FINALLY, the calculators have been completed to make the Affordable Care Act much easier to understand. One can now get the quotes, benefits, view actual brochures, MD and Hospital Lists all ONE easy to use no obligation – anonymous quote engine calculator! Just click here, enter your zip code, enter date of birth, family – household taxation relationships (MAGI – Definition), Estimated 2014 or after the 11.15.2014 Open Enrollment Starts 2015 Income (MAGI). If you qualify for tax credits – subsidies and want them in advance of filing your taxes click on “Health On Exchange” - Covered CA, illustrated below. Quick Reference Federal Poverty Level Chart. This website and are individual consultation are provided to you FREE of Charge! We are paid by Covered CA to help you. Please complete this agent appointment form, so that we can get paid.
You can then see all the quotes on the exchange, showing the Cost Share Reduction – Enhanced Silver if available, subsidy – tax credit amount and your net premium. If you click “Off Exchange” you will see more plans and companies like Assurant and CIGNA who are not participating and may have larger provider lists.
The quote engine shows you TONS of plans and variations. To narrow it down, click on the features and companies you are most interested in. If you qualify for Enhanced Silver, we urge you to take it. A 94% Silver is better than 90% Platinum!
Then click on “View Plan Details” – “View Doctor’s & Providers” – to compare and get more information. Please note that the quote engine does not show enhanced silver, but shows silver at 70%. Check our chart for the better silver coverage. To apply, click on apply now or use the links in the right hand column, ON THIS PAGE, but it will have you redo the quote for that specific company. The price is the SAME, no matter if you use us, go direct to Covered CA or the Insurance Company, as mandated by law! If applying through Covered CA, be sure to sign the form to appoint us as your agent. It’s not all the easy to figure out how to do it on their website.
If you have any questions email [email protected] or call us 519.1335
>Video Explanation Tax Credits – Subsidies to buy Health Insurance are generally available if your income is under $45k for one person & $95k for a family of 4.
To find out the amount of your subsidy (Calheers) calculation just put in your zip code and dates of birth in our FREE Instant CA Quote Engine (Nationwide use KFF.org) you will instantly get the actual premiums, benefits, co-pays, deductibles & coverage’s and can compare plans side by side, click here for Enhanced Silver upgrades.
Then email us your estimated Family – Household Income for 2014 – MAGI Line 37 of your Tax Return. We will send you within two working hours your subsidy calculation just like that shown above. Then just subtract the monthly subsidy from the premiums you instantly viewed from our free quote engine. Google Search Overall Tax Estimators.