Medi Gap to lower Medi Cal Share of Cost 

Get Quote for Medi Gap

Guaranteed Right to get Medi Gap if your #Medi-Cal benefits change...

• You can  deduct the cost of that policy or product and that may help them get under the strict income limit in the Aged & Disabled  Federal Poverty Level  FPL and Blind FPL programs.  See above, you must have original Medicare, A & B not Medicare Advantage.  Learn More Medicare.gov 
• You may be able to drop Medicare Advantage - but that is up to YOU!  We are not telling you to do it!
• If your purchase private health insurance with coverage that duplicates Medi-Cal coverage, the private health coverage would be billed first and then Medi–Cal would pay for the services it covers after the private health carrier pays or denies a claim. ^{Our webpage on Dual Coverage} *   ^{Western Center Law & Poverty Guide for Low Income Americans} * ^{CA Code of Regulations 22 § 50555.2} * ^{Health Care Rights.org} *

Guaranteed Issue Rules to Get Medi Gap

• Here’s a video explanation of our research on how one might get Medi Gap even if they are not healthy.   If you have a Medicare Advantage plan, see also Situation # 17
• Visit our Medi Gap Guaranteed Issue Page
• Problems getting Medi Gap if you have full benefits Medi Cal?
  • CA Health Care Advocates
  • Medicare Advocacy.org

Right to Opt out of Medicare Advantage