Health Insurance, Medicare & Employee Benefits — Practical Solutions That Work
Start here to find the right coverage or solve a specific problem.
Compare Individual & Family Health Plans
Independent licensed agent. No obligation.
What Can I Help You With?
- Individual & Family Health Insurance
- Employer & Small Group Health Plans
- Medicare Enrollment & Plan Options
- Covered California, MAGI & Subsidies
- Lowering Your Medi-Cal Share of Cost
- Dental Insurance & Implants
- Life, Long-Term Care & Financial Planning
Most people come here with a specific question — finding affordable health insurance, enrolling in Medicare, setting up employer coverage, or solving a Share of Cost issue. This site is designed to help you find practical answers and the next step.
If you are not sure where to start, that is okay. I work with individuals, families, and business owners to help them understand their options and choose coverage that fits their situation.
Independent licensed insurance agent. CA License #0596610.
Compare Health, Dental & Medi Gap Plans including subsidy & Enroll Quotit.net
Independent licensed agent. No obligation.
Compare Dental Insurance Plans
Some specialized plans may not appear online. Email me [email protected] if you need help with specific situations.
Who we are and why consult with us?
- 🔽 WHY PEOPLE CONTACT ME
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- Most people who come to my website are:
- Confused about their options
- Dealing with a complicated situation
- Trying to avoid making a costly mistake
- I help you understand your options and make the right decision.
- Clear, practical guidance to clients and website visitors avoid costly mistakes and choose the right coverage since 1975
- Most people who come to my website are:
- 🔽 WHY YOU CAN TRUST MY ADVICE
- Licensed health insurance agent since 1975
- Independent agent since 1981
- Website educating consumers since 1999
- Thousands of clients & website visitors helped over the years
- Check out our UNSOLICITED testimonials
- Specializing in complex and unusual cases
- Professional Background
- Earned professional designations including CPCU, LUTCF, and REBC
- Comprehensive legal studies (including one year of law school)
- Continuing education comes from real client cases and ongoing research
Read full biography →
- 🔽 WHAT CLIENTS SAY
- “I had no idea how to handle my situation until I spoke with Steve. He explained everything clearly and helped me avoid a costly mistake.”
- “Steve took a complicated issue and made it simple. Very knowledgeable and patient.”
Read more client feedback →
- 🔽 WHY WORK WITH ME
- No additional cost vs going direct
- Independent guidance (not tied to one company)
- Help with difficult or unusual situations
- Ongoing support after enrollment
See 15 more reasons →
- 🔽 POPULAR QUESTIONS
- There is no additional cost to use a licensed agent. You receive the same premium as going direct.
👉“Told You Need to Spend $85–$600?
Here’s How to Reduce Your Share of Cost to $0”
👉“Proof issued same day • Upload to BenefitsCal immediately”
Companies we represent @ No additional charge to you
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Instant Term Life Quotes  |
Companies we represent @ No additional charge to you
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Get Instant Quotes & Subsidy Calculation for Individuals & Families |
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Broker Information and very curious web visitors
Instant Quotes & Subsidy Calculation Email Us [email protected]
Here's a client who still renewed at ZERO Premium!
All our Health plans are Guaranteed Issue with No Pre X Clause
Instant Quote & Subsidy #Calculation
There is No charge for our complementary services, we are paid by the Insurance Company.
- Our Quote Engine Takes all the complexity out of using pencil and paper to figure out the premiums per the Obamacare/ACA rules under CFR §1.36B-3 *
- We are authorized Brokers for Dental, Vision & Covered CA get instant quotes direct and in Covered CA with subsidy calculation for:
- Watch our 10 minute VIDEO that explains everything about getting a quote
#Contact Us - Ask Questions - Get More Information - Schedule a Zoom Meeting
By submitting the information below , you are agreeing to be contacted by Steve Shorr a Licensed Sales Agent by email, texting or Zoom to discuss Medicare or other Insurance Plans as relevant to your inquiry. This is a solicitation for Insurance
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Child - Subpages
- Companies – Carriers Individual
- Aetna Individual & Family
- Blue Cross – Anthem Individual
- Blue Shield Family Plans PPO & HMO Trio
- Health Net Individual Information & Enroll
- Kaiser Permanente – Enrollment – Pay Premium ONLINE
- LA Care – Medi Cal & Covered CA
- Molina Health Care no index
- Sharp Health Plan – Employer & Family
- Sutter Health Insurance Individual & Employer Plans
- Western Health Advantage Individual & Small Group
- Dental & Vision for Adults and Children
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