Skip to content Skip to main menu

Individuals, Families, Employer, Long Term Care

[email protected] ** Texting ONLY (562) 286-1592

Menu
  • Site Map
    • Life, Disability, Long Term Care & Retirement
      • Disability Income – Pay Check Protection
        • SDI State Disability Insurance
          • SDI for Business Owners
          • Unemployment Compensation – Can’t find job – Corona Pandemic
      • Estate Planning
        • Beneficiary under 18? Is that permitted? Grandchild coverage?
        • Estate & Gift Taxes
          • Coverdell Education Savings Account
            • 529 College Savings
        • Health Care Directives
        • Living Trust
          • Bank Accounts into a Trust?
          • Charitable Remainder Trust
          • Executor – Successor Trustee – What are the duties?
            • How to file a Life Insurance Claim?
              • Find a lost or missing Life Insurance policy
          • Sample – Example California Will – Where does your stuff go?
            • Probate
            • Will Contests – Disinherit a child
          • Special Needs Trust
        • Proposition 13 Lower Property Tax on Inheritance
      • Life Insurance
        • Business – Key Man Life
        • How much Life Insurance do I need?
          • Confidential Life Insurance on someone else?
          • Get Free Instant Term Life Quotes
          • Life Settlements – Sell your unwanted policy
        • Rated – Surcharged Policies
          • Final Expense – Almost Guaranteed Issue
        • Universal Life Insurance
      • Long Term Care Nursing & Home Health Care
        • §1035 Exchange of Annuities or Life Insurance for Long Term Care Planning
        • 7 Activities of Daily Living ADL
          • CA Law – Long Term Care
          • Nursing Homes – Assisted Living – Finding and Selecting the best ones
        • Employer Groups – Long Term Care
          • Benefits from Employer LTC are not taxable §104
            • Tax Qualified LTC Policy
        • Medi Cal – Estate Recovery – Strategic Planning
        • True Freedom – Home Health Care ONLY Coverage
      • Retirement Planning
        • Annuities
          • Jackson National
          • Private Annuities
            • 1031 Exchange – Investment Property – Rental Units
          • TSA-Teacher Retirement Plans – Tax Sheltered Annuities
            • Divorce & STRS – State Teachers Retirement Plan
        • Business – Employer Sponsored Retirement Plans
          • 401 K
            • FAQs
          • Secure Choice -CA State Run Retirement System
          • Selling and Valuation of an Insurance Practice?
          • SEP – Simplified Employee Pension
        • IRA – Individual Retirement Account
    • Medicare – Introduction
      • Fraud, Scams, Waste & Abuse
        • Risk Adjustment Fraud Bumping up illness to get more $$$
      • Health Care Reform & Medicare?
        • Medicare For All – What do they mean? Pros & Cons
        • Taxes to Fund Medicare
          • Additional Medicare Tax
          • Threats to cut Medicare?
      • Medi Gap – Supplement Plans – non conical
        • Anthem Blue Cross
        • Blue Shield – Medi-Gap – Any Medicare Provider
        • FAQ’s non conical
          • No more plan F? Only G? MACRA
            • Plan F Extra FAQ’s non conical
              • Togetherness Program – Fight Loneliness
        • Guaranteed Acceptance – Medi-Gap – Supplemental Plans
          • Birthday Rule
          • Loss of Employer Coverage
          • MAPD Trial Period – Come back to Medicare and Medi-Gap
          • Medical Questions – Underwriting – If not in Guaranteed Issue Period?
          • Medicare Advantage Reduces Benefits, Co Pays, increase in premium
          • Turn Age 65
        • Medicare Assignment – Doctor Participating or Not?
      • Medicare Advantage Plans – Part C
        • Anthem MediBlue Plus
          • Application Instructions
          • SNP Anthem Blue Cross
        • Blue Shield 65 Plus – Inspire HMO 2021
          • Dental & Vision
          • Provider Directories, Search Tools & Instructions
          • Trio Medicare – Blue Shield – Sacramento
        • Enrollment Dates for MAPD – Medicare Advantage
          • Residency – CA, USA – Which State?
            • Outside of USA – Meet Deadline – Web Visitor Q & A
          • Under 65 disabled & Medicare Qualified
        • Marketing Rules
          • Best Plan can’t say it in Medicare Advantage
          • Obscure Medicare Health Plans – Not in CA
            • Motion Picture Industry Pension & Health Plan
            • Northup Grumman Medicare Supplements? & LACERA
            • Veteran’s Benefits
          • Scope of Appointment – Telephone & Face to Face Meetings
          • Star Ratings – Medicare Advantage
        • United Health Care
      • Part D Rx Prescriptions
        • Blue Cross Rx
        • Blue Shield Rx
        • Donut Hole – Coverage Gap
        • Maximus Appeals LEP Late Enrollment Penalty
          • Employer Credible Coverage
        • Premiums for those with High Income Parts D Rx & B Doctor Visits
        • Shop & Compare Tools Part D Rx
          • Part D Rx Low Income Subsidy – LIS – Extra Help
            • Price Comparisons
        • UHC – Part D Rx
      • Seminar – Medicare Information ONLINE
        • ONLINE Account for Medicare & Social Security
        • Original Medicare & Medi-Gap – Supplement vs Medicare Advantage MAPD
      • What’s Covered in Part A Hospital & B Doctor Visits?
        • Chiropractic – Medicare A & B – MAPD
        • Dental under Medicare is very limited
        • Diabetes
        • Durable Medical Equipment
        • End Stage Renal – Kidney Failure
          • under 65 End Stage Renal can I buy an policy – ObamaCare, Covered CA, Health Care.gov – direct from Insurance Company?
        • Enroll ONLINE for Medicare Part A Hospital & B Doctor Visits
          • Part A Hospital rules for zero premium
            • LAUSD Medicare Qualification
          • Part B – Doctors – How to sign up – Benefits
            • Can’t enroll in Medicare Part A or B? Get the Bridge Plan
            • Medicare need if covered by Employer Plan? Retiring?
            • Part B Late Enrollment Penalty
              • Covered CA waiver Part B Penalty
              • Ex Pats Medicare if not USA resident
        • Hearing Aids
          • Cochlear Implants
        • Hospice Coverage – Medicare
        • Part A & B Technical Code Sections
        • Physical therapy occupational speech
        • Preventative Care – Wellness Visit
