Introduction

• You’ve come to the right website to  enroll in Individual & Family Plans with  Guaranteed Enrollment and  no-Pre-existing Conditions, including coverage for COVID – Corona Virus  directly with an Insurance Company or get   tax subsidies APTC in  Covered California.
  • All plans under ACA – Obamacare are guaranteed renewable ^{(Insurance Code §10273.6)} and they have contractual guarantees* not to single you out for a rate increase or cancellation,  even if you have too many claims like cancer, aids or heart trouble or other sickness or illness
• Get Instant Quotes & Subsidy Calculation
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• Open enrollment started 11/1/2024 for January 1, 2025
  • DACA can now enroll too with subsidies!
  • November 1st Press Release
    • Read all the details in the full press release here  July 24, 2024.
    • Kaiser Foundation Explanation
  • The  CA  state-enhanced cost-sharing reduction (CSR) program will eliminate deductibles and lower the cost of care for over a million Californians.
• You get our expertise – 17 reasons to use us  at no extra charge – as we are paid by the Insurance Companies to help you.   
  • We are in the constant process of updating our website.   Like us on Facebook for notifications. The rules, Supreme Court decisions, Presidential actions can change things almost daily. 
• Unfortunately, Health Insurance doesn’t cover everything. 
  • You might also want to check out our disability page to recover your lost wages.  Your own disability policy pays in addition to SDI State Disability Insurance. 
  • If G-d forbid, that you don’t recover you might want to check out our Life Insurance page to protect your loved ones and give them the financial security they deserve.
  • Adult Dental
• FAQ’s are on virtually every page of our website.  That would be the best place to ask or view other website visitors questions.
  • Covered California open enrollment begins. What to know about signing up, subsidies and more  LA Times  Nov 2022 – but the principles are the same.
  • EXPLAINER: How to navigate Affordable Care Act enrollment
  • Everything you need to know about 2024 ACA Open Enrollment
• Get Instant Quotes & Subsidy Calculation
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Email us – [email protected]
for more information or just ask a question in comments below 

• • Get Instant Quotes & Subsidy Calculation

Kaiser Foundation FAQ's

Please note, some FAQ's may be old and/or may not apply to California

• Marketplace Eligibility
• Marketplace Enrollment Periods
• Marketplace Health Plans and Premiums
• Marketplace Alternatives
• Renewing Marketplace Coverage for 2020
• Individual Mandate
  • California Mandate!!! 
• Health Insurance and the 2019 Federal Income Tax Return
• Short-Term and Other Policies Sold Outside of the Marketplace
• Help Paying Marketplace Premiums: The Basics
  • Help Paying Marketplace Premiums: When Other Coverage Is Available
  • Help Paying Marketplace Premiums: Defining Income and Household
  • Help Paying Marketplace Premiums: Challenges Estimating Income and Tax Consequences
• Cost-Sharing Reductions Silver 73, 87, 94
• Tobacco Surcharge for Premiums  Not in CA
• Marketplace Verification and Appeals
• Young Adults and Students
• Women's Health
• Non-traditional Households
• Immigrants  DACA now covered 
• Agricultural Workers
• Employer-Sponsored Health Coverage
• Early Retirees
• Medicare
• Get Instant Quotes & Enroll

• Covered CA Toolkits

• Open Enrollment Tool Kit
• FPL Chart
• Strike & Lockout
• QLE  Major Life Changes