How do Insurance Companies handle claims if you are out of the area, out of state or out of country?
Please check the official policies and brochures below or on your insurance companies website (view our companies page, look for the companies administrative page) to see how travel is covered. In general, it’s emergency or urgent care ONLY.
See also our child pages, below for more detail.
For more coverage while traveling, get a TRAVEL – International Policy
click here to enroll, get quotes and full information.
Health Net PPO Travel Guide
HMO 16 pages each
Blue Cross – Specimen Platinum PPO –
Policy – Travel Section
Sorry, under ObamaCare – Blue Cross does not appear to participate in the Blue Card Program unless it’s an emergency or urgent care. Double check this – 2016 might have changed!
- SBC – Federal Summary of Benefits
- Evidence of Coverage
Kaiser – Care away from home – travel
US News & World Report 10.2015 – Coverage while outside USA
Medicare Coverage Outside of USA # 11037
|Steve Shorr on Travel Policies|
Consumer Links & Resources
Medical Info for American’s Traveling Abroad US State Department
Official Web Site for Canadian Health Care
Constitutional right to travel 14th Amendment