Introduction to Medi Gap
- A Medi-Gap plan allows you to keep your Original Medicare, and all your doctors. Blue Cross Medi-Gap plans pay in addition what Medicare Pays under Part A Hospital & Part B Dr. Visits – namely, the 20% Co Pays. Visit any Doctor or Hospital that accepts Medicare You still need to purchase Part D Rx.
- There is no extra charge for our services. We are paid by Blue Cross to help you enroll and to consult with you year around.
- It’s best to apply when you turn 65 for the supplement plans or Advantage Plans, as that’s the main “Open Enrollment” period, guaranteed issue for any plan.
- Use our Anthem Affiliate Website for more information and enrollment.
- There is no extra charge for our expertise.
- Email us [email protected] to discuss further, set a Face to Face, Skype or Phone Meeting
Anthem Blue Cross
Medi Gap – #Brochures
ONLINE Enrollment & Information for ALL Plans
- Medi Gap Brochure Rev 2025 16 pages
- Outline of Coverage & Rates 30 pages Details of Plans A, F, Innovative F, G & N 2025
- 5% Family Household Discount
- If you apply at age 65 or another guaranteed issue time like birthday rule you get the lowest non tobacco rates. If you do underwriting health questions or if you smoke rates could be higher
Jump to section on:
Introduction to #MediGap
Publication 02110
- 2025 Official Medicare Guide to choosing a Medi Gap Policy # 02110
- MORE Information and Links
- Matrix - Spreadsheet of what Medicare Pays, Medi Gap pays and what little you pay
Anthem Blue Cross Authorized Broker
Medi-Gap – Supplements Plans G, A, F & N
Medicare's official listing of Doctors who accept assignment #MD
- Medicare Video - Physician Compare
- Blue Shield Statement Medi Gap uses ANY Medicare MD!
- Care Compare Video
- Video on how to use Medicare Provider Finder VIDEO
- Our Webpage on Medicare Assignment – Doctor Participating or Not?
- Compare Hospitals - Search Medicare.gov
- Medicare Guide to Choosing a Hospital Publication # 10181
- Hospital Readmission Penalty Look Up
- Long-Term Acute Care Hospital (LTACH) Clinical Guidelines - Oscar
- US News & World Report America's Best Hospitals

Blue Cross Anthem Authorized Broker
- Instant quotes & #Enrollment for Individual & Family
- Employer Small Group Health Proposals - Quotes
- We’re here to help you with any enrollment, selection and service questions you might have. Anthem pays us to help you at no extra charge! Check out the brochures below and on either side.
Contact Us - Ask Questions - Get More Information
[email protected]
By submitting the information below , you are agreeing to be contacted by Steve Shorr a Licensed Sales Agent by email, texting or Zoom to discuss Medicare or other Insurance Plans as relevant to your inquiry. This is a solicitation for Insurance
Contact Form for Steve Shorr Insurance
Chart Medicare A & B – Then Medi Gap
Medicare Part A
(#Hospital Insurance)
Medicare Part A Hospital coverage helps pay for care in hospitals as an inpatient,... skilled nursing facilities, hospice care, and some home health care (see publication # 10969) but not Long Term Care.
Most people get Part A automatically when they turn age 65 at no charge, since they or a spouse paid Medicare taxes while they were working. You need to sign up close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits - Part A - start automatically.)
Here's a chart it's just a illustration and is NOT official that shows what Medicare pays, the gaps in Medicare and what you may get when you add a Medi Gap Plan or Medicare Advantage to cover those gaps
.Steve's VIDEO Explanation Comparing what Medicare pays and what you get extra with MAPD or Medi Gap
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See full brochure I cut and pasted this from
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- "Hospital at Home" Programs Improve Outcomes, Lower Costs But Face Resistance from Providers and Payers Commonwealth Fund
- Explanation from Fortune Magazine
- Price lookup from Medicare.gov on what you pay with Original Medicare without a Medi Gap plan
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Pays on top of Medicare Parts A & B – Any Medicare Provider
Part B - Outpatient helps Pay For Doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as the services of physical and occupational therapists, and some home health care see publication 10969, but not Long Term Care. Part B helps pay for these covered services and supplies when they are medically necessary.
The chart below is a very brief summary. Check the actual Evidence of Coverage for the plan you want to enroll in, Medicare & You or actual Medicare documents.
Our Webpages with more detail:
- Coverage in Part A Hospital & B Doctor Visits? Part D Rx
- Chiropractic – Medicare A & B – MAPD
- Diabetes – Prevention & Coverage under Medicare & ACA
- Durable Medical Equipment
- End Stage Renal – Kidney Failure
- Hearing Aids
- Physical therapy – occupational speech
- Skilled Nursing SNF & Home Health What Medicare Pays
- Togetherness – Loneliness Social Determinants of Health
- Mental Health
- Blue Shield Mental Health Resource Hub >>> Visit *
- How to sign up for Medicare?
- FAQ Medical Necessity our Medical Necessity Webpage
- Original Medicare & Medi-Gap – Supplement vs Medicare Advantage MAPD
- Medicare Beneficiaries’ Out-of-Pocket Spending for Health Care
Medi Gap A - N #Chart
From Blue Shield Enrollment Guide
Click link or image to enlarge
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- Our webpage on F vs G
- 2024 Fact Sheet Medicare Costs
- Fact Sheet Innovative Benefits Hi Cap
****Comments – FAQ’s *****
Just received a membership card from Blue of CA, called Silver Sneakers Fitness Program. I called the gym listed – Canyon Crest Athletic Club (One of the premier clubs in Riverside). They told me with the card, I am essentially a full-fledged member of the club with access to all facilities!
Pretty good deal for $53 / month Insurance premium.
Dental & Vision
Extra’s Packages – Dental, Vision and other benefits + Other Forms
Email us [email protected] for information
Membership Service Contacts & Member Portal
& Misc
- How to appoint us as your broker of record on a Medi Gap plan – no extra charge
- Write a individually hand written letter – Sample Email dated 1.29.2021 & 5.3.2022 and email [email protected] to us
- Anthem Broker Connection – BROKER ONLY











