are a new family of limited network HMO plans: these plans are focused on delivering choice, affordability, and access to high-quality care with lower premiums.

Finding or changing MD with Trio Plan

Instant complementary quotes & subsidy calculation
Guaranteed Issue - No Pre X Clause - Quote & Subsidy Calculation - No charge for our complementary services

Here's how our members can get care through services like NurseHelp 24/7, Heal and Teladoc, as well as save on prescriptions and understand ER vs. urgent care.

Child, Related Pages
& Site Map 


Blue Shield is committed to leveraging their robust and innovative care models to fundamentally change healthcare delivery.

An accountable care organization (ACO) is a network of doctors and hospitals that shares responsibility for providing coordinated care to members and limiting unnecessary spending. As with a traditional HMO plan, each member’s care is centered around a primary care physician.

Learn More===> Section 3022 ACA

Blue Shield’s ACO framework is based on a proven record of delivering integrated care to more than 200,000 Californians.

The Trio ACO HMO plans are designed to help break down barriers, enhance care coordination, reduce duplication of services, and improve the member’s overall experience.

Our plans are designed to help:

  • Link members to the right services
  • Create cross-organizational focus on patients with complex needs
  • Improve discharge processes and programs to reduce hospital readmissions

Learn More==>

Trio ACO HMO Network Flyer 

Blue Shield Website   on TRIO *


Be sure to enroll on our Blue Shield affliate website.  Blue Shield pays us to help you, at no cost to you, as it saves them time and $$$.

Concierge for Covered CA 2 page pdf Prenatal  *  Spanish Please email us if any of the links require passwords or are not up and running yet. Trio Provider Finder

 2019 Benefit Summaries 

2019 Rates

Print a temporary ID card and more – Member Services Center and Registration

FAQs / Ask Us a Question   

Summary of Benefits & EOC Evidence of Coverage

Individual and Family Plan medical Summaries of Benefits (SOB) are effective January 1, 2019, and must be accompanied by the Important Legal Information booklet (PDF, 2.5MB)Spanish  (PDF, 2.1MB)

In addition to the Summary of Benefits, the Evidence of Coverage/Policy (EOC) and Summary of Benefits and Coverage (SBC) forms provide your clients with an easy-to-understand overview of what our IFP plans cover.

Trio HMO Plans
Summary of Benefits  Evidence of Coverage/Policy (EOC)
Blue Shield Platinum 90 Trio HMO English (PDF, 2MB) Spanish (PDF, 2MB)  
Blue Shield Gold 80 Trio HMO English (PDF, 2MB) Spanish (PDF, 2MB)  
Blue Shield Silver 70 Trio HMO English (PDF, 2MB) Spanish (PDF, 2MB)  
Silver 70 Off Exchange Trio HMO English (PDF, 2MB) Spanish (PDF, 2MB)


We offer six Silver cost-sharing reduction plans through Covered California for clients whose income is between 138% to 250% of the federal poverty level (FPL). These plans are available only through Covered California.

Cost-Sharing Reduction Plans Summary of Benefits
Blue Shield Silver 73 Trio HMO English (PDF, 2MB) Spanish (PDF, 2MB)  
Blue Shield Silver 87 Trio HMO English (PDF, 2MB) Spanish (PDF, 2MB)  

Blue Shield Silver 94 Trio HMO


If links don’t work, email us and we will send you the summaries. 

English (PDF, 2MB) Spanish (PDF, 2MB)

Blue Shield - Get a quote & enroll. 
No extra charge for our services.

Blue Shield Quote & Enroll


Blue Shield Authorized Broker Website – INSTANT QUOTES & Enroll
Blue Shield Authorized Broker Website – INSTANT QUOTES & Enroll

Covered CA Certified Agent  
No extra charge for complementary assistance 
Appoint us as your broker  
Set Consultation Meeting via Phone, Skype or Face to Face 
Please get a proposal first, including subsidy calculation
Covered CA Certified Agent

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Blue Shield Trio HMO & Concierge


Trio HMO: Changing the way you access health care

Blue Shield - Understanding your Trio Plan

4 comments on “2019 Trio HMO ACO

  1. I’m on SSDI and my agent set me up with Blueshield/Covered California silver 94 HMO trio…

    I notified her that my income had increased…and without notifying me signed me up for silver 87 HMO trio starting 9/1/2018!!

    My question is…can I possibly have this new insurance [silver 87 vs 94] changed or postponed?

    • When you get subsidies from Covered CA you are mandated to report changes of income within 30 days. When you changed your income to show an increase, Covered CA automatically changes the subsidy and the Silver Level. If your income decreases, you can report that change.

      See chart below or visit our page on The main change is that your specialist visits go from $8 to $25.

      You can also use our quote engine to double check income, silver level, premium, benefits, etc.

      Enhanced Silver

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