Supplemental Security Benefits (SSI)

SSDI if you worked and become disabled

 

Please note, that this page is way beyond our pay grade.   We are not qualified to answer your questions.  Contact legal counsel, your Social Worker, or the Social Security Office… 

 

Introduction   SSI  Supplemental Security Income

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What is the Supplemental Security Income (SSI) program and
how can I apply?

 

SSI Publication # 5-11000

 

  1. WHAT DOES “DISABLED” MEAN FOR AN ADULT?
  2. If you are age 18 or older we may consider you “disabled” if you have a medically determinable physical or mental impairment (including an emotional or learning problem) which:
    1. results in the inability to do any substantial gainful activity; and
    2. can be expected to result in death; or
    3. has lasted or can be expected to last for a continuous period of not less than 12 months.
  3. WHAT IS SUBSTANTIAL GAINFUL ACTIVITY (SGA)?

    We use the term substantial gainful activity (SGA) to describe a level of work activity and earnings that is both substantial and gainful. SGA involves performance of significant physical or mental activities, or a combination of both. For your work activity to be substantial you do not need to work full time. Work activity performed on a part-time basis may also be SGA. If your impairment is anything other than blindness, earnings averaging over $1,070 a month (for the year 2014) generally demonstrate SGA.

    Gainful work activity is:

    small blue ballwork performed for pay or profit, or

    small blue ballwork of a nature generally performed for pay or profit; or

    small blue ballwork intended for profit, whether or not a profit is realized.

  4. Is SSI Title XVI?
  5. Resource & Income Limits 
    1. August 2021 COVID changes
  6. SSI Home Page – Table of Contents on Social Security Website
  7. Medicaid – Medi-Cal is generally automatic.
    1. Extra Payments for SSI in CA # 11125 

Supplemental Security Income (SSI) Basics.

FAQ’s

 

Representative #Payee

Guide for Representative Payees

Guide for Representative Payees Publication # # 5 10076

  • Gets your Social Security check and manages the money $$$
  • ssa.gov/payee   Home Page
    • Social Security’s Representative Payment Program provides benefit payment management for our beneficiaries who are incapable of managing their Social Security or Supplemental Security Income (SSI) payments.
    • We appoint a suitable representative payee (payee) who manages the payments on behalf of the beneficiaries. Generally, we look for family or friends to serve as payees. When friends or family members are not able to serve as payees, we look for qualified organizations
  • FAQ’s for Representative Payee

 

6 Steps to apply for Social Security #Disability

SSI #Resources & Income Limits

 

The Aged & Disabled  Medi-Cal program uses SSI countable income rules  as well as a few extra rules you should know. For more information, visit our webpages on the  SSI & Medi Cal programs, and follow the various links on this page

FLASH!!!

The asset limit in the Medi-Cal programs serving older adults and people with disabilities has been eliminated!  CA Health Care Advocates DHCS  *

  1. Have less than $2,000 in Countable assets for an individual ($3,000 for a couple).
    1. Medi-Cal property limitations.
    2.  asset questionnaire
    3. CANHR simpler list
    4. CANHR Fact Sheet
    5. Understanding Medi-Cal’s Asset Test for Seniors and People With Disabilities
    6. Western Poverty Law 
    7. Nolo - SSI Income & Asset Limits
    8. Income SSA.Gov
      1. SSA Site
    9. Will my settlement affect my government benefits?  VIDEO
    10. dhcs.ca.gov/Asset-Limit-Changes-for-Non-MAGI-Medi-Cal
      1. dhcs.ca.gov/asset test amendment
      2. dhcs.ca.gov/Asset-Limits-Report
    11. california healthline.org/sset-test-elimination
    12. FAQ's
    13. Our webpage on SSI Resources & Income
  2. Have less than $1,271 - 123% of FPL  in countable monthly income for an individual ($1,719 for a couple). ca health advocates.org ADFPL    *  AB 715 Fact Sheet * Western Poverty Law  * 
    1. Share of Cost if income is too high, but you qualify on asset test?

SSI = Automatic Medi Cal 

Is Medi-Cal  #automatic  linked for SSI – Supplemental Security Benefit beneficiaries – recipients?

***Yes,  according to

Many individuals receive SSI due to poverty (over 65) and others receive SSI due to disability.

 

Links & Resources

Disability Benefits 101 on SDI  *  SSI *

Our webpage on

SSDI

Social Security Disability Insurance #SSDI

 

The  Social Security disability program SSDI  for an average family is equivalent to a private disability insurance policy worth over $233,000.  Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. (ssa.gov #10029)

Once you have received Disability benefits for two years you will automatically be covered under Medicare  Parts A & B  ssa.gov # 10029 * (there is a $170 premium for Part B – If you are low income there may be ways to get that paid for you) and we can then help you enroll in a

If you’re interested in Medicare Advantage Plan (NO PREMIUM!), Part D Rx and Medicare Supplemental Medi-Gap Plans visit those webpages and contact us   be sure to contact us RIGHT away, as there are deadlines!

