• Medicare.Gov Plan Finder for 2025
  • Do not enroll on the Governments site, send us your results and we can enroll you
  • Scroll down for FAQ's, instructions and how we can help you navigate Medicare.   It's better to create an account and log in.  That way your Rx gets saved and/or automatically listed.

Here's the webpages for the Part D Rx plans we are agents for.

• Blue Cross
• United Health Care
• Blue Shield
  

How to use the Rx & Plan Finder 

• How to Create a My Medicare.Gov Account
  • That way your Prescriptions Rx are automatically populated
• Our email is encrypted sending & receiving by Paubox.com

• • Our Webpages for more detail...
  • • Anthem MediBlue Rx Part D
    • UHC United Health Care – Part D Rx
    • Blue Shield Rx Part D
      • High Income Surcharge IRMAA Parts D Rx & B Doctor Visits
      • Part D Rx Late Enrollment LEP Penalty Appeals
      • Shop & Compare Tools Part D Rx
        • Part D Rx Low Income Subsidy – LIS – Extra Help
          • Prescriptions Drugs – Rx – Including under 65 ACA

BE CAREFUL OF THE #SNAFUS    !!!

• Medicare Drug Plan Prices Touted During Open Enrollment Can Rise Within a Month
  • WellCare complaints - Pro & Con
    • NerdWallet
    • Consumer Affairs
  • But instead of the $70.09 she expected to pay for her dextroamphetamine, used to treat attention-deficit/hyperactivity disorder, her pharmacist told her she owed $275.90
  • “The [Medicare] Plan Finder is an outside source and therefore not reliable information,”
    • We strongly urge that you use the "print" feature on Medicare.Gov and save your work!  Also, check the website of the Insurance Company you want to use.
      • Here's video instructions on how to use the print button  3 minute version   30 second version
        • 
• The “Total Yearly Cost of Care” does not provide personalized or transparent information. For example, when a consumer inputs or changes personal data, such as drug information, his or her total estimated costs do not change. This is not mathematically possible based on the plan benefits. Additionally, the tool does not share what is included in the total cost. As a result consumers will likely see the total cost and assume they are receiving a personalized and tailored estimate which may not be accurate.
• The estimated total yearly cost of care is flawed. On a plan that has reduced benefits year over year, the expectation would be that the “estimated total yearly costs” would increase. However the tool is inaccurately estimating the consumer’s costs will decrease. It doesn’t make mathematical sense. For consumers on a fixed income and cost conscious, this could be detrimental to their situation.
• Most supplemental benefits are not included in the total yearly cost of care. Over the past several years supplemental benefits have expanded and provided members with options that not only treat, but prevent illness and increase quality of life. We know the high value of benefits such as vision, dental and hearing to our consumers, and they are a key way we are partners in care with our members. Some of the benefits that are not included are:
  • Transportation lists copay but not number of rides.
  • Eyeglasses list copay but does not share if benefit covers frames, lenses or contacts.
  • Wellness Programs include a long list of possible items including fitness, nurse hotline, Personal Emergency Response and telehealth, that can’t be lumped into a single “covered” or “not covered” benefit.  ^{Excerpt from UHC Agent Memo}  * ^Forbes *  ^{GAO 7.2019 Report} * 
• No charge - Medication Review
  • Older adults are missing out on a crucial medication review service
    • medicare.gov/medication-therapy-management-programs-for-complex-health-needs
      • CMS.gov
      • nbmtm.org/requirements-Comprehensive Medication Reviews cmrs-Targeted Medication Reviews tmrs
      • Effects of the Medicare Part D comprehensive medication review on medication adherence among patients with Alzheimer's disease 
  • Blue Shield Plain English