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Why can’t you get SDI & the extra stimulus payment for unemployment?

I researched, googled & googled and looked & looked & don’t find anything to support one getting SDI to be able to get the additional $300/week under ARPA ^Guidance * ^{ABC 10} *   nor the prior $600/week PUA Pandemic Unemployment Assistance – FAQ’s  ^{uc.pa.gov/FPUC-FAQs}   see the footnotes in our research below for more detail.  We are not authorized to approve or deny claims from any Insurance Company, State or Federal Authority.

The federal Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020 provides for a temporary emergency increase in unemployment compensation (UC) benefits, referred to as the Federal Pandemic Unemployment Compensation (FPUC) program.

This program provides an eligible individual with $600 per week on top of the weekly benefit amount he or she receives from certain other UC programs. An individual must first be eligible for UC benefits to qualify for the additional $600 per week in benefits.

Individuals don’t need to do anything extra to receive the $600. Continue to file biweekly claims – benefits will be automatically updated.   ^{uc.pa.gov/FPUC-FAQs}

One must be eligible to actually receive at least a nominal amount of regular UC unemployment compensation benefits to  be eligible to receive the $600 payment:

ii. If the individual is eligible to receive at least one dollar ($1) of underlying benefits for the claimed week, the claimant will receive the full $600 Federal Pandemic Unemployment Compensation FPUC. ^{Guidance 4.4.2020 15-20} *   ^Littler.com

Individuals are only entitled to extra benefits, namely the  $600 payment, if they are “no longer working through no fault of their own” and if they are “able and available to work.” ^{employment law letter}

The PUA benefits are also payable for certain people that normally don’t qualify for regular UI Unemployment  benefits in California or another state and also do not qualify for State Disability Insurance or Paid Family Leave benefits.  Namely,

• Business owners 
• Self-employed individuals
• Independent contractors  ^edd.ca.gov

SDI provides short-term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.  

SDI appears to pay much more than unemployment!

Unemployment Insurance (UI) benefit calculator will provide you with an estimate of your weekly UI benefit amount, which can range from $40 to $450 per week.  ^{borowitzclark.com/california-unemployment/  https://edd.ca.gov/Unemployment/UI-Calculator.htm}

Might you be disabled for a long time, over a year?  Check out SSDI Social Security Disability Income.

Check out our other webpages on this topic

• corona-virus-how-does-insurance-cover-it/
• sba-coronavirus-loans/
• unemployment-compensation-cant-find-job-corona-pandemic/
• Might your disability go in indefinitely – SDI – SSDI
• Be sure to review our FAQ’s below.