Resources, Links & Bibliography

“Social Security Disability – SSDI”
FAQ’s 

  • I was disabled as a #child, before age 22 and have nothing or very little in work credits.  Can I get SSDI and then Medicare based on my parents or grandparents earnings?
  • I am gathering info for a friend who is late 30’s and is experiencing severe medical symptoms.   He is seeing a neurologist and currently undergoing tests.   At worst its ALS, at best MS.   I have some questions referring to SSDI, SDI and unemployment and if those benefits are taxable income.
    • Everything I know about SSDI is on this page,  SDI and unemployment is on my website.  I’m in the business of enrolling people in health insurance plans, life insurance, long term care, etc.
    • Here’s other pages that might be relevant…
  • I’m 66 on sick leave and not retired yet.   Can I qualify for SSDI.  I don’t want to start regular Social Security until I’m 67 in February 2020
  • Due to a disabling work accident, I retired at age 60 in 2015 and started receiving Social Security Disability benefits.   I thought the MPIPHP pension/health plan included a prescription plan, making Medicare Part D unnecessary.  However, my most recent SSDI 1099 indicates $403 was deducted for Part D. Before I spend a few days on hold with SSI, can you please set me straight?
  • I am “Retired with Disability” from CalStrs  I also have enough quarters in to get some social security.  Since I am disabled, can I get SSDI and then Medicare insurance?  I am 58-yrs old.
    • Yes, it appears that you can get SSDI in addition to your CalStrs retirement. However, there is a limit of 80% of your average current earnings. See excerpt from Nolo Guide to Social Security Disability. For more detail and explanation. It’s quite complicated. Check out the attorney’s we have listed above.
    • Yes, it does appear that if you do get SSDI, you will have Medicare after 2 years from when you were entitled to it.
    • Let use know if you want to check out Medicare Advantage plans.

Appeals 

Find an Attorney

#Attorney  's  ---  Social Security Disability maze

 

 

Estate Planning

 

 

 

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HOW DOES DEEMING – Considering Parents Income WORK FOR A CHILD?

 

The term deeming means –  identifies the process of considering another person’s income and resources to be available for meeting an SSI claimant’s (or recipient’s) basic needs of food and shelter.  SSA.gov *

If a child is under age 18, not married, and lives at home with parent(s) who do not receive SSI benefits, we may consider a portion of the parents’ income and resources as if they were available to the child. We may also count a portion of a stepparent’s income and resources if the child lives with both a parent and a stepparent (or an adoptive parent and a stepparent). We also do this when a child is temporarily away at school, returns home during weekends, holidays or during the summer and remains subject to parental control.

We make deductions from deemed income for parents and for other children living in the home. After we subtract these deductions, we use the remaining amount to decide if the child meets the SSI income and resource requirements for a monthly benefit.

NOTE For more information, see the SSI Spotlight on Deeming Parental Income and Resources.

 

WHEN DOES DEEMING NOT APPLY?

 

Deeming from the parent stops when a child attains age 18, marries, or no longer lives with a parent. Deeming does not apply, and we may pay up to $30 plus the applicable State supplement when:

small blue and black arrowa disabled child receives a reduced SSI benefit while in a medical treatment facility; and

small blue and black arrowthe child is eligible for Medicaid under a State home care plan; and

small blue and black arrowdeeming would otherwise cause ineligibility for SSI benefits.

Also, we do not consider the income of a parent for deeming purposes if the parent receives a Public Income Maintenance payment (PIM) such as Temporary Assistance for Needy Families (TANF) and his or her other income was used to compute the PIM payment.

If either child or parent is temporarily absent from the household (less than 60 days), the rules about deemed income still apply. ssa.gov/ssi child-ussi

In–Kind Income is food or shelter that you get for free or less than its fair market value.

Bibliography

Supplemental Security Income # 11125

Ticket to Work Program

 

#Disability SSI & SSDI Publications, Resources & Links

 

Social Security Publications relating to Disability, SSI, SSDI

 

FAQ's

  1. What must I do to Qualify?
    1. Must be total & permanent disability
  2. What is Social Security's eligibility process
  3. Where is Social Security's home page for disability
  4. Can I get a Disability "Starter Kit?
  5. Tell me more about the Ticket to Work Program which gives you more choice in obtaining the services one needs to be able to go back to work and achieve your employment goals.
  6. Where can I get more disability information?
  7. Can I get an estimate of my retirement benefits? Sample Calculation
  1. Nolo.com Disability Benefits

 

Medicare Coverage

 

#SocialSecurityDisability
Factors in Evaluating 

Table of Contents

DISABILITY DETERMINATIONS

600. Who qualifies for disability determinations?
601. What is a “medically determinable” impairment?
602. Impairment Lasting or Expected to Last at Least 12 Months
603. Definition of Substantial Gainful Activity
604. Independent Determinations Under the Social Security Act
605. Does SSA make disability determinations on a disability-rating schedule?

MEDICAL EVIDENCE

606. Medical and Other Evidence as Basis for Decision of “Not Disabled”
607. Medical Evidence as Basis for Decision of “Disabled” -- Listing of Impairments

DISABILITY EVALUATION

608. What if your condition does not meet or medically equal a listing?
609. Evaluation Considering Age, Education, and Work Experience
610.
611. Does your employment condition affect a disability determination?

