Virtual Introduction to Medicare Seminar


Here you will see some videos done by Steve, Millman  and the official Medicare Guides like Medicare & You,  Choosing  a Medi Gap Policy, Understanding Medicare Advantage Plans and the Video’s below.

If you think the Medicare Video’s leave something to be desired, let us know [email protected]  and we can produce our own, like the introduction below that  we did a few years ago.

We can set up individual phone, Skype, Facetime, Zoom meetings for CA residents.   What’s really nice is screen sharing so you can see our computer screen or monitor and vice versa.   Here’s our scheduling calendar.

Check out our Site Map or menu system for the rest of the pages in our website.

Medi Gap Part D Rx Medicare Advantage

Medicare Part A
(#Hospital Insurance)

Medicare Part A Hospital coverage helps pay for care in hospitals as an inpatient,... skilled nursing facilities, hospice care, and some home health care (see publication # 10969) but not Long Term Care.  

Most people get Part A automatically when they turn age 65 at no charge, since they or a spouse paid Medicare taxes while they were working.  You need to sign up close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits - Part A - start automatically.) 

Here's a chart it's just a illustration and is NOT official  that shows what Medicare pays, the gaps in Medicare and what you may get when you add a Medi Gap Plan or Medicare Advantage to cover those gaps.

Medicare Part A

Medi Gap – Supplement Plans 

Part B (Medical #Insurance)

Part B - Outpatient helps Pay For Doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as the services of physical and occupational therapists, and some home health care see publication 10969, but not Long Term Care. Part B helps pay for these covered services and supplies when they are medically necessary.

The chart below is a very brief summary.  Check the actual Evidence of Coverage for the plan you want to enroll in, Medicare & You or actual Medicare documents.

What part b pays and what you get with Medi Gap or MAPD

Under 65 coverage and converting to Medicare?


video under 65 going on medicare

Medicare.Gov Plan Finder for 2021

Do not enroll on the Governments site,
send us your results and we can enroll you

Here's the webpages for the Part D Rx plans we are agents for.

No extra charge for our services

Create a My Medicare.Gov Account

If you want us to shop for you... Send [email protected]  a copy of your Medicare ID card and your user name & password.
Our email is encrypted sending & receiving by

Medicare Part D Shopping Video

How to shop Part D rx plans

Learn more on our webpage about the Shopping Tool along with Q & A or Ask your own question at the bottom of the Q & A section


The “Total Yearly Cost of Care” does not provide personalized or transparent information. For example, when a consumer inputs or changes personal data, such as drug information, his or her total estimated costs do not change. This is not mathematically possible based on the plan benefits. Additionally, the tool does not share what is included in the total cost. As a result consumers will likely see the total cost and assume they are receiving a personalized and tailored estimate which may not be accurate.

The estimated total yearly cost of care is flawed. On a plan that has reduced benefits year over year, the expectation would be that the “estimated total yearly costs” would increase. However the tool is inaccurately estimating the consumer’s costs will decrease. It doesn’t make mathematical sense. For consumers on a fixed income and cost conscious, this could be detrimental to their situation.

Most supplemental benefits are not included in the total yearly cost of care. Over the past several years supplemental benefits have expanded and provided members with options that not only treat, but prevent illness and increase quality of life. We know the high value of benefits such as vision, dental and hearing to our consumers, and they are a key way we are partners in care with our members. Some of the benefits that are not included are:

Transportation lists copay but not number of rides.

Eyeglasses list copay but does not share if benefit covers frames, lenses or contacts.

Wellness Programs include a long list of possible items including fitness, nurse hotline, Personal Emergency Response and telehealth, that can’t be lumped into a single “covered” or “not covered” benefit.  Excerpt from UHC Agent Memo  * Forbes GAO 7.2019 Report

#Understanding Medicare Advantage Plans (PDF) #12026

Watch Video

Video understanding medicare advantage mapd

Insurance Companies get a fee from the Federal Government, when you enroll in an MAPD plan.

That's why the premium is very low or ZERO!

How to create a
My Social Security & Medicare.Gov Account on

Create ONLINE Account Publication # 10540

Social Security ONLINE Account


video how to create my social security account

VIDEO on advantages and saving time by creating a Social Security Account

Our webpage on how to create a Social Security and My Medicare Account 

You need it to sign up for Medicare too.

Create Social Security Account 

create Social Security Account


We suggest that you create an account with Social Security  and   Medicare  then you can log in and replace your card, in addition to getting tons of other information, like the explanation of benefits for any claims you have.  The new card takes about 30 days to get.  You can also change your address, etc.

With your free, personal my Social Security account, you can receive personalized estimates of future benefits based on your real earnings, see your latest Statement, and review your earnings history. It even makes it easy to request a replacement Social Security Card or check the status of an application, from anywhere!

What can you do with a my Social Security account?
pdf # 10121

Sign In or Create Your Free Account

Medicare & #HomeHealth Care # 10969

Medicare & Home Health CareCheck out

TRUE FREEDOM - Home Health Care 

No health questions asked

Video on Home Health Care

Video Medicare & Home Health Care

Our webpage on Home Health & Long Term Care  

Hospice Publication  # 02154  


you tube videos

Palliative care, which focuses on providing relief from the symptoms and stress of serious illness, offers an extra layer of support.

Learn more at

Costs of the last 2 months of life


cost of last two months of life

See our webpage on

3 comments on “Seminar – Medicare Information ONLINE

  1. This is excellent – Clear and concise.

    My one criticism is on the sound. There were several audio drops when I listened just a few moments ago. Could be my system but I’d check it out.

    Other than that it was great. Ver professional and informative.

    • I’ll just answer the question generally, since this is an educational page on not a sales page.

      Here’s a typical Medi Gap summary of benefits, showing what Medicare pays, what Medicare doesn’t and what get’s paid if you have Plan G Extra Medi Gap.

      Medicare Advantage has strict rules about talking details at an educational event. So, in general, Medicare Advantage often has lower or zero premiums, includes Part D Rx, but the main downside is you have to use a restricted list of doctors.

      You can use our menu or site map to go to more detailed pages on Medi Gap, Medicare Advantage and Part D.

      g extra hosptial

      Part B Doctor Visits
      Part B

      Foreign Travel
      foreign travel limitation  Medicare

      See our site map for more details

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