Individual & Family Health Insurance
We offer Guaranteed Enrollment with no-Pre-existing Conditions and subsidies for Covered California or direct with an Insurance Company (over 50% go direct) – through our various informative websites.
You get our expertise at no extra charge – we are paid by the Insurance Companies to help you.
You also get our
We are in the constant process of updating our website. Like us on Facebook. When we make major updates to our website, we let the public know there. The rules, Supreme Court decisions, Presidential actions can change things almost daily.
Unfortunately, Health Insurance doesn’t cover everything. You might also want to check out our disability page to recover your lost wages. Your own disability policy pays in addition to SDI State Disability Insurance. If G-d forbid, that you don’t recover you might want to check out our Life Insurance page to protect your loved ones and give them the financial security they deserve.
All plans under ACA – Obamacare are guaranteed renewable (Insurance Code §10273.6) and they have contractual guarantees* not to single you out for a rate increase or cancellation, even if you have too many claims like cancer, aids or heart trouble or other sickness or illness.
Guides, Tools, Options to get Health Insurance
Guaranteed Issue - No Pre X Clause
Quote & Subsidy Calculation
Missed Open Enrollment?
See our Special Enrollment page
No charge for our complementary services
White House Address
Time to sign up
Done in 2015 but the principles are the same
Video on how much coverage for death protection you need