CA Dept of Aging – Home & Long Term Care Booklet
Please note, there are updates all the time, double check everything.
#Taking Care of Tomorrow Booklet
NAIC Shoppers Guide to Long Term Care
Child & Sibling Pages
- Low Cost Home Health Care Insurance – Freedom Blue
- Need and Reasons for Long Term Care
- Nursing Home Costs
- Assisted Living Acute Care, SNF, Home Care, LTC Custodial Chart
- Long Term Care Insurance
- Long-Term Care & Senior Support
- Medi Cal – Nursing Home Estate Recovery
- Medicare Skilled Nursing & Home Health Care
https://cahealthadvocates.org/wp-content/uploads/2026/06/2026-Issue-Brie-LTCI-Life-Annuities-ridersV2.pdf?mc_cid=614e35cc56&mc_eid=d8ceac2e29
3. Long-Term Care Insurance needs eventual expansion
Right now it’s a little thin compared to the other silos.
Eventually you’ll probably want:
Hybrid LTC policies
Inflation protection
Waiting too long to buy LTC
Home care costs
Self-funding vs insurance
Assisted living costs
BUT:
you do NOT need to do that tonight.