2019 PPO Blue Shield Benefit Summaries
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Individual and Family Plan medical Summaries of Benefits (SOB) are effective January 1, 2019, and must be accompanied by the Important Legal Information booklet (PDF, 2.5MB), Spanish (PDF, 2.1MB) In addition to the Summary of Benefits, the Evidence of Coverage/Policy (EOC) and Summary of Benefits and Coverage (SBC) forms provide your clients with an easy-to-understand overview of what our IFP plans cover.
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| Blue Shield Platinum 90 PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | Evidence of Coverage/Policy (EOC) | ||
| Blue Shield Gold 80 PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
| Blue Shield Silver 70 PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
| Silver 70 Off Exchange PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
| Silver 1850 PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
| Blue Shield Bronze 60 PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
| Blue Shield Bronze 60 HDHP PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
| Blue Shield Minimum Coverage PPO | English (PDF, 2MB) Spanish (PDF, 2MB) | |||
We offer six Silver cost-sharing reduction plans through Covered California for clients whose income is between 138% to 250% of the federal poverty level (FPL). These plans are available only through Covered California.
| Cost Sharing Reduction Plans | Summary of Benefits | |
| Blue Shield Silver 73 PPO | English (PDF, 2MB) Spanish (PDF, 2MB) |
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| Blue Shield Silver 73 Trio HMO | English (PDF, 2MB) Spanish (PDF, 2MB) |
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Blue Shield Silver 87 PPO
If links don’t work, email us and we will send you the information. |
English (PDF, 2MB) Spanish (PDF, 2MB) |
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Guaranteed Issue - No Pre X Clause - Quote & Subsidy Calculation - No charge for our complementary services - If not in CA click here for Nationwide Quotes
I want to continue with my current plan.
Based on our last conversation all I need to do is continue making payments.
Is that true?
Here’s an excerpt of an agent bulletin dated 11.16.2018 9:09 AM:
Important note for IFP renewals with 1/1/2019 effective dates:
• Keep in mind that we will renew your customers automatically if they continue to pay their premium
Thank you for your compliance with Rule C 1 in our phone meeting terms of service – only relying on written proof.
Here’s where we send you a copy of the notification to Blue Shield that you wanted to renew the same plan rather than making any changes.
You can log in here to renew and/or change your coverage.
Or your member portal.
You can get quotes from all companies & plans here.
Blue card 2019 cut backs
https://insuremekevin.com/blue-shield-bluecard-program-benefits-get-trimmed-for-2019/
How come completed my boyfriends Covered CA application for Blue Shield yet you simply gave me the direct affiliate link above asked me to do everything on my own with the application process for Blue Shield direct. This process has been anything but convenient.
One reason we get so involved in Covered CA applications, is that Covered CA wants you to wait on hold and call them directly. Their process for one to select an agent is not what they promised us at their mandatory training. Your boyfriend had already partially completed an application with us a few years back. We can also be of more help during the year… The last day of open enrollment is not a good day to expect a lot of personal attention.
When you use OUR affiliate link, we get notified of the progress of your application. If you just go to Blue Shield’s website, we are not your agent, nor do we know anything about your application. If you want us as your agent… got confused as to which link to use… Not Covered CA etc. we can send you a Broker of Record letter to send to us, then we will send to Blue Shield.
The Blue Shield ONLINE application above, is rather simple, no income or medical questions. We already discussed the plans with you. You didn’t want Medi-Cal, nor did you qualify for subsidies at your income level. IMHO the complex part is the time and effort selecting a plan, going over coverages and definitions. The hardest part of the application is reading the disclosures and putting in your credit card information. Our website is full of intricate policy details. We feel we can help our clients with that, better than filling out your name and address and going over 16 digit credit card numbers.
The next thing is that as a Blue Shield member, you can get a member portal to give you instant 24/7 information on your policy, claims and premiums.
It looks like health Net Silver 70 Enhanced Care PPO and Blue Shield Silver 70 PPO offer the exact same benefits.
However, Health Net is $593.48 and Blue Shield is $740.13.
Is that correct?
When one wants to get into very detailed comparisons, it’s quite helpful to check the actual summary of benefits for each plan. This is the page to find Blue Shield’s. Here’s the summary for the Blue Shield Silver 70 PPO with 73% Enhanced Silver – Cost Sharing Reduction.
Health Net summaries are here. Here’s the 73 Enhanced Care PPO.
Here’s the standard metal level chart that all ACA – Obamacare compliant plans must use.
IMHO the difference you will find, is that Blue Shield’s network is bigger. Here’s what I have on Blue Shield’s network, including their provider finder. Here’s Health Net’s.
1. I am now debating between the Blue Shield Bronze PPO Mirrored plan and Health Net’s Bronze 60 Enhanced Care PPO.
2. Their benefits look identical and they have similar doctors on their preferred provider network (I was able to locate drs directly on their website not through the quote website).
3. The big difference is the premium, about $350 more per month for Blue Shield.
4. Online reviews aren’t bad for this company (Blue Shield’s are higher) but do you know anything about this company?
5. Would you recommend them?
2 The plans look identical as they are based on the metal level chart. See reply to the prior anonymous visitor. The doctor lists can be accessed through our quote engine, our webpage for each company, whatever it all goes to the same Insurance Company provider finder link
4 Online reviews don’t necessarily mean a lot – see a similar question about Oscar.
5. Yes, I’ve done business with Health Net for years. Get more details about HN on the webpage I have for them. Use this link to enroll in Health Net.