Anthem Blue Cross
Medi-Gap Plans
NEW Name: Elevance Health
- Instant quotes & #Enrollment for Individual & Family, Medicare
- Employer Group Proposals - Quotes
Introduction
A Medi-Gap plan allows you to keep your Original Medicare, and all your doctors. Blue Cross Medi-Gap plans pay in addition what Medicare Pays under Part A Hospital & Part B Dr. Visits – namely, the 20% Co Pays. Visit any Doctor or Hospital that accepts Medicare You still need to purchase Part D Rx.
There is no extra charge for our services. We are paid by Blue Cross to help you enroll and to consult with you year around. Our broker ID is GFKGQSJSRZ.
It’s best to apply when you turn 65 for the supplement plans or Advantage Plans, as that’s the main “Open Enrollment” period, guaranteed issue for any plan.
Email us [email protected] to discuss further, set a Face to Face, Skype or Phone Meeting
Medi Gap – #Brochures
ONLINE Enrollment & Information for ALL Plans
- Medi Gap Brochure Rev 2022 15 pages
- Outline of Coverage & Rates 29 pages Details of Plans A, F, Innovative F, G & N 2022
- 5% Family Household Discound see page 3
- If you apply at age 65 or another guaranteed issue time like birthday rule you get the lowest non tobacco rates. If you do underwriting health questions if you smoke rates could be higher see page 2 for details
- See FAQ’s below for comparisons with older grandfathered plans
- Paper Application fillable Rev 1.2020 – ONLINE is better * VIDEO Instructions
- * Online Enrollment is better and faster
Jump to section on:
| Brochures | Instant Quotes & Enrollment | Compare what Medicare Pays and what Medi Gap pays |
Medicare Part A
(#Hospital Insurance)
Medicare Part A Hospital coverage helps pay for care in hospitals as an inpatient,... skilled nursing facilities, hospice care, and some home health care (see publication # 10969) but not Long Term Care.
Most people get Part A automatically when they turn age 65 at no charge, since they or a spouse paid Medicare taxes while they were working. You need to sign up close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits - Part A - start automatically.)
Here's a chart it's just a illustration and is NOT official that shows what Medicare pays, the gaps in Medicare and what you may get when you add a Medi Gap Plan or Medicare Advantage to cover those gaps.
Medi Gap – Supplement Plans
Part B - Outpatient helps Pay For Doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as the services of physical and occupational therapists, and some home health care see publication 10969, but not Long Term Care. Part B helps pay for these covered services and supplies when they are medically necessary.
The chart below is a very brief summary. Check the actual Evidence of Coverage for the plan you want to enroll in, Medicare & You or actual Medicare documents.
Our Webpages with more detail:
- Coverage in Part A Hospital & B Doctor Visits? Part D Rx
- Chiropractic – Medicare A & B – MAPD
- Diabetes – Prevention & Coverage under Medicare & ACA
- Durable Medical Equipment
- End Stage Renal – Kidney Failure
- Hearing Aids
- Physical therapy – occupational speech
- Skilled Nursing SNF & Home Health What Medicare Pays
- Togetherness – Loneliness Social Determinants of Health
- Mental Health
- How to sign up for Medicare?
- FAQ Medical Necessity our Medical Necessity Webpage
- Original Medicare & Medi-Gap – Supplement vs Medicare Advantage MAPD
Medi Gap Plans from Anthem Blue Cross –
Click for Information and ONLINE enrollment
- Our Webpage on Medicare Assignment – Doctor Participating or Not?
- Compare Hospitals - Search Medicare.gov
- Medicare Guide to Choosing a Hospital Publication # 10181
- Hospital Readmission Penalty Look Up
- Long-Term Acute Care Hospital (LTACH) Clinical Guidelines - Oscar
- US News & World Report America's Best Hospitals
- UCLA #3
- Cedar's Sinai # 6
- UCSF San Francisco #9
- Stanford #12
Anthem Blue Cross
COVID Resource Center
Coverage of COVID 19
Rev 8.2020
10% premium discount for August 2020
More COVID FAQ's
Email us, if any links require a password
****Comments – FAQ’s *****
Just received a membership card from Blue of CA, called Silver Sneakers Fitness Program. I called the gym listed – Canyon Crest Athletic Club (One of the premier clubs in Riverside). They told me with the card, I am essentially a full-fledged member of the club with access to all facilities!
Pretty good deal for $53 / month Insurance premium.
Evidence of Coverage?
We will have these up shortly. Plain English of all the coverage and details. Could be 100 to 300 pages…
Membership Service Contacts & Member Portal
& Misc
- How to appoint us as your broker of record on a Medi Gap plan – no extra charge
- Write a individually hand written letter – Sample Email dated 1.29.2021 & 5.3.2022 and email [email protected] to us
- Anthem Broker Connection – BROKER ONLY
Child & Related Pages – Site Map
[child-pages]
My wife & I were born in 1940 making us 80 years old. We have Senior Classic I. We are paying $545/month for both of us.
Does it make sense to change to a current selling plan, like Plan G, which may have lower premiums as it doesn’t cover the Part B deductible of $198 for 2020 and $203 for 2021?
VIDEO Explanation https://www.loom.com/share/2c90dcc5b0de4827a64c3a0107222802
We can check with Blue Cross and verify what coverages you have, that might not show in the matrix below. On a quick view basis, it doesn’t look like it’s really worth the effort.
How does Blue Cross Senior Class J compare to say the current Plan G?
Coverage & Premium for a 77 year old?
Can I change under the birthday rule?
Email us for the Guide to Member Services and Evidence of Coverage for the Senior Classic J which is no longer being sold, but those who have it can keep it.
and the Outline of Coverage from 2009 for Plan J
We show your premium for J at $503/month
Turns out this was for both husband and wife!!!
Here’s the rate chart for current selling plans.
Plans F & G Rates
Here’s the current A-N chart for summary comparisons
Chart for Frozen Plans A – N
Basic Benefits
A – G current chart
G – J from Frozen Summary of Benefits
On the Medigap BC Anthem quote chart comparing Plan F and G.
Is the deductible per person or per married couple?
If my math is correct, we are age 70, if deductible is PP per person we save $79/month each by going to plan G.
Part B Deductible of $185 is per person per year
Subscriber means a person whose status is the basis for eligibility for membership in this Medicare Supplement Plan, who is enrolled by Blue Shield, and maintains coverage in accordance with this Agreement.
Deductible means the amount paid by the Subscriber for specific covered Services before Original Medicare or the Blue … Medicare Supplement Plan begins to pay. Sample Plan G EOC
I herd [heard] that anthem is leaving calif, unless you have a grandfather policy pre 2010.
With all we went through with them canceling and re instating us are we covered for 2018, 2019, etc.
You’re good. The withdrawal is only for ACA Obamacare plans in 16 of 19 CA Regions.