Medi Gap  Advantages of High Deductible Plan G 

Sample premium comparison Plan G vs Plan G High Deductible

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We also represent United Health Care – Email us [email protected] with your zip code and date of birth for quote Plan G is the most popular Medi Gap plan and has the most coverage.   It used to be Plan F, but is no longer available for those just turning 65. If you can afford a higher deductible of  $2,870 you can save, in this example at age 65 in Los Angeles, $4,140 in three years if you don’t have claims.  The higher deducible only applies to what Medi Gap pays, NOT to what Medicare pays!  See coverage matrix’s below. Visit our webpage on Medical Loss Ratio’s – how much the Insurance Companies take in in premium and pay out 80% in claims, keeping 20% for administration, etc.

Explanation of the High Deductible $2,870

• View Official Health Net Brochure  Medi Gap Outline of Coverage  Page 45
• Our Health Net Medi Gap Webpage 
• View Coverage Chart for Standard Plan G no extra deductible

Introduction to #MediGap

Spanish

Our video explaining the Governments brochure on choosing a Medi Gap Policy.  Click the little square on the right, to enlarge the video.

• 2025 Official Medicare Guide to choosing a Medi Gap Policy # 02110
  • Spanish  
  • Get Quotes for Medi Gap   Quotit
    • Email us for UHC AARP
  • Medicare Supplement Policies CA Insurance Code §§10192.1 - 10192.24
  • CA Health Care Advocates HI CAP Fact Sheet
    • If you have a Medigap policy and get care, Medicare will pay its share of the Medicare-approved amount for covered health care costs. In most Medigap policies, you agree to have the Medigap insurance company get your Part B claim information directly from Medicare. Then, your Medigap policy will pay your doctor whatever amount you owe under your policy and you’re responsible for any costs that are left.  Learn More >>> Medicare.Gov
    • Prior Authorization NOT Required!  ^{Askchapter.org} *
  • Supplementing Medicare: An Overview 10-30-20  Hi Cap
  • Supplementing Medicare: Medigap Plans 12-14-23 Hi Cap
    • Your Rights to Purchase a Medigap 12-14-23 HI Cap
  • Search for Participating Doctors & Hospitals - Just about ALL of them!
• Anthem Blue Cross Information & Enrollment
• United Health Care
• Blue Shield – Medi-Gap Information & Enrollment
• Health Net
  • GET INSTANT QUOTES
  • Our Webpage on Your Rights to Enroll without Health Questions
    • HI Cap California Health Advocates

• Medi Gap pays the medical expenses that Original Medicare Part A (Hospital) and Part B (Doctor) doesn't.  Check out the chart on this page to see what Medicare Pays, what you pay and what a Medi Gap plan pays. 

  • If you have a Medigap policy and get care, Medicare will pay its share of the Medicare-approved amount for covered health care costs.  Then, your Medi-gap policy will pay its share. You’re responsible for any costs that are left. ^Medicare.Gov *
  • More than half of all fee-for-service Medicare enrollees without any additional coverage chose a Medicare Supplement plan in 2021 ^{Health Care Finance} *

• Original Medicare, Medicare Advantage nor Medi Gap pay for long term care either in a nursing home or at home care.    Get more information on Long Term Care here. 

  • Even if you think you can't afford any extra premiums, there's a lot of valuable information to help with planning.