visit our main webpage on medi cal share of cost

Medi Gap to lower Medi Cal Share of Cost 

Medi Gap to lower share of cost premium

If you don’t have a Medicare Advantage Plan MAPD Medi Gap is a great way to lower your countable income to lower your Medi Cal share of cost.  A change in Medi Cal qualification… can give you guaranteed rights to change plans and get guaranteed issue.  See below for more information.

Sample Medi Gap Quotes for 98 year old
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Guaranteed Right to get Medi Gap if your #Medi-Cal benefits change…

  • You can  deduct the cost of that policy or product and that may help them get under the strict income limit in the Aged & Disabled  Federal Poverty Level  FPL and Blind FPL programs.  See above, you must have original Medicare, A & B not Medicare Advantage.  Learn More Medicare.gov 
  • You may be able to drop Medicare Advantage – but that is up to YOU!  We are not telling you to do it!
  • If your purchase private health insurance with coverage that duplicates Medi-Cal coverage, the private health coverage would be billed first and then Medi–Cal would pay for the services it covers after the private health carrier pays or denies a claim. Our webpage on Dual Coverage *   Western Center Law & Poverty Guide for Low Income Americans * CA Code of Regulations 22 § 50555.2 * Health Care Rights.org *

Guaranteed Issue Rules to Get Medi Gap

Guaranteed right to get Medi Gap

 

Right to Opt out of Medicare Advantage

right to opt out of MAPD when on medi calright to go back to original medicare