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Introduction to Blue Shield HMO Trio ACO & PPO Plans

We’ve represented Blue Shield for 40 years and have been quite happy.   There is no charge for you to have our expertise as Blue Shield pays us.  It helps them too!

Check out the rest of this page for more information and enrollment.

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[email protected] 

By submitting the information below , you are agreeing to be contacted by Steve Shorr a Licensed Sales Agent by email, texting or Zoom to discuss Medicare or other Insurance Plans as relevant to your inquiry. This is a solicitation for Insurance

 

 

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All our Health plans are Guaranteed Issue with No Pre X Clause
Quote & Subsidy #Calculation
There is No charge for our complementary services, we are paid by the Insurance Company.

Guaranteed Issue - No Pre X Clause - Quote & Subsidy Calculation - No charge for our complementary services - If not in CA click here for Nationwide Quotes

 

Covered California Certified Insurance Agent

 

Watch our 10 minute VIDEO
that explains everything about getting a quote

Full detailed explanation of how to use our quote engine video

    • Our Quote Engine Takes all the complexity out of using pencil and paper to figure out the premiums per the Obamacare/ACA rules under   CFR §1.36B-3 *

 

 Blue Shield Trio HMO ACO   & PPO Plans 2026

California Individual & Family

TRIO  ACO  HMO

Pick a PCP Primary Care Physician

Blue Shield Find a Provider 

#DETAILS & FAQ’s

 

VIDEOS

Dental 

Blue Shield Individual & Family #Dental Plans

Ask us about Medicare Supplemental Dental Plans

Blue Shield Dental, Vision & Life Plans  2026  * Spanish *

 

Blue Shield Health & Dental Plans

 

  • Blue Shield offers affordable and comprehensive dental plans available to clients with and without a Blue Shield health plan.1
  • Specialty Duo
    • best of both worlds – dental and vision – with one plan. Specialty DuoSM dental + vision package* is an affordable option that provides: • Comprehensive dental benefits like diagnostic, preventive, basic, and major services • Vision coverage, which includes an annual eye exam and optometric and ophthalmologic visits
  • They also offer a dental and vision plan package, Specialty DuoSM,which includes comprehensive dental and vision coverage.
  • Covered CA Blue Shield Dental Plans
  • Term Life Plans  Email us [email protected] if a password is required
  • Blue Shield’s dental provider networks are among the largest in the state. The dental PPO plans include nearly 47,000 providers in California and nearly 400,000 nationwide. The dental HMO network includes more than 22,000+ providers in California. Check out the dental network map for an overview of county coverage.

PPO
Dental

  • No waiting period for diagnostic or preventive services
  • Covered diagnostic and preventive services, such as X-rays and routine cleanings, do not count toward the annual coverage limit for dental PPO and Specialty Duo dental plans, providing more coverage for other services before reaching the annual limit
  • A wide range of dental benefits, including most diagnostic and preventive services and oral cancer screening, at no additional cost when using a dental network provider
  • Implants coverage available in our dental PPO plans with a $1,250 calendar-year benefit maximum
  • Orthodontic benefits are available for both children and adults
  • Choice of $25 or $50 deductible per member, per calendar year
  • Choice of a $500, $1,000 or $1,250 calendar-year benefit maximum per member
  • Coverage even when your clients use a non-network dentist. Our plan reimburses your clients up to an allowed amount for covered services, and your clients pay the remaining balance of the total billed charges.

 

HMO

  • No deductibles and no calendar-year maximums
  • Orthodontic services available with or without a 12-month waiting period, for both children and adults
  • Affordable fixed copayments for basic and major services
  • Specialty care available with a referral from a primary dentist

#Importance of Dental Coverage 

Picture of Oral Health  cdc.gov 

Why you need Group Dental Coverage

Our other pages on
Dental Coverage

We don't put a lot of effort into selling dental coverage.  Generally it's a wash on paying premiums vs getting back claims payments.  Unless it's employer group.  Then the premiums are tax deductible under IRS  Section 106.

Here's more information on how we feel about dental.  Here's our page on implants, where we get lots of inquires, but few sales.  Most people only seem to want dental coverage, after they've been told they need a lot of dental work.  Not profitable for Insurance Companies.  See our other pages for details & explanations.   See our page on Medical Loss Ratio.  Insurance Companies need to take in $1 to pay 80c in claims.

 

Medicare Plans

Individual & Family Plans

Dental For Everyone,
has an excellent  website with full brochures, Instant online quoting and enrollment

 

One of our colleagues on how Dental for Everyone Works..

 

Employer Group Plans

Blue Shield Member Portal

Blue Shield


Member #
Portal Account

Blue Shield of California Logo

 

Sample inquiry that you can make through the member portal

Inquiries you can make through the member portal

Inquiries you can make through the member portal

Blue Shield #Contact Info

Blue Shield of California Logo

  • Many of your issues can be resolved for our clients by emailing us [email protected] and we can help immediately or in a few days via  email  rather than calling and waiting on hold with  Blue Shield.
  • Customer Service (800) 393-6130
  • Technical Support
  • Claims Department
    • phone:   888-256-3650
    • fax:   209-371-3049
    • mail:   P.O. Box 272540 Chico, CA    95927-2540
    • BROKER ONLY 877 806-7688
  • Provider – Pre Authorizations Website
    • Pre-admission (800) 541-6652
  • More Contact Info
    • Tech Support (800) 393-6130
    • Website Technical Support 877 932-3375
  • Contact Info on Blue Shield’s website
  • Get a Member Portal

FAQ’s

BROKER ONLY

 

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