EVIDENCE OF DISABILITY

613. Are you considered disabled if you are receiving treatment for an impairment?
614. Evidence of Disability
615. Categories of Evidence
616. Consultative Examinations
  Compassionate Allowances program identifies claims where the applicant’s disease or condition clearly meets Social Security’s statutory standard for disability.

SUBSTANTIAL GAINFUL ACTIVITY

617. Importance of Substantial Gainful Activity
618. How does work at the substantial gainful activity level affect disability?
619. Definition of “Activity”
620. Significance of Earnings
621. How are your earnings as a self-employed person considered in determining substantial gainful activity?

DISABILITY STATUS CEASES

622. When are continuing disability reviews conducted?
623. When does disability end?

Parents & Care Givers

Check out our webpage on getting your own private disability coverage, in addition to Social Security Disability or SDI State Disability Coverage

 

FAQ's 

 

 

Call Social Security 1-800-772-1213

How Work Affects SSI and SSDI:

  • Call Disability Rights California 1-800-776-5746
  • Call the Ticket to Work Help Line 1-866-968-7842
  • Contact a Work Incentives Planning and Assistance (WIPA) counselor

PRISON 

How does being incarcerated – Jail, #Prison affect Social Security or SSI Benefits?

How do you get benefits reinstated?

If you’re receiving SSI, your payments are suspended while you’re in prison.  Your payments can be reinstated in the month you’re released.   However, if your confinement lasts for 12 consecutive months or longer, your eligibility for SSI benefits will terminate and you must file a new application for benefits.

If Social Security suspends your disability or SSI benefits because you were in prison, you can request for Social Security to reinstate your benefits. You’ll need to contact Social Security and provide a copy of your official release documents  before they can act on your request.

For SSI beneficiaries, benefits are terminated when the person is incarcerated for a year or more.

Forms to Get one released from Prison

Which prison?
dcor.state.ga.us/State Prisons

Is he on SSI or SSDI?

Were benefits suspended or terminated?

Was he getting benefits before?

Does the prison have a pre-release agreement with Social Security?

Please read this pamphlet from Social Security 10504 

get back your social security benefits

A prerelease agreement is a written or verbal agreement between an institution and SSA to cooperate in the processing of Supplemental Security Income (SSI) applications under the prerelease procedure. For a complete description of prerelease agreements see SI 00520.910 – Prerelease Agreements – Institutionalization. https://secure.ssa.gov/apps10/poms.nsf/lnx/0423530001

After you know your release date, notify someone at your facility that you want to start your SSI payments or Social Security benefits. The institution then will notify us if you are likely to meet the requirements for benefits. We will get an application from you several months before your anticipated release. That way, we can begin processing your application. Your benefits can start as soon as possible after your release.
If your institution does not have a prerelease agreement with the local Social Security office:
After you know your anticipated release date, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778). Tell the representative you are scheduled to be released from an institution and want to apply for benefits. Please have your Social Security number handy. We will set up an appointment with your local Social Security office to take your application when you are released. faq.ssa.gov/

Social Security and Health Care Benefits for the  Incarcerated 

This fact sheet describes

Work & Disability 

#Work and Disability

Disability Benefits Brochure # 10029

We base your SSI payments on how much other income you have. When your other income goes up, your SSI payments usually go down. When you earn more than the SSI limit, your payments will stop for those months. But, your payments will start again for any month your income drops to less than the SSI limits. Be sure to tell us if your earnings drop, or if you stop working.

If your only income is SSI, and the money you make from your job, we don’t count the first $85 of your monthly earnings. Each month, we reduce your SSI benefits 50 cents for every dollar that you earn over $85.

Example: You work and earn $1,000 in a month; and your only income comes from your earnings and your SSI.
$1,000
-$85
$915 divided by 2 = $457.50

We would take $457.50 from your SSI payment.

You may be eligible for a plan to achieve self-support that allows you to use money and resources for a specific work goal. These funds don’t count when we figure out how your current income and resources affect your benefits.  Learn more — Working While Disabled 10095

socialsecurity.gov/work.

FAQ 

Overpayments

ssa brochure on overpayments

Overpayments En 05 10098 

Hitler & Mental Health Disabilities T 4 

Speak up!  Do want you can to make sure this doesn't happen in the USA! 

Translation for the poster below:

"This person suffering from hereditary defect  costs the community $60,000 Reichsmark during his lifetime. Fellow German, that is your money, too. Translation & Image Courtesy of Psychology Fantom.com 

nazi t 4 program

 

Under  the T 4 program,  wikipedia.org T4  Certain German physicians were authorized to select patients "deemed incurably sick, after most critical medical examination" and then administer to them a "mercy death" (Gnadentod).[7] The T4 programme stemmed from the Nazi Party policy of "racial hygiene", a belief that the German people needed to be cleansed of racial enemies, which included anyone confined to a mental health facility and people with simple physical disabilities.[31]  wikipedia.org T4  

The annual cost for a bed in a CDCR-operated, inpatient psychiatric program is around $301,000 lao.ca.gov

Did President Trump??? really say and mean this?   Time.com 

 

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