        • Skilled Nursing SNF & Home Health What Medicare Pays
        • Sleep Studies, CPAP etc
  • Employer Health Plans – Introduction
    • AB 1083 – PPACA – CA law to comply with Federal Law
      • 90 Day Maximum Waiting Period?
        • Late Enrollee – Triggers – Qualifying Events
          • Does Qualified Event – Allow one to Change Health Plan too?
      • Definitions Health Care Reform
        • EmployER Definition – Health Care Reform
          • EmployEE Definition
            • Bona Fide Employer-Employee Relationship – non spousal
              • 1099 vs Employee & Other Defintions
                • Telemarketing Training
            • Dependent Definition – Up to Age 26
              • Add Newborn baby deadline 30 days
              • Registered Domestic Partners – Spousal Health Coverage?
      • Grand Mothering SB 1446 – Unbelievable Rate Increases! Historical
      • Insurance Company requirements AB 1083
        • Employer Group Association Plans – Trump’s Executive Order – CA prohibition
        • Health & Safety Code Requirements Insurance Companies must Follow!
      • Participation & Contribution Requirements
        • Documents to show bonafide Employer in business
          • Fictitious Business Name
        • Enforcement – Participation – Recertification – Actively @ Work
          • Actively @ Work Corona Virus Quarantine?
          • Why enroll in your Employers Group Health Plan?
            • Employer Group or Individual Coverage?
            • FAQ's for Owners & Employees?
        • Management Carve Outs
          • Common Ownership – Affiliated Companies – Corporations
          • Salary Discrimination §2716 – Not enforced
          • Similarly Situated Employees
        • Special Annual Open Enrollment – NO Rules!
      • Premium – Rating Factors
    • AB 1672 – (1992 to 2013) Small Group Guaranteed Issue Historical
      • Carrier Requirements Historical
      • Definitions – Historical
    • Carriers – Companies
      • Aetna
        • Administrative Tools
          • Network & Plan Definitions
      • Blue Cross – Anthem
        • Administrative, Renewal & Wellness Tools
          • Anthem Pay Forward – Get Cash Backs
          • Employer Portal
          • PPO – HMO – Network Options
          • Rx Prescription Information
        • Anthem Blue Cross Dental
      • Blue Shield
        • Administrative
        • Blue Shield Dental
      • California Choice – Multiple Companies ONE Bill
      • Health Net
        • Administrative, Wellness & Renewal Tools
          • Provider Networks & Tele Doc
      • Kaiser Permanente – New Enrollment
        • Administrative Tools & Info
          • Wellness – Kaiser Programs
            • Insomnia – Proper Rest & Sleep
            • Nutrition & Weight
      • Oscar
      • Self Funded Plans – Ben E Lect
      • Sharp Health Plan
      • SHOP – Covered CA for Small Business
        • Dental
      • Sutter Health 2021
      • United Health Plan
        • Administration & Wellness
          • Networks
          • Websites – UHC – for Employers & Members – Informational & Administrative
      • Western Health Advantage
    • COBRA – Right to Keep your Employer Group Health Coverage
      • California Cal-COBRA 36 months total coverage
        • Out of State or self insured Employer
        • Service Area – Provider List Issues
      • HIPAA Guaranteed Coverage after COBRA historical
        • Eligible Individual – Defined for COBRA
    • Dental, Vision, Supplemental
      • Supplemental – Cancer
    • Employer Mandate for Health Insurance ACA 4980 h
      • 6056 – w -2 – etc Reporting
        • ERISA Employee Retirement Income Security Act — 1974
          • SPD Summary Plan Description
        • HR – PEO Support ADP Payroll Services & Alternatives
        • Paid Family Leave Act Federal & CA
      • Mandate – Employee Definition?
        • FTE – ALE Full Time & Equivalent Employees
      • Penalties – Employer Mandate MEC – Solutions?
    • Instant Employer Group Quotes – California
      • Broker of Record Letter We can help with your coverage no extra charge
    • Tax Credits Small Business §45 R
      • IRC §106 Health Insurance Deduction for Employers & Employees
        • Employer Deduction for Medicare Premiums?
      • Section §105 -HRA Health Reimbursement
        • IRC §106 FAQ's – Individual Plan Reimbursement? Cash in Lieu of Benefits
        • Wrap Plans HSA HRA now allowed legal history
      • Section 125 – POP Plan Employee Contributions are Tax Deductible
        • §125 Cafeteria Plan – Full Benefit
  • Individual Companies – Carriers
    • Income Chart – Line 8b 1040 Covered CA MAGI
      • Household Definition – Who counts?
        • Claimed as a dependent Household Definition f 2
        • Family Members? vs Household Question 15 A MC 262
        • Married Couples Household definition f 4
        • Not Claimed as Tax Dependent – Household Definition F 1
        • Not filing a return – nor claimed as a dependent f 3
    • Blue Cross – Anthem
      • Blue Cross Dental
      • Grandfathered Plans – April 2020
        • Grand Fathered Plans What does that mean?
    • Blue Shield 2021 PPO & Trio
      • 2021 Trio HMO ACO
      • Blue Shield Dental & Vision
      • Member Portal – How to set yours up
        • Provider Finder – Instructions * Exclusive PPO – Trio HMO
          • MD says they accept Blue Shield – must they?
    • Health Net 2021 Individual Information & Enroll
    • Kaiser Permanente
      • Kaiser Medical Financial Assistance Program (MFAP)
      • Pay Premium ONLINE? Member Services
    • Oscar Health Insurance
    • Sharp Health Plan
      • Pharmacy
    • Sutter Health 2021
      • Pharmacy
    • Western Health Advantage
  • Contact Us, Zoom Meetings, Privacy & License Info
    • 17 Reasons to use Steve Shorr Insurance
      • Biography – Steve Shorr
        • Eric – Navy going away party
        • Lt. Paul S. Shorr US Army – Korea
        • Non Insurance Websites
          • Croatia July 2021
          • Princess Louise
          • Tennis Links
          • Web Design
            • Home Page Mock Up
            • Portfolio
      • Purchase Tutoring, Research & Education
      • Testimonials – “Yelp” Reviews
    • Set a Meeting
      • Meeting – Expectations – Terms of Service
        • Privacy Statement
          • Privacy – HIPAA
            • CA Privacy Laws
            • Email Privacy
            • Telemarketing Harassment? Unsolicited Email?
          • Visitor Agreement
            • Records Retention?

