Helpful Medicare guidance from a real California agent — not a call center.
Most visitors to this page are comparing Plan G coverage and rates, checking eligibility, or deciding if Blue Shield is the right Medigap com
California Medi Gap rates are community-rated. Premiums vary by ZIP code, age, tobacco use*, and household discounts. You can change plans in CA on your Birthday, no health questions asked!
Licensed California Insurance Agent Since 1975 | No extra cost for my help | Statewide Medi Gap guidance
Blue Shield Medicare Supplement Plans in California
Blue Shield of California Medicare Supplement plans, also called Medi Gap plans, help pay costs that Original Medicare does not cover. Most visitors to this page are comparing Plan G rates, checking eligibility, or deciding if Blue Shield is the right Medi Gap company.
The fastest way to use this page:
get current rates, confirm your eligibility, and then compare your options.
Why Compare Blue Shield With Other Medigap Companies?
Blue Shield is a well-known California name, but the “best” Medicare Supplement company is not always the same for every person. With Medi Gap, the basic Plan G benefits are standardized, so the comparison often comes down to monthly premium, rate history, household discounts, underwriting rules, customer service, and overall value.
That is why it makes sense to check your actual rate first. If Blue Shield is competitive for your ZIP code and situation, it may be a strong option. If another company offers the same standardized Plan G benefits for less, it may be worth comparing before you apply.
Steve’s Blue Shield Affiliate Website – Full details on Blue Shield Plans and ONLINE Enrollment
The goal is not just to pick a familiar name — it is to get the right coverage at a rate that makes sense.
Blue Shield of CA Medicare – Medi-Gap – Supplement Plans
Medi Gap plans allow you to go to ANY Doctor or Hospital that accepts Medicare
Get instant comparisons for Medi Gap Supplement Plans
Medi Gap aka Supplemental Introduction
- A Medi-Gap aka Supplemental policy is from a non governmental health insurance company that helps supplement or fill in the gaps that Original Medicare, that Medicare doesn’t cover namely the 20%.
- Such as copayments, coinsurance, and deductibles. These are “gaps” in Medicare coverage.
- See below for a graph – matrix of what Medicare pays, what Medi Gap pays and then what you might pay.
- First Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medi-gap policy pays its share, base on Medicare’s decision NOT the Insurance Companies!
- A Medi gap policy is different from a Medicare Advantage Plans – Part C (HMO) because those plans are ways to get Medicare benefits, (here’s a comparison of the differences) while a Medi gap policy only supplements the costs of your Original Medicare benefits. Medicare.Gov — Choosing a Medi Gap Policy *
- Scroll or jump down to see a side by side comparison of what Medicare Pays, what Medi Gap pays and then what you pay. You can also see the
- EOC Evidence of Coverage and
- enrollment kit.
-
What is a better choice for Me?
- Blue Shield Explanation of Medi Gap plans… Be sure though to use OUR affiliate link to enroll.
- Our main webpage on how to enroll in Medicare A & B
- Get Instant Quotes for several Medi Gap plans…
Dental PPO Plan and #Dental + Vision brochure and enrollment application
- Quotit – Online Quotes & Enrollment
- Brochures... If you can't log in, email us [email protected]
#Contact Us - Ask Questions - Get More Information - Schedule a Zoom Meeting
By submitting the information below , you are agreeing to be contacted by Steve Shorr a Licensed Sales Agent by email, texting or Zoom to discuss Medicare or other Insurance Plans as relevant to your inquiry. This is a solicitation for Insurance
Blue Shield Supplement - Medi Gap
- Medi Gap Enrollment #Kit -- Summary of Benefits Rev July 2025
- A, F Extra, G, G Extra, G Inspire, and N Plan G
- Spanish Julio 2025
- Be sure to return the Paper application to us or see link above to enroll online
- Rates Los Angeles Scroll down for other counties
- No tobacco surcharge if you are applying during a guaranteed issue period, like turning 65 or lucking out and there is a Underwriting Holiday
- Going Forward ONLY ONE rate change per year!
