If I don’t sign up for Part B when first eligible,
How do I enroll?
How do I appeal the penalty?
Late Enrollment Penalty
In most cases, if you don’t sign up for Part B when you’re first eligible, (FAQ Calculate the dates) for Medicare, during the 7-month Initial Enrollment Period to sign up for Part A and/or Part B. you’ll have to pay a late enrollment penalty. You’ll have to pay this penalty for as long as you have Part B.
Your monthly premium for Part B may go up 10% for each full 12-month period that you could have had Part B, but didn’t sign up for it.
General Enrollment Period (GEP)
If you didn’t sign up for Part B Doctor Visits on time, then you have to wait for the General Enrollment Period from January 1 to March 31 to enroll in Part B. Coverage will start July 1 of that year.
Please note, if you already have Part A, you can’t enroll online, you have to fill out form OMB No. 0938-1230 ! You can mail it in, but be sure to follow up that Social Security has the form. If not, go to your local Social Security Office and enroll. Make sure you get a receipt!
Please note also, that it’s been reported that your Social Security number is required, even though there is NO PLACE on the form for it!
No Penalty Reasons?
Usually, you don’t pay a late enrollment penalty if you meet certain conditions that allow you to sign up for Part B during a Special Enrollment Period, namely loss of employer coverage.
If you have limited income and resources, your state may help you pay for Part A, and/or Part B.
You may also qualify for Extra Help LIS to pay for your Medicare prescription drug coverage.
[George Zeppenfeldt-Cestero] should have signed up for Medicare Part B three years earlier when he turned 65. By delaying, he had missed the best window — the so-called Initial Enrollment Period — to apply for Part B, which covers much of what we consider health care: doctor visits, tests, injectable drugs (including chemotherapy), ambulances, physical therapy and other non-hospital services.
As a result, he has to pay permanently higher premiums, and he had to endure an unsettlingly long period — from December to July — before the coverage actually kicked in. (Span, 10/26)
Part D Rx Late Enrollment Penalty Calculator
How Part D Late Enrollment Penalty is calculated
Visit Our Web Pages on:
- Late Part D Rx Penalties?
- Premium Surcharge if you have High Income?
- Enroll ONLINE for Medicare Part A Hospital & B Doctor Visits
Related Pages in Part B – Doctors – How to sign up Section