Civil Law – no index

Here’s our information on Civil Law so far:

no index, follow

Child Pages

  • Appeals – to a higher court
  • Copy Right Law
  • Res Judicata – Double Jeopardy – File two claims?
  • Tenant’s Rights

Share this:

  • LinkedIn
  • Email
  • WhatsApp
  • More
  • Print
Steve Shorr - Covered CA Certified Agent

Child Pages

  • Appeals – to a higher court
  • Copy Right Law
  • Res Judicata – Double Jeopardy – File two claims?
  • Tenant’s Rights
  • Site Map
  • Employer Health Plans – Introduction
  • Individual Companies – Carriers
  • Contact Us, Zoom Meetings, Privacy & License Info
    2013-2018Steve ShorrAll Rights Reserved
    Hosted by BITS | Powered by WP | Theme by ET
    This web site is owned and maintained by Steve Shorr Insurance, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone numbers that appear throughout this site belong to Steve Shorr Insurance, and cannot be used to contact Covered California, directly, unless specifically stated. Steve Shorr is not a medical doctor, a tax accountant, or an attorney. The contents of this site are for informational purposes only. For more details, please read the site's Disclaimer, Visitor Agreement, and Privacy Statement.
    ↑
    loading Cancel
    Post was not sent - check your email addresses!
    Email check failed, please try again
    Sorry, your blog cannot share posts by email.