- Ways to pay premium
- Don't like Rate Charts - Get Medi Gap quotes here
- Rate increases & rebates are subject to MLR Medical Loss ratio rules
- Rates go up by attained age. Some companies may have community rating see FAQ
- Auto Pay FAQ's - Call Member Services to set it up 1-800-248-2341
- Paper #Application Quotit
- Plan Transfer Application Medicare Advantage & Part D Rx enrollment periods - they don't necessarily coincide with Medi Gap!
- No extra charge for us to assist you! 17 reasons why...
- Already enrolled? Appoint us as your broker. No extra charge
- FAQ on comparing options
- Extra benefits in the "Extra Plans"
Introduction to #MediGap
Publication 02110
- 2025 Official Medicare Guide to choosing a Medi Gap Policy # 02110
- MORE Information and Links
- Matrix - Spreadsheet of what Medicare Pays, Medi Gap pays and what little you pay
Evidence of Coverage – Resources & Links?
#Evidence of Coverage
Summary of Benefits
Resources & Links
Member Services 1-800-248-2341
- Medicare Provider Finder (Any MD that takes Medicare works on this plan)
- Blue Shield guaranteed.acceptance.guide.
- Silver Sneakers.com
- Blue Shield CA .com – Explanation
- Blue Shield Financial Strength
- Medicare Supplement Plan Transfer Application – be sure to put in our name as agent and email [email protected] to us
- Go deeper into your plan to get more Think your plan is just about health coverage? It offers so much more. Take a closer look and see what else you could be getting from us. Seriously, we want you to.
Blue Shield Videos On Medicare
“Medicare Enlightenment” video series out now!
- Medicare Enlightenment – Entire Video 18 minutes
- Different Parts of Medicare
- Original Medicare Parts A& B: What’s Not Covered
- When can I enroll in Medicare
- Your Medicare Coverage Choices at a Glance
- Medicare Advantage Plans – Part C
- Medicare Supplement Plans
- Prescription Drug Plans
- Our Blue Shield Web Pages on Medicare
- Blue Shield 65 Plus – Inspire HMO 2021
- Blue Shield – Medi-Gap – Any Medicare Provider
Blue Shield Medi Gap Forms
- Member Portal
- Get the most out of your health plan – many extras
- Medicare Supplement Plan Transfer Application – Helpful tips, be sure to put in our name as agent and email to us Appoint us as your Broker – No Extra Charge
- Medi Gap Plan Replacement Form
- Silver Sneakers
- Blue Shield Brochure
- Email [email protected] or call us 310.519.1335
- Broker ONLY – Forms on Blue Shield Site
Misc.
“FAQ’s
- Question I think it’s fairly simple — if you want the most coverage, you get Part A, B, D Rx + Medi Gap Plan G.. Am I correct?
- comparing Medi Gap vs MAPD. Medi Gap though gives you MUCH more freedom of choice of doctors.
Broker ONLY
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- Mandates
- Medi Gap Reinstatement rules
- Broker Training & Resources
- No more commission on PPO Plans in Alameda, Orange & San Diego
- February 2025 Newsletter
- Broker News 2.2025
- April 2025 Medi Sup Plan Changes Rates
- View this email as a web page
- Tips for a strong AEP finish: Maximize your self-service tools
- Earn $100 for each completed HRA with new D-SNP enrollments!
