What’s the optimum age 62 -70 to start taking
your Social Security Retirement Benefits?

The longer you hold off on taking your Social Security, you get an 8% increase in your check.  Then you will also get cost-of-living increases.   If you continue to work, that would increase your benefits too.   See the official Social Security publications to the right or scroll down if you’re on a smart phone, see also the calculators & bibliography below.   Our VIDEO explanation of this page. 

Don’t forget about Medicare @ 65

If you plan to delay receiving benefits because you’re working, you’ll still need to sign up for Medicare three months before reaching age 65. If you don’t enroll in Medicare medical insurance or prescription drug coverage when you’re first eligible, it can be delayed and you may have to pay a late enrollment penalty for as long as you have coverage.  You can find more detailed information about Medicare here or scroll down and see general brochures & videos.

• Retirement Check List # 10377

When to start getting Social Security? Publication #10147