Health Net Instant Enrollment, Quotes & Proposals
Health Net Instant Enrollment, Quotes & Proposals

Health Net Silvers Shine Brightly as Some of CA’s Lowest Priced

Among Most Affordable Plans Available Through Covered California in 2018 

Instant Health Net Quotes & Enrollment

 

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Want to learn more about a specific plan? Here you’ll find all the details about your Health Net coverage choices to find the plan that fits your needs.

Looking for a Summary of Benefits and Coverage for a specific plan? Use our SBC Search Tool

All documents are in PDF format. 

Enrollment Applications – Effective January 1, 2018

Apply during Open Enrollment, which is 11/1/17 – 1/31/18.

CommunityCare HMO Plan Overviews

PureCare HSP Plan Overviews

PureCare One EPO Plan Overviews

PPO Plan Overviews

EnhancedCare PPO Plan Overviews

2018 Disclosures

Dental and Vision

Evidence of Coverage for CommunityCare HMO Plans (off Marketplace)

Evidence of Coverage for HSP PureCare Plans (off Marketplace)

Policies for EPO PureCare One Plans (off Marketplace)

Policies for PPO Plans (off Marketplace)

  • Platinum 90 PPO
  • Platinum 90 PPO with Dental and Vision
  • Gold 80 PPO
  • Gold 80 PPO with Dental and Vision
  • Silver 70 PPO
  • Silver 70 PPO with Dental and Vision
  • Bronze 60 PPO
  • Bronze 60 PPO with Dental and Vision
  • Minimum Coverage PPO
  • Minimum Coverage PPO with Dental and Vision

Policies for EnhancedCare PPO Plans (off Marketplace)

Glossary of Health Coverage and Medical Terms | Spanish | Chinese | Korean | Navajo

Health insurance companies and group health plans are required to make available a uniform glossary of health coverage and medical terms commonly used in plan documents. The Uniform Glossary is meant to help the consumer understand some of the most common language used in health insurance documents. Please log in to request a hardcopy of the document by mail.

 

Open enrollment for 2018 is around the corner.  Take a look at our rich line-up for Individual & Family Plans (IFP) 

2018 IFP — A revamped portfolio 

Here’s a quick snapshot of what is and isn’t changing with the plans offered by Health Net of California, Inc. and Health Net Life Insurance Company:

HMO

  • All plans in all regions will be renewed, or migrated to a similar plan.
  • New Teladoc $0 copay virtual visits will be added.
  • New! Effective Jan. 1, 2018, the AdvancedChoice Pharmacy Network will replace the standard pharmacy network, and will NOT include Walgreens.

HSP

  • Some plans will be discontinued in some regions, both on- and off-exchange.

EPO

  • All plans in all regions will be renewed, or migrated to a similar plan.
  • Stanford hospitals and physicians were removed from PureCare One EPO network.
  • Out-of-network pediatric dental services are no longer covered.

PPO

  • Off-exchange: all plans in all regions will be renewed.
  • Mental and Behavioral Health benefits will be administered by MHN.
  • On- and off-exchange: new EnhancedCare PPO will be introduced in some regions in early October.

For 2018, you  may choose to automatically renew your coverage. Or, you can explore other coverage options during open enrollment. To view a PDF of our full line-up of choices, along with a region list, please click here.

 

Two big announcements for 2018:

  1. Meet our new EnhancedCare PPO!

We’d like to introduce you to the newest member of the Health Net plan family: EnhancedCare PPO. Offering the ultimate in flexibility, EnhancedCare PPO provides you the freedom that comes with a PPO at a lower price. While it’s carefully tailored network helps keep monthly premiums lower, EnhancedCare PPO comes with a range of care choices – including virtual and in-person visits. It will be available both on- and off-exchange in these California counties: Los Angeles, Orange, Sacramento, San Diego, and Yolo counties, and in parts of Placer, Riverside and San Bernardino counties.

  1. A new and improved online experience!

We’ve been upgrading our systems to serve you and your clients better. The result is a brand new IFP website for California – MyHealthNetCA.com — that tentatively goes live Oct. 11, 2017 (this date could change; please check back to see if this date changes from Oct. 11).

We will also unveil a new broker portal for your 2018 renewals and sales. Watch for more details coming soon on both sites, along with information about a few process changes that will come with the new system.

 

Timeline  

Sept. 29: Health Net mails closure letters to our members. We are mailing at the 90-day mark to meet regulatory requirements.
Oct. 20: Health Net mails EPO and PPO renewal letters to our members.
Oct. 30: Health Net mails HMO and HSP renewal letters to our members.
Nov. 1: Open enrollment opens for 2018.
Mid-Nov.: Health Net mails 30-day reminder letters.
Dec. 15: Last day to enroll in new coverage for a Jan. 1, 2018, effective date. Also the deadline for consumers to verify information and income with Covered California in order to qualify for tax credits in 2018.
Jan. 31, 2018: Open enrollment for 2018 closes in California.

Great news! According to Covered California’s preliminary plan rates booklet for 2018, Health Net will be extremely competitive in the Individual & Family Plan market throughout the state. In fact, some of our Silver plans have been ranked the lowest cost options in certain regions.

 

The Highlights:

Health Net CommunityCare HMO Silver 

  • The lowest cost Silver plan available to consumers in regions 14, 17, 18, and 19.
  • Essentially tied with the lowest cost option in region 16 (Los Angeles, west).
  • Moved up to become the second lowest cost option in region 15 (Los Angeles, east).

Health Net EnhancedCare PPO Silver (brand new!)

  • The lowest priced product in regions 3, 15, 17 and 19 (Sacramento, Inland Empire and San Diego) compared to all EPOs and PPOs.
  • The second lowest priced product in regions 16 and 18 (Los Angeles and Orange Counties).
  • Favorably positioned overall with regard to rates.
  • Health Net is one of only two health plans offering a PPO in California.

Related Pages in the Health Net Section

 

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