- Spotlight on Wellvolution: Support your clients’ wellness with Fitbit® and WW (Weight Watchers® reimagined)
- New Medicare dental buy-up feature now on Broker Connection
- Don’t forget: Complete your 2025 Product Certification
- Now is the time to book your 1st Quarter 2025 Activities
- Explore our 2025 Broker Training and Resource page on Broker Connection
- blue shield ca.com/broker/resources
- blue shield ca.com advertising/online-program
- Elevate mental well-being: Looking beyond Mental Health Awareness Month
- Connecting with Broker Services- Live chat and real time notification
- Tentative Agreement Reached: Providence Health & Services and Blue Shield of California
- Transition from DocuSign to the Connecture Online Enrollment Tool
- Discontinued benefit: AAA Roadwise Rx
- 2024 Broker training dates: Selling Medicare Supplements
- Blue Shield of California: Leading the way in Medicare Supplement Plans
- Rate Changes to Open Medicare Supplement Plans Effective July 1, 2024
- Streamline your day-to-day with Broker Connection Self-Service tools
- New application forms following the closure of Medicare Supplement Plan G Inspire
- Helping your clients transition to Medicare: New FAQs
- 2024 Broker training dates: Selling Medicare Supplements
- 2024 Medicare Toolbox
- New Client List features – autopay and cancellation identifiers
- Exciting updates coming to Broker Connection
- Medicare Supplement Closed Plan Cycle Changes- Effective April 1, 2024
- No new Plan G Inspire applications will be accepted after March 31, 2024
- What to know about GLP-1 weight loss drugs
- 2024 Broker training dates: Selling Medicare Supplements
- berwick insurance.com/agent
-
BROKER ONLY
- Why choose Medi Gap Plan?
- Broker Website - updated forms...Access our Broker Connection site for more resources and tools:
- No new Plan G Inspire applications will be accepted after March 31, 2024
- Shield On Demand offers a wide variety of customizable flyers, including benefit highlights, PowerPoint presentations and social media templates. From Broker Connection, go to the Medicare tab and look for “Sales & Marketing Materials,” and start utilizing these branded tools for your sales and marketing efforts.
- Our updated 2024 Medicare Toolbox highlights comprehensive product offerings and provides a blueprint for your success.
It includes our product portfolio, commissions and bonuses, marketing support, and more! - 2024 HRA incentive program details
- Blue Shield and Adventist Health reach new in-network agreement
- Tools and resources to help your clients with their new 2024 plans
- Elevate your social media marketing in 2024
- The Redetermination process will continue in 2024
- 2024 Broker training dates and job aids
- Tools at Your Fingertips- Price Check My Rx tool
-
Medicare website updates:
- Medicare Member - Helpful member link agents can use for quick access to resources
- Med Supp Summary of Benefits - 2024 cost sharing amounts posted
- Med Supp Evidence of Coverages - 2024 cost sharing amounts posted
- Med Supp Dental PPO Evidence of Coverages 2024 updates
Broker Connection web page updates:
- Help Current MA-PD clients
- Help current PDP clients
- Help Current Med Supp clients – Find 2024 updates!
Additional Links and contacts:
- Access Broker Connection site for more resources such as enrollment materials and customized marketing through Shield On Demand
- Medicare Supplement Applications:
Email: [email protected]
- MAPD/PDP Applications:
Email: [email protected]
- Producer Services Support
Tel: 800-559-5905 | Email: [email protected]
Appointment inquiries: [email protected]
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Medicare Supplement Plan Changes for April 1, 2024
With current market evaluation, we have made the decision to discontinue Medicare Supplement Plan G Inspire effective 4/1/24.
Plan G Inspire has been in the market for 3 years and was only offered in select Northern CA counties. Agents and members will find Medicare Supplement Plan G Extra to be the same benefits and equal or less cost, without the AAA Roadside Driver program.
To help you navigate this change, we sent out a Producer Alert, and attached are PDF documents for Plan G Inspire FAQ, Plan G Extra, and Medicare Supplement Plan Comparisons (G, G Extra, F Extra). All marketing materials with Plan G Inspire will be updated by 4/1/24, including new enrollment, transfer, enrollment kits, marketing flyers, online references. It is highly recommended you read the FAQ and your Producer Alert link .
Current Plan G Inspire members will be notified October 1, 2024 and will be given a Special Enrollment Period to move to another supplement plan with no underwriting.
Plan G Extra is sold statewide and offers these same extra benefits as Plan G Inspire:
Additionally, Plan G Extra offers our popular Welcome to Medicare rate savings of $25 for the first year, Auto-payment savings, Household Savings, and Dental discount. |
https://insuremekevin.com/medicare-part-b-wildcard-of-health-care-costs/#gsc.tab=0