Annuity Introduction

Most people have worked hard all their life accumulating their “nest-egg”. They should not put their money in risky investments, especially our senior citizens. Most seniors are more concerned about the “return OF their money than the return ON their money”. Annuities are considered to be safe investments for the following reasons:

• No market risk
• Backed by the financial strength of large life insurance companies who are required to set aside a portion of their assets (reserves) to cover claims.
• They also spread their risk through the industry’s reinsurance network, i.e. several companies share in a particular risk.
• Tax Deferral – Taxes are paid only when money is received. IRC Section 72  This results in a much faster cash build-up. Your principal grows because you receive:
  • 1) interest on the principal;
  • 2) interest on the interest;
  • 3) interest on the money that normally would have been paid in taxes.
• Competitive Interest Rates – At present, and historically, annuities outperform CD’s and money market accounts.
• Accessibility– One of the biggest concerns, especially with seniors, is “Do I Have Access to My Money, Should I Need It?” There are a number of choices:

• Withdraw interest as needed, monthly, quarterly, etc.
• Exercise free withdrawal privilege
• Total surrender
• Annuitize (choose one of a number of income options)
  • Lifetime Income – Annuity Calculator
    • Get your annuity from [email protected] just use the tool to get an instant idea of what the market is.
• Avoids Probate – By naming a beneficiary, your annuity account is paid directly to a named individual, making it accessible and eliminating probate costs.
• Interest Rate Guarantees – Almost all annuity contracts have minimum rate guarantees…the rate can never go below a specified amount.
• Current Income Reduction – CD’s, money market accounts, savings accounts, etc. require current taxation of interest earned even if it is not taken. Annuities are taxed only upon receipt of interest.
• Lifetime Income Option – Annuities are the only investment vehicles available that guarantee you cannot outlive your monthly payments
• Retirement Annuities: Know the Pros and Cons  Investopedia
• General Information on Annuities   Annuity.org 

Avoid Risk and invest in a tax deferred annuity!

Your PRINCIPLE & INTEREST  is FULLY GUARANTEED at all times!!

You get:

• Triple Compounding
• Tax Savings
• No Fees or Load Charges
• Competitive Interest
• Probate Avoidance
• No Market Risk
• Does not affect taxation of your social security
• Liquidity (Ability to withdraw funds)  (Brsan)