Find #LOST Policies
and other California missing money & property

Here’s our research on lost policy locators, hints and suggestions on how to find out if your loved one, mother, father, brother, sister, etc.  had a life insurance policy, or other property  that’s been misplaced, paid off, lost, etc.

It might also be a good time to review your own financial affairs and get quotes on life, long term care and make sure your will, advance directive, etc. are taken care of.

If you have questions or need any assistance, the best way to reach us is by email [email protected] 

• Find Lost Life Insurance Policies
  • Insurance Institute iii.org 12 steps to find a lost life insurance policy
  • NAIC National Association of Insurance Commissioners – Life Policy Locator Service
    • Did the company change it’s name or get sold?   
      • locate that company or the one that is servicing your policy
  • aloha insurance.com find lost policy
  • nytimes.com requires subscription
  • Nolo.com find policy
• Finding a lost Pension
  • Retirement Plan Pension Benefit Guarantee Corporation
    • Instructions
  • unclaimed retirement benefits.com
  • pension help.org
• Other types of property
  • Komando.com – find unclaimed money
  • US Treasury Savings Bonds? Form to fill out
  • HUD Refund? 
  • California Lost Property Finder (Escheated Property)
  • National Association of Unclaimed Property Administrators (NAUPA)
  • Missing $$$.com
  • Learn more about Medical Bills causing Bankruptcy and how to avoid scams

How do I #file a life insurance claim?

• Insurance Institute of America
• Prudential’s Web Site
• UNUM

• Jump to section on:
  • Lost Life & Annuity Insurance Policies
  • File a Life Insurance Claim
  • California Escheated Funds money from bank accounts, etc.
  • Lost Wills & Trusts 

California Lost Property Search – #Escheated Funds

California’s Unclaimed Property Law requires banks, insurance companies, corporations, and certain other entities to report and submit their customers’ property to the State Controller’s Office when there has been no activity for a period of time (generally three years). Common types of unclaimed property are bank accounts, stocks, bonds, uncashed checks, insurance benefits, wages, and safe deposit box contents. Property does not include Real Estate.

Controller Betty Yee safeguards this lost or forgotten property as long as it takes to reunite it with the rightful owners; there is no deadline for claiming it once it is transferred over to the State Controller’s Office.

It is easy to find out if the Controller is protecting property in your name.

To electronically claim property, an owner must complete a secure form online (including name, social security number, birthdate, and address). Some more complicated claims may require additional proof of ownership.

• Investigator Handbook
• Guidelines for Claiming Unclaimed Property  sco.ca.gov 21 page pdf

CA Statutory Will 

FAQ's 

Fill in the #blanks

Steve Video on CA Statutory Will

Please excuse the sound quality... it gets better after the first 20 seconds

• Our Webpage on Wills

• Nolo.com Sample Will 11 page pdf

• Nolo - Quicken WillMaker & Trust  $90

• nolo.com/online-will
• nolo.com/quicken-willmake

Law Enforcement – Insurance Fraud

What if the executor of the estate will not tell you what the coverage is?

What if someone is trying to commit fraud, murder or other crimes involved with a life insurance policy?

What about STOLI – Stranger originated Life Insurance?

Did you sign an application?

         If not, the amount won’t be that high.

         Who has an Insurable Interest in you?

In a few rare instances it is possible to obtain Confidential Life Insurance on someone,  where there is an Insurable Interest.

In some instances, you might need the help of an Estate or Probate Attorney or law enforcement.

A forgotten genocide, ‘blood money’ and justice betrayed Legal settlements sought to help make amends for the slaughter of Armenians. They were corrupted by fraud. LA Times