Video on how much coverage for death protection you need
Related Pages in Prescriptions Drugs – Rx Section
♦ Manufacturer Discounts & Assistance
- Bronze Plan – How are Drugs Reimbursed?
- Is my prescription on the formulary – approved list?
- Rx – Prescription Drug Increases
- Rx – UM – Utilization Guidelines
- Rx Comments, Discussion, News breaking articles and Further Detail
- Rx for Mental Illness
Prescription Drugs – Rx
Prescription Drugs – Rx are an essential mandatory benefit of Health Care Reform. Watch this page for more information. Be careful of the narrow lists – formularies under Health Care Reform.
Some insurers are alleged to be using Rx costs and formularies to discourage people with Pre-Exisiting Conditions from enrolling, despite Health Care Reforms promise of Guaranteed Issue and no Pre-X. Learn More⇒ CA Health Line 1.29.2015
NEW Laws & Regulations effective 1.1.2017 AB 1305, 339 & 1954 SB 999 – Deductible & OOP Maximums FAQ’s
(a) A health plan does not provide essential health benefits unless it:
(1) Subject to the exception in paragraph (b) of this section, covers at least the greater of:
(i) One drug in every United States Pharmacopeia (USP) category and class; or
(ii) The same number of prescription drugs in each category and class as the EHB-benchmark plan;
California Benchmark Plans
(2) Submits its drug list to the Exchange, the State, or OPM.
(b) A health plan does not fail to provide EHB prescription drug benefits solely because it does not offer drugs approved by the Food and Drug Administration as a service described in §156.280(d) of this subchapter. (c) A health plan providing essential health benefits must have procedures in place that allow an enrollee to request and gain access to clinically appropriate drugs [medically necessary?] not covered by the health plan.
Please have your MD contact BS to convince them the brand name is the only thing that will work.
Visit Our webpage on Medical Necessity
Ex Pharma Representative Speaks Out...
California Senate Bill (SB) 1021 – Copayment Limits to Retail Prescription Drug Pricing