Blue Shield Medicare Dental & Vision Options
Blue Shield Authorized Agent
No extra charge to you
Steve Video @ Blue Shield Headquarters
- #Get Quotes & Enroll with Blue Shield
- Individual & Family Direct *** Covered CA
- Medi Gap, Part D Rx & Medicare Advantage
- Employer Group
Optional supplemental dental HMO & PPO plan flyer and application
2021 HMO & PPO plan flyer and or click on Blue Shield Logo to enroll ONLINE Paper enrollment form
be sure to add our name Steve Shorr Insurance as broker, no additional charge
Dental Directories
- 2021 Optional Supplemental Dental PPO – Blue Shield Inspire (PPO) Alameda County
- 2021 Optional Supplemental Dental PPO – Blue Shield Inspire (HMO) San Mateo County
- 2021 Optional Supplemental Dental PPO – Blue Shield 65 Plus (HMO), Blue Shield 65 Plus Plan 2 (HMO), Blue Shield Inspire (HMO), Blue Shield Vital (HMO) Los Angeles County
- 2021 Optional Supplemental Dental PPO – Blue Shield 65 Plus (HMO), Blue Shield 65 Plus Plan 2 (HMO), Blue Shield Inspire (HMO), Blue Shield Vital (HMO) Orange County
- 2021 Optional Supplemental Dental PPO – Blue Shield 65 Plus (HMO) Ventura County
- 2021 Optional Supplemental Dental PPO – Blue Shield Inspire (HMO) Sacramento County
- 2021 Optional Supplemental Dental PPO – Blue Shield Inspire (HMO) Fresno and Madera counties
- 2021 2020 Optional Supplemental Dental PPO – Blue Shield 65 Plus (HMO) Kern, Santa Barbara & San Luis Obispo counties
- 2021 Optional Supplemental Dental PPO – Blue Shield 65 Plus (HMO), Blue Shield 65 Plus Plan 2 (HMO), Blue Shield Vital (HMO) San Bernardino County
- 2021 Optional Supplemental Dental PPO – Blue Shield 65 Plus (HMO), Blue Shield 65 Plus Plan 2 (HMO), Blue Shield Vital (HMO) Riverside County
- 2021 Dental PPO Supplemental – Blue Shield 65 Plus (HMO) San Diego County
- 2021 Dental – Blue Shield 65 Plus (HMO) Los Angeles and Orange County
- 2021 Dental – Blue Shield 65 Plus (HMO) San Diego County
- 2021 Dental – Blue Shield 65 Plus (HMO) Plan 2 Los Angeles County
- 2021 Dental – Blue Shield 65 Plus (HMO) Plan 2 San Bernardino and Riverside counties
- 2021 Dental – Blue Shield 65 Plus (HMO) San Bernardino and Riverside County
- 2021 Dental – Blue Shield Inspire (HMO) Santa Clara counties
- 2021 Dental – Blue Shield Inspire (HMO) San Joaquin, Stanislaus, and Merced counties
Blue Shield Videos On Medicare
“Medicare Enlightenment” video series out now!
- Medicare Enlightenment – Entire Video 18 minutes
- Different Parts of Medicare
- Original Medicare Parts A& B: What’s Not Covered
- When can I enroll in Medicare
- Your Medicare Coverage Choices at a Glance
- Medicare Advantage Plans – Part C
- Medicare Supplement Plans
- Prescription Drug Plans
Our other pages on Dental Coverage
We don't put a lot of effort into selling dental coverage. Generally it's a wash on paying premiums vs getting back claims payments. Unless it's employer group. Then the premiums are tax deductible under IRS Section 106.
Here's more information on how we feel about dental. Here's our page on implants, where we get lots of inquires, but few sales. Most people only seem to want dental coverage, after they've been told they need a lot of dental work. Not profitable for Insurance Companies. See our other pages for details & explanations. See our page on Medical Loss Ratio. Insurance Companies need to take in $1 to pay 80c in claims.
Medicare Plans
- Blue Cross Dental & Vision
- Blue Shield Dental & Vision
- Original Medicare Dental under Medicare is very limited
Individual & Family Plans
- Blue Cross Dental
- Blue Shield Dental & Vision
- Health Net Dental & Vision
- Dental & Vision for Adults and Mandatory Pediatic as an essential benefit
Dental For Everyone,
has an excellent website with full brochures, Instant online quoting and enrollment
One of our colleagues on how Dental for Everyone Works..
Employer Group Plans
Importance of Dental Coverage
Dental & General Health
Insurance 101?
We suggest that you check out Life Insurance, Disability, Long Term Care and Retirement as these risks may cause much more financial devastating to your budget than dental bills.
I don't quite agree on the individual vs group rates & benefits - also group plans are income tax free - section 106
On the other hand - Sacramento Truck driver sudden dealth from tooth infection Sacramento Bee 1.31.2017
Picture of Oral Health
Steve on buying, shopping and best use of premium dollars
Dental Insurance VIDEO
MORE VIDEOS
- Why Buy Dental Insurance?
VIDEO - What dental Insurance... should I buy???
VIDEO - When people ask, what dental insurance plan should I buy,
The video from the dentist above says he's tempted to answer, "None of them".
But that's not a very helpful answer, so in this video the dentist attempts to give you some guidance about things to consider before buying a dental insurance plan. Keep in mind that there also are finance plans available if you decide to go that route. And, you should not be shy about negotiating with your dentist regarding his or her fee for the services that you need.
