What Health Insurance is Accepted by Optum?

If you want to receive care at Optum Health, the most important question is whether your specific health plan is accepted.
This page breaks down Medicare, Medicare Advantage, employer plans, Covered California, and Medi-Cal options — and how they typically work with Optum providers.

Health Care Partners – #OPTUM Insurance Accepted 

Original Medicare (Part A & B) + Medigap

UCLA Health generally accepts Original Medicare (Part A and Part B). If you have a Medicare Supplement (Medigap) plan, you typically have broad access to UCLA hospitals and physicians without needing network referrals.

Medicare Advantage (Part C)

Medicare Advantage plans are network-based (HMO or PPO). Whether UCLA is in-network depends on your specific insurance company and plan.

Many plans may include UCLA under certain networks, but others may require referrals or may not include UCLA at all. Always verify your exact plan before enrolling.

Employer (Group) Health Plans

Most large employer PPO plans (such as Blue Cross, Blue Shield, Aetna, and UnitedHealthcare) often include UCLA Health, but HMO plans depend on assigned medical groups.

Individual & Covered California Plans

Covered California and individual market plans are typically more restricted. UCLA may only be available under certain PPO options or specific HMO medical groups.

Choosing the wrong plan can mean UCLA is completely out-of-network — so this is one of the most important decisions when enrolling.

Medi-Cal (Medicaid)

Medi-Cal coverage is based on assigned managed care plans. UCLA participation depends on the specific Medi-Cal plan and county.

Need Help Choosing the Right Plan?