Anthem Blue Cross

Medi-Gap Plans 


A Medi-Gap plan allows you to keep your Original Medicare, and all your doctors.  Blue Cross Medi-Gap plans pay in addition what Medicare Pays under  Part A Hospital & Part B Dr. Visits – namely, the 20% Co Pays.   Visit any Doctor or Hospital that accepts Medicare   You still need to purchase Part D Rx

There is no extra charge for our services.  We are paid by Blue Cross to help you enroll and to consult with you year around.  Our broker ID is GFKGQSJSRZ.

It’s best to apply when you turn 65 for the supplement plans or Advantage Plans, as that’s the main “Open Enrollment” period, guaranteed issue for any plan.

Email us [email protected] to discuss further, set a Face to Face, Skype or Phone Meeting

Medicare Part A
(#Hospital Insurance)

Medicare Part A Hospital coverage helps pay for care in hospitals as an inpatient,... skilled nursing facilities, hospice care, and some home health care (see publication # 10969) but not Long Term Care.  

Most people get Part A automatically when they turn age 65 at no charge, since they or a spouse paid Medicare taxes while they were working.  You need to sign up close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits - Part A - start automatically.) 

Here's a chart it's just a illustration and is NOT official  that shows what Medicare pays, the gaps in Medicare and what you may get when you add a Medi Gap Plan or Medicare Advantage to cover those gaps.

Medi Gap what medicare pays

See 2022 Updates 

Medi Gap – Supplement Plans 

Part B (Medical #Insurance)

Part B - Outpatient helps Pay For Doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as the services of physical and occupational therapists, and some home health care see publication 10969, but not Long Term Care. Part B helps pay for these covered services and supplies when they are medically necessary.

The chart below is a very brief summary.  Check the actual Evidence of Coverage for the plan you want to enroll in, Medicare & You or actual Medicare documents.

Part B out of hospital

See 2022 Updates

Our Webpages with more detail:

Medi Gap Plans from Anthem Blue Cross –
Click for Information and ONLINE enrollment

blue cross medi gap

Paper Application
VIDEO Instructions

Medi Gap A - N Chart
Rev. 7.2021
Click link or image to enlarge

Plan A - N chart a - n chart


NAIC Draft Chart for 2020

****Comments – FAQ’s *****

Just received a membership card from Blue of CA, called Silver Sneakers Fitness Program.  I called the gym listed – Canyon Crest Athletic Club (One of the premier clubs in Riverside).  They told me with the card, I am essentially a full-fledged member of the club with access to all facilities!

Pretty good deal for $53 / month Insurance premium.

Dental & Vision


Anthem Extra’s 

Child & Related Pages – Site Map 

26 comments on “Anthem Blue Cross

    • We can check with Blue Cross and verify what coverages you have, that might not show in the matrix below. On a quick view basis, it doesn’t look like it’s really worth the effort.

      Plan I Matrix
      Plan I matrix

      Blue Cross Rates
      blue cross rates

      Blue Shield Rates
      Blue Shield Rates

  1. We show your premium for J at $503/month

    Turns out this was for both husband and wife!!!

    Here’s the rate chart for current selling plans.

    Plans F & G Rates
    Plan F & G Rates

  2. How does Blue Cross Senior Class J compare to say the current Plan G?

    Coverage & Premium for a 77 year old?

    Can I change under the birthday rule?

    • Part B Deductible of $185 is per person per year

      Part B Deductible

      Subscriber means a person whose status is the basis for eligibility for membership in this Medicare Supplement Plan, who is enrolled by Blue Shield, and maintains coverage in accordance with this Agreement.

      Deductible means the amount paid by the Subscriber for specific covered Services before Original Medicare or the Blue … Medicare Supplement Plan begins to pay. Sample Plan G EOC

  3. Please tell me exactly where the application for Innovative F is or you can email me a paper pdf and I can print and send back.

  4. Are the rates in the rate chart above accurate or do you have to complete an application and see if your approved for that rate or can there be a surcharge?

    • Yes. As you can see from the outline of coverage, it’s 5%.

      SAVE 5% when more than one member in the household enrolls in a Medicare Supplement plan with us. The discount is for policies with effective dates of June 1, 2010 or after and available to those members who occupy the same housing unit.

  5. I’m looking thru files & I don’t see a comprehensive list/explanation of my specific coverage of my High F policy.
    Please send me the list for dummies…of what is specifically covered
    I.e. office visits, hospitalization, hospice, home health care including deductibles & tap out limits.
    Thank you ever so much

    • Check out the Publications above:

      Medicare & You

      Choosing a Medi Gap Policy

      and of course, Blue Cross’s Outline of Coverage

      Please note that you have High F

      * Plan F is also offered as a high‑deductible plan by some insurance companies in some states, in CA of the companies we represent Blue Shield offers it.

      If you choose this option, this means you must pay for Medicare‑covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,200 in 2017 before your policy pays anything. Medicare still pays their portion under Part A Hospital and Part B Dr. Visits

  6. I herd [heard] that anthem is leaving calif, unless you have a grandfather policy pre 2010.

    With all we went through with them canceling and re instating us are we covered for 2018, 2019, etc.

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