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• Cedar’s Sinai – Thipa – Optum – UCLA – stanford Insurance Plans Accepted
• International Travel Insurance
  • California HMO & PPO Coverage Out of State & Country
• Narrow Lists? Fewer MD’s than before? Mirrored Plans?
  • Continuity of Care same doctor even if no longer in network
  • Emergency Room treatment for uninsured patients
    • Medical Debt Covered CA Debt Cancellation

• Enhanced Silver 94, 87, 73 Cost-sharing reductions House v Price
• Grand Fathered Plans What does that mean?
• HSA Health Savings Accounts
• OOP -Out of Pocket Maximum – Participating or Not? Deductibles & Co- Pays
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  • Cedar’s Sinai – Thipa – Optum – UCLA – stanford Insurance Plans Accepted
  • International Travel Insurance
    • California HMO & PPO Coverage Out of State & Country
  • Narrow Lists? Fewer MD’s than before? Mirrored Plans?
    • Continuity of Care same doctor even if no longer in network
    • Emergency Room treatment for uninsured patients
      • Medical Debt Covered CA Debt Cancellation