Providence

What Health Insurance Is Accepted by Providence Little Company of Mary?

If Providence Little Company of Mary is important to you, don’t choose a health plan based only on the insurance company’s name. The exact plan, network, medical group, doctor and hospital can matter.

Covered California & Individual Health Plans

Providence’s current Los Angeles County insurance page lists the following Covered California plans:

Don’t stop at the company name. Before enrolling, verify that your exact Little Company of Mary hospital, doctor and medical group participate in the particular plan and network you are considering.

Employer & Group Health Plans

Providence’s current Los Angeles County commercial insurance list includes:

An employer plan can still have different HMO, PPO, EPO, POS, medical group and network arrangements. Seeing the insurance company on Providence’s list is a good starting point, but it is not a substitute for checking the exact employer plan.

Original Medicare (Part A & Part B) + Medigap

Before scheduled care, verify that the hospital and the individual physicians involved accept Medicare. Hospital participation does not necessarily tell you how every physician involved in your care bills Medicare.

Medicare Advantage — Check the Exact Plan & Medical Group

Providence’s current Los Angeles County Medicare list includes, these plans that we represent:

This is a good example of why the medical group can be just as important as the insurance company. A Medicare Advantage card with the correct company name does not automatically mean that every Providence doctor, medical group or Little Company of Mary facility is in-network.

Mandatory Federal Disclaimer

  • “We do not offer every plan available in your area. Currently we represent four organizations which offer [insert number of plans] products in your area.
  • Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”  42 CFR §422.2267 

 

  • What does this required CMS disclaimer mean?
    • The statement above refers to the Medicare Advantage plans I am contracted and authorized to sell.
    • I can also use Medicare.gov's Plan Compare tools, Integrity Broker only resource and the plans public website to research other Medicare plans available in your area.
    • I can provide information about those options, although I can only enroll you in plans I am authorized to represent.

Medi-Cal

Providence states that it participates in California’s Medi-Cal program. However, Medi-Cal access can depend on Medi Cal managed care plan, medical group, doctor and facility.

Before You Enroll — Verify the Whole Chain

If Providence Little Company of Mary is important to you, I recommend checking more than whether someone says, “We take Blue Shield,” “We take Anthem,” or “We take Medicare.”

  • 1. Insurance company — Is the carrier accepted?
  • 2. Exact plan name — HMO, PPO, EPO, Medicare Advantage, Covered California or employer plan?
  • 3. Provider network — Which network does that exact plan use?
  • 4. Medical group or IPA — Especially important with HMO and Medicare Advantage coverage.
  • 5. Primary care doctor — Is the doctor in the exact network and accepting new patients?
  • 6. Specialists — Are the specialists you need included?
  • 7. Hospital — Verify the specific Providence Little Company of Mary campus you want to use.

I also recommend saving or printing your provider-directory results before enrolling. Provider networks can change, and the exact doctor, location and medical group matter.

Optional Deeper Details Below
The practical explanation is above. The section below includes supporting documents, background material, citations, examples, and technical details for readers who want more.