United for San Diego Premium Credit Program
The United for San Diego Premium Credit Program is a temporary 2026 pilot program for certain former Covered California consumers in San Diego County who lost or cancelled 2026 coverage and are currently uninsured. Covered California says the program began June 1, 2026, is funded by Price Philanthropies, and is intended to help eligible people regain and maintain health coverage. Covered California Guide
Who may qualify?
Covered California says household members must meet all listed criteria, including: they were enrolled with Covered California as of December 31, 2025; their 2026 coverage was terminated or cancelled on or before March 31, 2026; they are currently uninsured; they reside in San Diego County; and their projected household income is above 150% and up to 600% of the Federal Poverty Level. Covered California Enroller Fact Sheet
How much is the premium credit?
For eligible consumers, the premium credit is a flat monthly amount per enrolled household member. Covered California’s materials list up to $125 per month for income above 150% through 400% FPL, and up to $350 per month for income above 400% through 600% FPL. The actual credit may be reduced if the person’s net monthly premium is less than the maximum available credit. Covered California Enroller Fact Sheet
Important enrollment dates
The special enrollment opportunity runs from June 1, 2026 through July 31, 2026. Depending on when the consumer enrolls, coverage may start July 1, 2026 or August 1, 2026. The last day of subsidized coverage under this program is December 31, 2026. Covered California Guide
Will the credit show on CoveredCA.com?
Covered California says consumers will not see the United for San Diego premium credit reflected while shopping on the Covered California website. The credit is expected to appear on the carrier bill after enrollment, and Covered California advises consumers to wait for the carrier bill rather than using the “Pay Now” button on CoveredCA.com. Covered California Guide
Does this replace regular Covered California subsidies?
No. Eligible consumers must re-enroll through Covered California to receive federal Advance Premium Tax Credits, if eligible, and the United for San Diego premium credit. Covered California also says the United for San Diego premium credit does not require tax reconciliation and is not reported as taxable income to the consumer. Covered California Guide
What should you do next?
If you received a notice from Covered California or think you may qualify, do not assume the credit will show correctly during online plan shopping. Review your Covered California account, confirm your income and household information, and make sure you understand what premium you will actually owe once the carrier bill arrives.
Estimate MAGI Income
APTC Subsidy Help
Report a Change
Official Covered California Resources
- United for San Diego Premium Credit Guide
- United for San Diego Premium Credit Enroller Fact Sheet
- United for San Diego Premium Credit Enroller Flyer
Important: This page is for general educational purposes for California residents. Program eligibility, funding, and billing procedures may change. Final eligibility and billing are determined by Covered California, the program rules, and the health insurance carrier.
