Posted on October 3, 2025 by Steve Shorr — No Comments ↓

Plan G High Deductible vs Standard Plan G Premium Savings vs paying the Medi Gap Deductible

Medi Gap Advantages of High Deductible Plan G

Sample premium comparison Plan G vs Plan G High Deductible

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Plan G is the most popular Medi Gap plan and has the most coverage. It used to be Plan F, but is no longer available for those just turning 65.
If you can afford a higher deductible of $2,870 you can save, in this example at age 65 in Los Angeles, $4,140 in three years if you don’t have claims. The higher deducible only applies to what Medi Gap pays, NOT to what Medicare pays! See coverage matrix’s below.
Visit our webpage on Medical Loss Ratio’s – how much the Insurance Companies take in in premium and pay out 80% in claims, keeping 20% for administration, etc.

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Explanation of the High Deductible $2,870

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