Medicare Part A
(#Hospital Insurance)

• Medicare Part A Hospital coverage helps pay for care in hospitals as an inpatient,... skilled nursing facilities, hospice care, and some home health care (see publication # 10969) but not Long Term Care.  
• Most people get Part A automatically when they turn age 65 at no charge, since they or a spouse paid Medicare taxes while they were working.  You need to sign up close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits - Part A - start automatically.) 
• Here's a chart it's just a illustration and is NOT official  that shows what Medicare pays, the gaps in Medicare and what you may get when you add a Medi Gap Plan or Medicare Advantage to cover those gaps
  • Chart Updates 2026 Fact Sheet Medicare Costs Publication 11579
  • 
• . standard Part B monthly premium amount ($202.90 in 2026)
• Steve's VIDEO Explanation Comparing what Medicare pays and what you get extra with MAPD or Medi Gap
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• See full brochure I cut and pasted this from

• Fact Sheet Medicare Costs

  • "Hospital at Home" Programs Improve Outcomes, Lower Costs But Face Resistance from Providers and Payers Commonwealth Fund
  • Explanation from Fortune Magazine
  • Price lookup from Medicare.gov on what you pay with Original Medicare without a Medi Gap plan

• Medi Gap – Supplement Plans

• Pays on top of Medicare Parts A & B – Any Medicare Provider 

  • Anthem Blue Cross  
  • UnitedHealthcare - Email us for Information
  • Blue Shield – Medi-Gap 
  • Health Net - Offers Hi G
• Steve's YouTube Video

Part B (Medical #Insurance)

Part B - Outpatient helps Pay For Doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as the services of physical and occupational therapists, and some home health care see publication 10969, but not Long Term Care. Part B helps pay for these covered services and supplies when they are medically necessary.

The chart below is a very brief summary.  Check the actual Evidence of Coverage for the plan you want to enroll in, Medicare & You or actual Medicare documents.

Steve's VIDEO Explanation

2026 Part B deductible—$283 before Original Medicare starts to pay    You pay this deductible once each year  CMS.gov 

Fact Sheet Medicare Costs

Our Webpages with more detail:

• Coverage in Part A Hospital & B Doctor Visits? Part D Rx
  • Chiropractic – Medicare A & B – MAPD
  • Diabetes – Prevention & Coverage under Medicare & ACA
  • Durable Medical Equipment
  • End Stage Renal – Kidney Failure
  • Hearing Aids
  • Physical therapy – occupational speech
  • Skilled Nursing SNF & Home Health What Medicare Pays
    • Hospice Coverage – Medicare
  • Togetherness – Loneliness Social Determinants of Health
  • Mental Health
    • Blue Shield Mental Health Resource Hub >>>  Visit  *
  • How to sign up for Medicare?
  • FAQ Medical Necessity our Medical Necessity Webpage
  • Original Medicare & Medi-Gap – Supplement vs Medicare Advantage MAPD
  • Medicare Beneficiaries’ Out-of-Pocket Spending for Health Care
    • medical news today.com/ medicare-max-out-of-pocket

Medi Gap A - N #Chart

Reference  Medicare.gov Choosing a Medi Gap policy 

• Our webpage on F vs G
• Fact Sheet Medicare Costs
• Fact Sheet Innovative Benefits Hi Cap