extra charge for our normal broker assistance.

What You Will Need to Get Quotes

The quote system will guide you through the process. Having the following information ready will make it faster:

• Company ZIP code and company name.
• Number of eligible employees in the company.
• Primary contact information, including an email address and telephone number.
• Requested effective date for the new coverage.
• Each employee’s date of birth and home ZIP code.
• Dependent information when you want rates for spouses, domestic partners or children.
• Coverage level, such as employee only, employee and spouse, employee and children, or family.

You are not committing to purchase a plan by obtaining quotes. The census information is used to calculate premiums and display the plans available for the group.

How the Instant-Quote System Works

1. Enter basic company information. Start with the employer ZIP code and number of employees.
2. Enter the primary contact information. This identifies the company requesting the proposal.
3. Complete the employee census. Enter the requested information for employees and any dependents you want included in the quote.
4. Shop and compare plans. Review estimated premiums, deductibles, copayments, out-of-pocket limits, plan types and employer-versus-employee costs.

You can also change the proposed employer contribution inside the comparison system to see how much the employer and employees would each pay.

Which Coverage Type Should You Select?

• Health Off-Exchange: Use this option to compare small-group plans purchased directly through participating insurance companies.
• Health On-Exchange: Use this option when you specifically want to review
  
  Covered California for Small Business, also called CCSB or SHOP
  .

Most employers looking for a general carrier comparison will begin with Health Off-Exchange. The On-Exchange choice is primarily for employers specifically considering CCSB or investigating eligibility for the limited

Section 45R Small Business Health Care Tax Credit
.

You can compare both approaches before making a final decision.

Would You Rather Send Steve Your Census?

You do not have to complete the online quote system yourself. Download the Excel census, enter the requested employee information and securely upload the completed file. Steve can then prepare the comparison for you.

• Include every employee who is eligible for coverage, including employees who may waive because they have other coverage.
• Include each employee’s date of birth, home ZIP code and requested coverage level.
• Include spouses, domestic partners and children when you want dependent premiums calculated.
• You do not have to contribute toward dependent premiums merely because dependent rates are included in the proposal.

Download Excel Census

Securely Upload Census

Questions about what to enter?

Email Steve
.

More Than Just a List of Premiums

The lowest monthly premium is not always the best choice. Steve Shorr Insurance can help your company review:

• Total monthly premium for the employer group.
• Employer and employee contributions toward the cost of coverage.
• HMO, PPO, EPO and other available plan types.
• Deductibles, copayments, coinsurance and out-of-pocket limits.
• Doctors, medical groups, hospitals and provider networks.
• Direct carrier plans versus Covered California for Small Business.
• Employee participation and employer-contribution requirements.
• Enrollment documents, effective dates and implementation.

Review California Small-Group Insurance Companies

Questions While Comparing Plans?

You do not have to understand every plan, carrier or participation rule before contacting us. Email your question or schedule a Zoom meeting so we can review the choices together.

Email Steve

Schedule a Zoom Meeting

California Department of Insurance License No. 0596610

Important: Online quotes are estimates based on the information entered, requested effective date and plans available through the quote system. Final rates, group eligibility, plan availability and effective dates are subject to verification by the insurance company or Covered California for Small Business. Verify important doctors, hospitals, medical groups, prescriptions, eligibility and employer-contribution requirements before submitting an enrollment application.