Blue Cross Grandfathered Plan
April 2020 Grandfathered Rate Change
Sample letters from Blue Cross
- CDI Member Letter
- DMHC Member Letter
- Dental Member Letter
- Centers for Medicare and Medicaid Services (CMS) Notice:
- Email us [email protected] if you want us to calculate your GrandFathered Rates, we have the rate sheet.
Grandfathered clients can change plans by:
- Downgrading to another grandfathered Anthem Individual health plan if available
- Choosing a new non-grandfathered ACA compliant Individual Health Plan during the Open Enrollment or a Special Enrollment Period (SEP)
- Grandfathered members (CDI and DMHC) qualify for a SEP on their 2020 renewal. If they wish to change to an ACA plan due to this qualifying event:
- They should select the non-calendar renewal qualifying event on the 2020 application
- They may apply up to 60 days before or 60 days after the effective date of their rate change
- They need to submit a copy of their grandfathered rate action/renewal notice as documentation of their qualifying event
Steve explains options for new coverage?
Alternate Grandfathered Plans?
December 2019 Non Renewal of certain Plans
Blue Cross has made the difficult decision to reduce the number of Individual health plans they will offer in California for 2020. At least though they are coming back to CA after pretty much leaving in 2018!
They will be discontinuing 7 grandfathered plans/contracts. This change will impact around 20,000 members.
Time is running out February 29th to get a Special Enrollment into a new plan!
The following contract codes are affected
To give grandfathered members that are impacted by this change plenty of time to plan for their coverage needs in 2020, Blue Cross will be notifying affected members at the end of June that their current plan will be discontinued on December 31, 2019.
Here is a sample of the Letter you will receive.
That is, if you have a plan that is being discontinued, you may be able to change to another grandfathered plan. If you send us a copy of your ID card or your cancellation letter, we can go through the various downgrade charts and see how we can help you out.
Grandfathered Rate chart as of 4.2017
This might be something that we will be checking out in Snopes.com… Here’s an excerpt of an email I just got from someone that had contacted me about getting new coverage, as they had received a cancellation notice:
Received an Anthem letter today saying my Individual PPO Share Plan (#1920) isn’t being discontinued after all and the original letter was sent in error.
On a private facebook page for agents, they are getting the same news. Watch this page for the final answer – updates. Or check Dave Flukers site, he might be a few hours ahead of me, sometimes. dave fluker.com
Guaranteed Issue - No Pre X Clause
Quote & Subsidy Calculation
Find out your premium with Covered CA
or Direct without Subsidies
Missed Open Enrollment?
See our Special Enrollment page
How to use our FREE Quote Engine, Subsidy Calculator and get the MOST from the experience.
When you get a FREE quote, you can also see the benefits, view actual brochures, MD and Hospital Lists all ONE easy process with no obligation & it can be anonymous. Enter your zip code, date of birth, family - household taxation relationships (MAGI - Definition), Estimated MAGI - Modified Adjusted Gross Income for the upcoming - current year. Last years tax return only gives an idea so that Covered CA can approve your advance tax credit to help pay premiums.
This website and are individual consultation are provided to you FREE of Charge! We are paid by Covered CA and/or the Insurance Companies to help you. When you fill out the Covered CA ONLINE Application, just appoint us as your agent under Find Help in the Upper Right Hand Corner so that we get paid for helping you. Click here for screen shots for more detail of how to do it. If you prefer, you can pay us a consultation fee in lieu of appointing us as your agent, for educational services only.
You can then see all the quotes on the exchange, showing the Cost Share Reduction - Enhanced Silver if available, subsidy - tax credit amount and your net premium. If you click "Off Exchange" you will see more plans and companies which may have larger provider lists. Scroll down for more screen shots.
Then click on "View Plan Details" - "View Doctor's & Providers" - to compare and get more information. Please note that the quote engine does not show enhanced silver, but shows silver at 70%. Check our chart for the better silver coverage.
Learn more about the right to change plans when Silver Level Enhanced Changes
To apply, click on apply now or use the links in the right hand column, ON THIS PAGE, but it will have you redo the quote for that specific company. The price is the SAME, no matter if you use us, go direct to Covered CA or the Insurance Company, as mandated by law! If applying through Covered CA, be sure to sign the form to appoint us as your agent. It's not all the easy to figure out how to do it on their website.
If you have any questions email [email protected] or call us 310.519.1335
Covered CA Certified Agent
No extra charge for complementary assistance
Appoint us as your broker
Set Consultation Meeting via Phone, Skype or Face to Face
Instant Health Quotes & Enroll
including subsidy calculation
Videos on how great agents are
Enrolling in health plans has helped people focus on their families and careers, and feel protected against unexpected medical issues.
Co Pay - Out of Pocket Max - Deductible
Click to Enlarge
Video On Maximum Out of Pocket