Plan G High Deductible vs Standard Plan G Premium Savings vs paying the Medi Gap Deductible

Plan G vs Plan G High Deductible

Sample premium comparison

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Plan G   High Deductible vs Standard Plan G  Premium Savings vs paying the Medi Gap Deductible

medicare pays $2,870

After Medicare pays – you pay $2,870 – then plan pays…

Premium Savings  Month year 3 years
  • If you can afford a higher deductible of  $2,870 you can save, in this example at age 65 in Los Angeles,
    • $4,140 in three years if you don’t have claims.
  • The higher deducible only applies to what Medi Gap pays, NOT to what Medicare pays!

 

Medi Gap  Advantages of High Deductible Plan G 

Medical Loss Ratio 80% Claims - 20% Operating Costs & Profit
So, why trade $$$ back and forth if you can afford not to?

premium dollar

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Steve's Explanation of MLR Medical Loss Ratio

 

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