Calif. State Disability Insurance  Coverage ( #SDI ) & Biz Owner Election 

California  State Disability Coverage for Business #Owners

• Information Sheet de 231 ec – 2 pages pdf

• SDI for Business Owners # 2565

  • Disability Insurance Elective Coverage for owners (DIEC)  edd.gov
• Forms & Publications
  • #Pub525, Taxable and Nontaxable Income
• Sales Pamphlet #2565 DI Elective Coverage
• Weekly Benefit Amounts # de2589 
• Calculating Benefit Amounts
  • Calculator
• Enrollment Application #1378di 4 pages pdf
• Coverage can be denied if you are currently unable to do the duties of your regular job ^edd.gov
• For information call EDD @ 916-654-6288 –
• See our webpage on Private Disability Coverage – where you can get higher and longer paying  benefits.

Steve on Disability Income Protection
Video 

• Email [email protected]
• Statistics from Disability Can Happen.org
• Our other Webpages on Disability & Unemployment Coverage
  • Disability Income – Pay Check Protection
    • SDI State Disability Insurance – MAGI Income Taxable? COVID
      • Unemployment Compensation – Can’t find job – Corona Pandemic – Family Leave- Free Silver 94
    • SSI – Supplemental Security Benefits – Automatic Medi Cal – SSDI

SDI State Disability Insurance and
Long Term Disability   MAGI Income Taxable ?

• Your DI benefits are taxable only if you receive DI Disability Income benefits in place of UI Unemployment Insurance benefits.
  • In this case, your DI benefits are considered a substitution for your UI benefits, which are taxable.  ^{Federal Tax Regulation Section 1.85-1}
  • Thus, if you can’t  work because of a disability and receive disability benefits, those benefits are not taxable.
    • Learn More ⇒  edd.ca.gov/
• Federal Unemployment ends Labor Day Weekend 2021 ^NBC.com * 

Calif. State Disability Coverage ( #SDI )
How SDI works

SDI provides affordable, short-term benefits to eligible workers who suffer a loss of wages when they are unable to work due to  a NON WORK-RELATED illness, injury, or a medically disabling condition from pregnancy or childbirth.  Check out Worker’s Compensation if you were injured on the job.  To learn more,  scroll down and check out the official EDD brochure on SDI provisions # DE 2515

If you would like to get extra private coverage to pay in addition to SDI, here’s our webpage on private Disability   Business owners can opt in to get SDI, scroll down for SDI for Biz Owners information.

When your SDI benefits run out you might try filing for  Social Security -SSI, SSDI

FAQ’s

Forms and Publications

EDD Website

• EDD Employers Guide 100 Pages
• Disability Benefits 101 on SDI

Voluntary SDI Plans? 
Save $$$ Better Benefits

• edd.ca.gov/