We offer Individual & Family Health Insurance – Guaranteed Enrollment for Covered California (Exchange) and direct (over 50% go direct) with the carriers through our website, (over 50% go direct). Included is our expertise at no extra charge – with a tool to figure premiums and tax – subsidy credits.
We are in the constant process of updating our website to let you know the latest in Health Reform Rules in effect and those that are pending. If you see anything new, please email us the link or citation and let us know.
All plans are guaranteed renewable (Insurance Code §10273.6) and they have contractual guarantees* not to single you out for a rate increase or cancellation if you have too many claims like cancer, aids or heart trouble or other sickness or illness.
Individual Carriers we represent
- 10 Essential Benefits
- Birth Control – Abortion
- Clinical Trials
- Laboratory Charges
- Medical Necessity
- Prescriptions Drugs – Rx
- Technical Links – Appeals & Grievances
- Broker ONLY