Blue Shield Provider #Finder -
Dentists, Doctors & Hospitals
VIDEOS
- Finding or changing MD with Trio Plan VIDEO
- Blue Shield Exclusive PPO Your new ppo * PPO Primary MD FAQ’s * has 50k+ doctors and 320 hospitals statewide, plus Blue Card benefits out of state & country. 2020 Agent Guide * Member Outreach Bulletin *
- How to use the Finding a provider tool above VIDEO
- Understanding Your Plan pdf
- Nurse Help 24/7, Heal and Teladoc save on prescriptions ER vs. urgent care.
- Get the most from your health care plan VIDEO
- Use your online account to review claims, copays or deductibles and take advantage of other member benefits.
- Explanatory VIDEOS on everything... from Blue Shield
- Our webpage for PRINT Directory’s MAPD Plans
- Late Bloomers – Medicare – VIDEO
- Enroll and get full details on our
Medicare doesn’t cover eye exams (sometimes called “eye refractions”) for eyeglasses or contact lenses.
Some Medicare Advantage Plans (Part C) offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, or dental.
Eye exams, if you have diabetes
Glaucoma tests
Macular degeneration tests and treatment https://www.medicare.gov/coverage/eye-exams-routine
Does Medicare Part A cover any vision benefits?
Not unless it’s a medical problem/emergency. Medicare Part A is intended to serve individuals strictly as a hospital insurance. If you are admitted to the hospital because of an accident involving your eyes, your plan benefits would apply; otherwise, you are responsible for all costs associated with routine vision corrections and eye exams. Oftentimes, individuals with Medicare Part A enroll in a private, individual vision insurance plan for coverage.
Which vision benefits are available with my Medicare Part B plan?
Medicare Part B is a medical insurance plan. As such, coverage applies to some vision care, but only when you have a medical condition that involves your eyes or affects your vision. Medicare Part B does not cover routine eye examinations and vision correction. That means prescription glasses and contact lenses will not be covered by your plan, unless you have had a necessary cataract surgery.
Medicare Part B does cover annual glaucoma screenings for high-risk patients. These include individuals with diabetes or a family history of glaucoma, African-Americans over the age of 50, and Hispanics over the age of 65. Medicare Part B also covers cataract surgery, prosthetic eyes and special treatments for macular degeneration, but a 20% coinsurance cost typically applies to many of these treatments. https://www.vsp.com/eyewear-wellness/eye-on-vsp/medicare-vision-coverage
What does Medicare A & B pay for vision?
Medicare doesn’t cover eye exams (sometimes called “eye refractions”) for eyeglasses or contact lenses.
Some Medicare Advantage Plans (Part C) offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, or dental.
Eye exams, if you have diabetes
Glaucoma tests
Macular degeneration tests and treatment https://www.medicare.gov/coverage/eye-exams-routine
Does Medicare Part A cover any vision benefits?
Not unless it’s a medical problem/emergency. Medicare Part A is intended to serve individuals strictly as a hospital insurance. If you are admitted to the hospital because of an accident involving your eyes, your plan benefits would apply; otherwise, you are responsible for all costs associated with routine vision corrections and eye exams. Oftentimes, individuals with Medicare Part A enroll in a private, individual vision insurance plan for coverage.
Which vision benefits are available with my Medicare Part B plan?
Medicare Part B is a medical insurance plan. As such, coverage applies to some vision care, but only when you have a medical condition that involves your eyes or affects your vision. Medicare Part B does not cover routine eye examinations and vision correction. That means prescription glasses and contact lenses will not be covered by your plan, unless you have had a necessary cataract surgery.
Medicare Part B does cover annual glaucoma screenings for high-risk patients. These include individuals with diabetes or a family history of glaucoma, African-Americans over the age of 50, and Hispanics over the age of 65. Medicare Part B also covers cataract surgery, prosthetic eyes and special treatments for macular degeneration, but a 20% coinsurance cost typically applies to many of these treatments. https://www.vsp.com/eyewear-wellness/eye-on-vsp/medicare-vision-coverage
See Medicare Benefits Booklet
https://www.medicare.gov/coverage/eyeglasses-contact-lenses
https://www.medicare.gov/coverage/eye-exams-for-diabetes
Can you please send me Some info on a dental ins?
Something comprehensive that takes care of root canals.
And something where I can use the ins right away, if possible?
See above, follow the links and check out the optional dental plan on page 10 of the Inspire Summary of Benefits.
If you want to do a Zoom meeting – schedule it here https://steveshorr.com/intro/set-a-meeting/
I reworked this page to update and make it easier to read. Please review and then schedule a Zoom meeting to go over it. https://steveshorr.com/intro/set-a-meeting/
Dorothy A says:
When can you sign up for the Dental plan?
Do you need to wait until the general enrollment of insurance plans?
Reply
One can sign up for the 65 plus dental plan at any time of the year, per page 62 of the Blue Shield 2017 Confidential Agent Training.
See above for the online link to enroll
You might also want to check out Dental for Everyone http://www.dentalforeveryone.com/default.aspx?id=03355-00000 which also has year around enrollment.
I live in Orange County California and have vision coverage under Blue Shield 65 plus.
I cannot find a list of eye doctors that will take my insurance.
Can you help me with that?
We just updated this page to include the provider finder, above. Use the check box on type of doctor to put in Ophthalmology.
We would be happy to be your broker of record. There is no charge. Blue Shield pays us to help you, when you appoint us. Here’s the form.