I have Medicare and I’m under 65,
What Medi Gap or Medicare Advantage Plans can I get?
If you are under 65 and have Medicare due to a disability, SSDI, SSI? you can get Part D Rx, Medicare Advantage and Medi Gap plans, guaranteed issue, no medical questions asked, in California by enrolling when you are first eligible or in the case of Part D & Medicare Advantage, at Open Enrollment 10.15 to 12.7 each year. Other states may differ, learn more CA Healthline 1.4.2016.
When you turn 65, that gives you an additional time to enroll in a Medicare Supplement plan at LOWER rates.
See Medicare and You # 10050 and each Insurance Companies Web Page (see menu above) for details, brochures, enrollment forms and rates.
Please call 310.519.1335 or email us, [email protected] if you want more personalized attention.
FAQ’s, Resources & Links
Guaranteed Issue times & reasons for Medicare Supplements
Special Enrollment times for Medicare Advantage
See menu above for more. 
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Medicare & You - Mental Health
Medicare & Mental Illness # 11358 2 pages
Medicare & Mental Illness # 10184
Our Webpage on Medicare & Mental Health
Our webpage on EOC Evidence of Coverage - Plain English, even if they are 2 to 300 pages
Guide to Mental Health Benefits
Compliance Assistance Guide from DOL.Gov Health Benefits under Federal Law
Mental Health Videos
- Mental Health Video - updates on Mental Health Parity - Mental Health must be covered the same as physical health
- Video Medicare-covered benefits for mental health.
- PBS Bedlam VIDEO In an effort to get to the bottom of the current mental health crisis in the U.S., psychiatrist and documentarian Kenneth Paul Rosenberg M.D. chronicles personal, poignant stories of those suffering from mental illness, including his own family, to bring to light this epidemic and possible solutions. Shot over the course of five years, Bedlam takes viewers inside Los Angeles County’s overwhelmed and vastly under-resourced psych ER, a nearby jail warehousing thousands of psychiatric patients, and the homes — and homeless encampments — of people affected by severe mental illness, where silence and shame often worsen the suffering. See Trailer Available till October 30th
- Sharp Health Care - Mental Health Videos - Play List
- Mental Health Insurance Coverage: Get the Whole Picture
CMS Learning Aid for Mental Health Professionals
See our Main Webpage on Mental Health
#Medicare10050 and You 2021
Everything you want to know - Read Along
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I have been trying to get a Medicare supplement for two years. NO one will give me one. I get denied for anything, for an H. Pylori infection. Every company I apply with denies me. I was born in 1957 and have Medicare but no company will give me a supplement. They all want to give me prescription drug plan while denying the medical plan. I live in California.
How about Medicare Advantage at the next Open Enrollment? Medicare Advantage is guaranteed issue, while Medicare Supplements where you can go to any doctor or hospital that accepts Medicare is not. Check out our page on when Supplements are guaranteed issue. See also the subpage where if you take a Medicare Advantage Plan and don’t like it, you can then get a supplement. Let’s talk privately about some companies that have an unofficial practice of being more liberal…
Please note that Medicare Supplements are not like Obama Care, there is no right to guaranteed issue, any time. Even Obama Care has certain open enrollment periods. See our page on Medical Loss Ratio, the Insurance Companies take in a small premium…from lots of people, but have to be able to pay all claims from all policy holders. See also the new page – under construction we are building on Donald Care. It appears that many of our leaders don’t understand medical underwriting and the law of large numbers.
Hi. I’m looking for the best price on a Pre-65 Plan N supplement. We have Anthem at $249/month. My wife is on Social Security Disability. Birthdate: 10/25/1954. The price for Anthem started at $174 and after six months they raised it to $249.
Any possibilities we should look into?
Todd Mullin
I’ve responded to you privately. Use the menu above to check out other companies for Medi-Gap… but there may be a problem with Guaranteed Issue. In October there is Medicare Advantage.